Samuel Sherman is a financial advisor at Charles Schwab with 12 years of industry experience. He holds a Series 66 designation and has held positions at several major firms, including Merrill, TD Ameritrade, Bank of America, and Wells Fargo. Sherman is currently based in Roseville, CA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management and financial planning services supported by a large integrated platform.

Lawrence Lonski is a financial advisor at OSAIC with 32 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Woodbury Financial Services and Independent Financial Group. Outside of advising, he is president of Lonski Pet Rescue, a nonprofit dedicated to rescuing hybrid wolf dogs and homeless or neglected cats. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services alongside financial planning and retirement plan consulting. The firm utilizes various tools and third-party platforms to construct diversified portfolios tailored to clients’ risk tolerance and investment restrictions.

Brandi Stahl is a financial advisor with OSAIC in Sacramento, CA, holding Series 63 and Series 65 designations and bringing 24 years of industry experience. She previously worked at Lincoln Financial Advisors for 23 years before joining OSAIC in 2025. In addition to advisory work, she is active as an insurance agent offering a range of life, health, disability, fixed/indexed annuities, and long-term care insurance products. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a broad network of advisers and multiple advisory platforms. The firm utilizes a range of portfolio construction tools and offers integrated financial services, supported by various third-party solutions and a complex corporate structure.

Sonny Carpenter is a Planning Consultant at Fidelity Investments, a position he has held since 2021. He has over 20 years of experience in the financial industry, focusing on helping clients create personalized retirement plans tailored to their specific situations. Prior to his current role, Sonny served as a Senior Relationship Manager at Fidelity Investments from 2016 to 2021 and as a Financial Representative at the same firm from 2010 to 2016. His earlier experience includes roles as a Stockbroker at Scottrade, Inc from 2008 to 2010 and at Etrade Financial from 2000 to 2008. Sonny holds a California Insurance License, which supports his advisory capabilities in the financial sector. Outside of his professional work, he has personal interests in fitness, golf, reading, and traveling.

Jason Crowell is a financial advisor with LPL Financial, holding a Series 66 designation and 14 years of industry experience. He has worked at LPL Financial since 2011 and has been associated with Golden 1 Credit Union since 2009. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Dave Winther is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments since 2016, progressing through roles including Financial Consultant, Investment Consultant, Relationship Manager, and Financial Representative. Dave works closely with clients to help them achieve their financial goals through a collaborative planning process that aligns investments with clients' unique values. He holds a California Insurance License, supporting his ability to provide comprehensive financial advice. Outside of his professional responsibilities, Dave enjoys comedy, cooking and baking, fitness, football, movies, and music.

Trevor Glenn II is a financial advisor at LPL Financial with 20 years of industry experience. He holds the Series 63 and Series 66 designations. His prior experience includes roles at Crown Capital Security LP and Quest Securities, Inc. Outside of his advisory work, he has been involved with Paradigm Mortgage Corporation, a mortgage and real estate services business he has operated since 1993. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, supported by research and multiple portfolio management options.

Jeremey Hill is a financial advisor at Cetera with 18 years of industry experience and holds Series 63 and Series 66 credentials. He has worked previously at firms including Allianz Life Insurance Company and LPL Financial. Outside of his advisory work, he serves as secretary of a homeowners association in Fair Oaks, California. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual and institutional clients with portfolio management, financial planning, and retirement services. The firm offers a multi-manager platform allowing advisors to use affiliated and third-party model portfolios, with over $256 billion in assets under management and more than 10,000 advisors nationwide.

Dionne Terzoli is a financial advisor with LPL Financial in Sacramento, CA, holding a Series 66 designation and 15 years of industry experience. Prior to joining LPL Financial in 2026, Terzoli spent 11 years with Raymond James Financial Services and serves at Golden1 Credit Union. She has also been involved with St. Anthony's Parish in Sacramento since 2016. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides a range of advisory programs, financial planning, and retirement plan consulting, offering both discretionary and non-discretionary management supported by in-house and third-party research.

Jared Duran is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he held roles at King Cong Brewing Co., Duran Strategic Marketing, Markstein Beverage of Sacramento, and Fitness MD, and served in the U.S. Army Reserves for eight years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services, fund management, and model portfolio delivery, with notable activities including its registration as a commodity pool operator and use of AI in research.

Michael De Philippis is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He worked at Edward Jones for 18 years before joining Raymond James Financial Services Advisors in 2022. Outside of his advisory role, he is president of Barrier Reef Investments, a financial planning firm. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning using risk profiling and modeling tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

John Signorotti is a CFP® and ChFC® with 39 years of industry experience. He has worked at Osaic Wealth, Inc. since 2018 and previously operated Signatorotti Insurance Services, Inc. since 1999, where he serves as CEO. He is also a trustee managing a family estate for a beneficiary. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs a variety of portfolio construction tools and supports multiple advisory platforms, including discretionary and non-discretionary account management.

Andrea Silva is a financial advisor with LPL Financial in Sacramento, CA, holding Series 65 and Series 63 licenses and 17 years of industry experience. She has been with LPL Financial since 2013 and previously operated Colverfield Photography for eight years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management with access to model portfolios and research.

Marta Solis is a financial advisor at Fidelity Investments with five years of industry experience. She holds a Series 66 designation and has previously worked at Equitable Advisors LLC, JP Morgan Chase Bank, and Golden State Overnight. Outside of her advisory role, she operates Valensol Cafe, a small business selling coffee via curbside pickup in Sacramento. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across diversified model portfolios.

Katherine Ducharme is a financial advisor at Edward Jones in Sacramento, CA, holding Series 63 and Series 66 licenses. She joined Edward Jones in 2026 and has prior experience at Vanguard Marketing Corporation and the U.S. Department of State, among other roles. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Juan Lara Turner is a financial professional with one year of industry experience, currently affiliated with Osaic Wealth, Inc. He holds a Series 66 designation and has previously worked at Retirement Security Centers and The Cheesecake Factory. In addition to his advisory role, he supports senior planners and assists with client meetings and administrative tasks at Retirement Security Centers. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of financial advisers. The firm offers integrated brokerage and advisory services, financial planning, retirement consulting, and access to various managed account platforms.

Kyle Harlow is a financial advisor with Raymond James Financial who holds Series 63 and Series 66 licenses and has 10 years of industry experience. His prior experience includes roles at Edward Jones, Legg Mason Investor Services, and Franklin Templeton Financial Services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored non-discretionary planning and consulting using advanced analytical tools and supports a broad network of advisors and affiliated firms.

Steven McCartney is a Financial Consultant currently working at Fidelity since 2021. He has a professional background in financial advisory roles spanning several decades, including positions at Prudential from 2014 to 2021 and Merrill Lynch from 1994 to 1999. Steven's approach to financial planning focuses on addressing clients' needs both presently and in the future, supporting them in managing their finances toward their lifelong goals. His career reflects a commitment to client-focused financial advising, leveraging a broad range of investment options and tools to facilitate understanding and execution of financial plans. Steven holds a California Insurance License, which supports his professional capabilities in the financial services industry.

Mark Bergdorf is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked at Charles Schwab since 1996 and Charles Schwab Bank since 2005, both based in Sacramento, CA. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary portfolios and provides integrated brokerage, custody, and advisory services.

Joel Erickson is a financial advisor with Fidelity, holding a Series 66 designation and 16 years of industry experience. He has worked in various capacities within Fidelity since 2012, including roles at Fidelity Brokerage Services LLC, Fidelity Personal and Workplace Advisors, and most recently Fidelity Investments. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, and serves as an advisor to multiple registered investment companies and fund-of-funds.