Cody Martinell is a Vice President and Financial Consultant at Fidelity Investments, where he has been serving since 2013 in various roles including Financial Representative, Investment Consultant, and Financial Consultant. In his current role since 2020, he partners with clients and their families to develop and maintain customized plans that address controllable financial and emotional risks. Throughout his tenure at Fidelity Investments, Cody has gained extensive experience in financial consulting and investment advising. He holds a California insurance license, which supports his ability to provide comprehensive financial guidance. Outside of his professional work, Cody is interested in board games, boating, fishing, football, golf, and skiing.

Jeffery Reese is a financial advisor at LPL Financial with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has been with LPL Financial since 2008. Reese also works with Washington State Employees Credit Union, where he has been involved since 2004 and participates in insurance services related to that organization. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and corporations through a national network of investment adviser representatives. The firm provides various advisory programs, financial planning, and retirement consulting, utilizing discretionary and non-discretionary management supported by proprietary research and third-party resources.

Spencer Daw is a financial advisor at Charles Schwab with 14 years of industry experience. He holds the Series 66 and Series 63 licenses and has worked at several notable firms including JPMorgan Chase Bank, Merrill, and TD Ameritrade. Daw’s background includes roles in both brokerage and investment advisory capacities. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated services. The firm provides a blend of non-discretionary and discretionary investment management options supported by a multi-asset model portfolio approach and centralized custody and supervisory functions.

Hoa (Sandra) Truong is a financial advisor at OSAIC with 36 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at KMS Financial Services, Inc., Securities America Advisors, Inc., and Securities America, Inc. Prior to joining OSAIC in 2024, she accumulated extensive experience in financial services. Outside of advising, she is involved in insurance sales, offering fixed annuities and term life products through her contracted agency, 88 Prosperity Wealth Management. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and advisory services utilizing a range of asset-allocation tools and third-party solutions to construct portfolios across various asset classes.

Christopher Minaker is a financial professional with four years of industry experience, currently affiliated with Cetera. He holds the Series 66 designation and also serves as an assistant baseball coach at Edmonds-Woodway High School. His career includes roles at several firms, including Greenlight Investors, LLC, and Carl Zeiss Meditec USA, Inc. Cetera Investment Advisers LLC is an SEC-registered advisory firm serving individual investors, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform featuring both affiliated and third-party model portfolios.

Congying Li is a financial advisor with Edward Jones, holding a Series 66 designation and three years of industry experience. Prior to joining Edward Jones, Li worked at Amerisave Mortgage Corporation and held roles at Intuit and Haidilao Hot Pot Seattle. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies supported by a nationwide network of advisors and branch offices.

Nick Pascoe is the Vice President and Branch Leader at Fidelity Investments. In this role, he focuses on empowering Fidelity associates by providing them with the skills, confidence, and support necessary to reach their full potential. He has held several positions at Fidelity Investments, including Vice President, Regional Planning Consultant from 2022 to 2026, Vice President, Financial Consultant from 2020 to 2022, Financial Consultant from 2017 to 2020, and Investment Consultant from 2015 to 2017. Prior to joining Fidelity, Nick was a Financial Representative at Northwestern Mutual from 2013 to 2015.

Nelson Ngako Kameni is a financial advisor with Merrill, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Bank of America, Equitable Advisors, and several businesses in the hospitality and retail sectors. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kimberly Monnahan is a financial advisor with LPL Financial, holding Series 63, 65, and 66 licenses and bringing 22 years of industry experience. She has worked at LPL Financial since 2022 and at Ameriprise since 2016. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Karin Nilsson is a financial advisor at LPL Financial with 27 years of industry experience. She holds Series 63 and Series 65 licenses and has been with LPL Financial since 2011. In addition to her advisory role, she works as a dealer or pit boss for a casino party vendor, managing events such as Christmas and corporate parties. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

Kenneth Lubkowski is a financial advisor with LPL Financial in Seattle, WA, holding a Series 66 designation and with 25 years of industry experience. He has been with LPL Financial and its predecessor since 2000. Outside of his advisory role, he is involved in non-variable insurance activities through a DBA called Financial Advocates and serves as an insurance agent part-time. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, financial institutions, corporations, and nonprofits. The firm offers a range of financial planning and advisory programs alongside brokerage services, with access to model portfolios, third-party research, and various investment management options.

Tadeusz Markow is a CFP®-designated financial advisor with Cambridge Investment Research Advisors, based in Seattle, WA. He has 33 years of industry experience and has been with Cambridge Investment Research since 2007. He is also the owner of Markow Financial Group, which has operated since 1995, and serves as an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving a wide range of clients, including individuals, pension and profit-sharing plans, charitable organizations, trusts, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals using a variety of custodial platforms and proprietary as well as third-party investment strategies.

James Hansen is a financial advisor at OSAIC with 40 years of industry experience. He holds Series 63 and Series 66 designations. His career includes long-term roles at Kms Financial Services, Inc. and Securities America Advisors, Inc. He also has over four decades with Travelers Insurance Company. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms, offering integrated brokerage and advisory services with various portfolio management tools and third-party solutions.

Bradley Dijulio is a financial advisor with LPL Financial in Seattle, WA, holding a Series 66 designation and 16 years of industry experience. Prior to joining LPL Financial in 2019, he worked at NBC Securities, Inc. from 2015 to 2019. Outside of his advisory role, he is the owner of Blue Bard LLC, a business unrelated to investment activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, with access to model portfolios, research, and both discretionary and non-discretionary management approaches.

Benjamin Pecora is a financial advisor at Osaic with six years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for eight years. Outside of his advisory work, Pecora has been involved with the Bainbridge Island Youth Soccer Club since 2014. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients, including high-net-worth individuals, pension plans, corporations, and charitable organizations. The firm combines brokerage and advisory services with financial planning and offers access to multiple investment platforms and third-party managers.

Nicholas Ruppe is a financial advisor at Ameriprise with two years of industry experience. He holds the Series 65 and Series 63 designations. Prior to joining Ameriprise, he worked at KeyBank NA, NYLIFE Securities LLC, and New York Life Insurance Company. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service, providing written recommendation reports and ongoing retirement planning advice focused on income sources and tax-aware withdrawal strategies.

Mark Manchester is a financial advisor at Wells Fargo Advisors with 37 years of industry experience. He previously worked at RBC Capital Markets, LLC for nine years before joining Wells Fargo Advisors in 2017. He holds Series 63 and Series 65 licenses. Outside of advising, Manchester serves on the board of Bardahl Manufacturing Corporation, a company specializing in oil additives and lubricants. Wells Fargo Advisors serves individual, trust, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad planning menu that includes specialized services such as business-owner transition planning and sports and entertainment planning, using in-house research and tools to develop tailored recommendations.

Kenneth Ballard is a financial advisor at Fidelity with five years of industry experience and holds the Series 66 designation. His career includes roles at Fidelity Investments, Edward Jones, Fred Meyer Jewelers, and Alaska USA Federal Credit Union. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is also noted for its advisory role to multiple registered investment companies and its use of advanced methodologies including AI and systematic portfolio management.

Skyler Dompier is a financial advisor with LPL Financial in Lynnwood, WA, holding Series 65 and Series 63 licenses and bringing 11 years of industry experience. He has been with LPL Financial and BECU Investment Services since 2016. Dompier is also a commissioned Notary Public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and technologies such as machine learning.

Nicole Ovstedal is a financial advisor with Fidelity, holding a Series 66 designation and 12 years of industry experience. She previously worked at Berthel Fisher & Company Planning Inc. and Berthel Fisher & Company Financial Services, Inc. Prior to joining Fidelity in 2022, she accumulated seven years of experience at Berthel Fisher. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to both retail and institutional clients. The firm employs a combination of proprietary fundamental research and quantitative analysis, including algorithmic portfolio construction, to manage a broad range of investment portfolios and model strategies.