Michael Caracciolo is a Series 66-licensed financial advisor with Equitable Advisors in Port St Lucie, FL, and has eight years of industry experience. His prior work includes roles at Axa Advisors, LLC and Quintiles. Outside of his advisory work, he coaches youth soccer competitively. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management through various programs and third-party managers.

Karen Saunders is a financial advisor at Merrill with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill since 2007, with a two-year tenure at Morgan Stanley in between. She is based in Stuart, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Eileen Blackburn is a financial advisor with LPL Financial in Port St Lucie, FL, holding Series 63 and Series 65 registrations and bringing 27 years of industry experience. She has been with LPL Financial since 2010 and previously worked at M&T Securities, Inc. and Uvest Financial Services Group, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services through a large network of advisors, utilizing various portfolio strategies and technology tools, and manages over $819 billion in discretionary assets.

Vincent Grucza is a CFP® with 11 years of experience currently advising at Raymond James & Associates. He has worked with Raymond James since 2014 and has a background that includes nearly a decade with the West Coast Officials Association. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, providing financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

William Marinelli is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked with Cambridge Investment Research Advisors since 2022 and previously spent 12 years at Royal Alliance. Marinelli also operates an independent insurance agency. Cambridge Investment Research Advisors serves a broad range of clients, including individuals, retirement plans, charitable organizations, and estates, providing financial planning, investment management, and retirement advisory services through a large network of independent professionals. The firm offers diverse investment solutions and has institutional features such as proprietary strategies, multiple custody arrangements, and formal compliance processes.

Tony Vanhille is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. He has held positions at Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing in 2016. Outside of his advisory role, he serves as trustee for his parents' trusts. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment menus.

Seth Sonnier is a financial advisor at LPL Financial with six years of industry experience. He holds a Series 66 credential and has previously worked at Florida Financial Advisors and Trinity Wealth Securities L.L.C. Outside of his advisory role, Seth is involved with Sonnier Brothers LLC, a non-investment-related business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services through a large network of investment adviser representatives, offering financial planning, model portfolios, third-party asset management, and institutional platforms.

Portia Clark is a financial advisor at UBS Financial Services with 29 years of industry experience. She has been with UBS since 2012 and holds Series 63 and Series 65 licenses. Outside of her advisory role, she serves as the Financial Secretary for Immanuel Full Gospel Baptist Church, where she prepares church financial reports. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client plans.

Thomas Goodwin is a financial advisor at OSAIC with 41 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 66 licenses. Prior to joining OSAIC in 2024, he worked at American Portfolios Financial Services, Inc. and has been associated with Summit Financial Resources, Inc. and Summit Equities, Inc. since 2010. Outside of his advisory work, he owns and operates a life and health insurance agency. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services using a range of investment platforms and third-party managers, employing tools such as asset-allocation models, risk assessments, and automated rebalancing to construct portfolios across various asset classes.

James Kostival is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and 30 years of industry experience. His prior experience includes roles at Bank of America, Merrill, JP Morgan Securities, and Prudential Equity Group. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and participation in a wrap program.

Stacy Nelson is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since joining the firm in 2008, she has worked with clients to help manage risk and generate income through personalized wealth management strategies. Stacy focuses on areas such as college education planning, family wealth management strategies, liquidity management, personal retirement planning, small business strategies, women and wealth, and retirement income. She holds a Bachelor of Science degree in Business Administration with a concentration in Marketing from the University of North Florida. Stacy has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She is fluent in English and Spanish. Stacy values transparency and personalization in her client relationships, aiming to develop financial strategies tailored to individual goals. She participates in community volunteering and enjoys personal interests such as baseball, dancing, soccer, softball, and spending time with her family in Jupiter, Florida.

Scott Ayres is a financial advisor with UBS Financial Services in Stuart, FL, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with UBS since 2009. Outside of his advisory role, he serves as a partner in Rivertime LLC, related to the purchase of a primary residence. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary capital market research and model-based asset allocations to tailor financial plans according to client goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management, offering a broad range of capital markets and advisory solutions.

Adam Palas is a CFP® with 25 years of industry experience, currently affiliated with LPL Financial. He has held roles at Cetera, Merrill, and Bridge Financial, among others. Outside of his advisory work, he serves as treasurer for the Felix A Williams Elementary Parent-Teacher Association and is the owner and developer of a social media application, Daligi.com. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services with a broad platform that includes financial planning, third-party asset management, model portfolios, and institutional solutions.

Stephen Szczublewski is a financial advisor with Merrill in Stuart, FL, holding Series 63 and Series 65 licenses and accumulating 32 years of industry experience. He has worked at Merrill since 1996 and has been affiliated with Bank of America since 2009. Outside of his advisory role, he holds a power of attorney position related to a fiduciary entity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Arlette Cataldo is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has over three decades of experience in wealth management, focusing on aligning strategies for risk-managed investments, liability management, tax minimization, wealth transfer, philanthropy, and business succession. Arlette works closely with clients and their families, often tailoring financial strategies for individual family members and providing education on managing wealth to promote confident financial lives. Prior to joining Merrill Lynch in 2007, Arlette managed municipal bond portfolios and served as a financial advisor at Smith Barney. She has been active in the financial planning industry, having served as a board member, president, and chairman of the board of the International Association of Financial Planners (IAFP). Arlette holds several professional designations including CERTIFIED FINANCIAL PLANNER®, Chartered Retirement Planning Counselor™, Chartered Retirement Plans Specialist™, and Certified Plan Fiduciary Advisor®. Arlette earned a Bachelor's Degree from Berklee College of Music and a Master's Degree in Personal Financial Planning from the College for Financial Planning. She is a member of the National Association of Plan Advisors (NAPA). In her personal life, she enjoys biking, boating, cooking, genealogy, ice hockey, interior decorating, music, spending time with family, and traveling.

Cynthia Agran is a financial advisor with Merrill in Stuart, FL, holding a Series 66 credential and over 24 years of industry experience. She has worked with Merrill and its predecessor firms since 1997, with brief periods away from the industry. Outside of her advisory role, she serves as a successor trustee for a family trust. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Justin Shulman is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. Prior to his advisory role, he worked at Silversea Cruises for four years and with the Miami Dolphins for one year. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services supported by proprietary research and model-based asset allocations.

Brandon Chavez is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2021, having also worked at JPMorgan Chase Bank, N.A. since 2016. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm’s approach combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Brian Biehn is a CFP® with 26 years of industry experience, currently serving at Fidelity. He has held various roles within Fidelity since 2003, including positions at Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Outside of his advisory work, he teaches CFP courses as a sole proprietor. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is noted for its advisory roles to registered investment companies and use of systematic methodologies and AI in its investment approach.

Tanya Wandoff is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 17 years of industry experience. She has worked at Raymond James since 2017 and previously at UBS Financial Services from 2014 to 2017. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional advisory services.