Patrick Norris is a financial advisor with Fidelity Investments, holding Series 63 and Series 65 licenses and 11 years of industry experience. His prior roles include positions at Ameriprise, Edward Jones, CUNA Brokerage Services, and PNC Bank. He works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction.

Ladislav Karabin is a Financial Consultant at Fidelity Investments, a position he has held since 2016. He has been with Fidelity since January 2013, initially serving as an Investment Consultant until 2016. Prior to joining Fidelity, he worked as a Financial Advisor at Merrill Lynch in 2012 and at Morgan Stanley from 2010 to 2012. He specializes in wealth planning and is dedicated to helping clients and their families work towards their financial goals. Ladislav focuses on guiding clients to achieve independence and success in retirement. Fidelity Investments is known for providing strategies tailored to all styles of investors. Outside of his professional career, Ladislav enjoys family activities and gardening.

Christina Savage is a financial advisor with Wells Fargo Clearing in Vero Beach, FL, holding a Series 66 designation and 21 years of industry experience. She has been with Wells Fargo since 2009, including her current role at Wells Fargo Clearing since 2016. Outside of her advisory work, she is listed as a consultant for Mary Kay. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines in-house research and third-party analytics to offer diversified investment solutions across brokerage and advisory platforms.

Robin Cobas is a financial advisor with Wells Fargo Clearing in Vero Beach, FL, holding Series 63 and Series 66 licenses and 38 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Baerbel O'Haire is a Wealth Management Advisor with Merrill Lynch Wealth Management, where she has provided wealth management advice to high net worth families since 1986. She serves clients in areas including college education planning, family wealth management strategies, philanthropic planning, socially responsible and ESG investing, and women and wealth. Baerbel is a graduate of the University of Florida's Warrington College of Business and holds several professional designations, including Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Throughout her career, Baerbel has been recognized on the Forbes "Top Women Wealth Advisors Best-in-State" list from 2022 to 2026 and the Forbes "Best In State Wealth Advisors" list from 2021 to 2026. She was a corporate trainer for Merrill Lynch's Professional Management Development program from 1990 to 2000 and has spoken at numerous client seminars and internal nationwide conferences. Baerbel has served on multiple boards, including the Board of Trustees for Riverside Theatre, where she acts as treasurer, the fiduciary corporate board for United Against Poverty, and previously on the boards of Child Care Resources, Impact 100, and as president of the Merrill Women's Exchange of the Treasure Coast. Born and raised in Germany, Baerbel speaks fluent German and English. She resides in Vero Beach, Florida, and has three children. Her daughter Sydney works alongside her as a Financial Advisor, and her son Conor is a Wealth Management Client Associate for the O'Haire Group. Baerbel's personal interests include boating, scuba diving, skiing, swimming, tennis, traveling, yoga, and spending time with her family.

John-Michael Cotterman is a Vice President and Financial Consultant at Fidelity, where he has been serving since 2026. He has been with Fidelity since 2015, progressing through various roles including Financial Consultant, Investment Consultant, Retirement Solutions Representative, Investment Solutions Representative, and Financial Representative Full Trader. His professional experience covers a range of financial consulting and investment roles within the company. John-Michael's approach focuses on educating clients to make informed financial decisions. He collaborates with clients to develop personalized financial plans and investment strategies aimed at managing significant life events effectively.

Thomas Shepherd is a financial advisor with Primerica Advisors in Vero Beach, FL, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since 2003. In addition to his advisory role, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options within a wrap-fee structure. The firm curates third-party asset managers and manages portfolio implementation through BNY Mellon Advisors.

Alexia Gomez is a financial advisor at Fidelity with a Series 66 designation and less than one year of industry experience. Prior to joining Fidelity, she held various roles in hospitality, education, and travel. She is the sole proprietor of Viva Travel Learn LLC, a company that coordinates group travel and builds custom itineraries. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across a broad investable universe.

Jeremy Schwibner is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing a client-focused philosophy and objective advice through goals-based planning. He specializes in working with transitioning professionals, including those changing companies or retiring, by reviewing their 401(k) and other retirement plans to uncover hidden fees and analyze investment options aligned with their financial goals. Jeremy and his team have developed a disciplined, agenda-driven process that evolves with clients' lives, providing forward-looking advice throughout their careers and into retirement. Jeremy holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification awarded by the Certified Financial Planning Board of Standards, Inc., and the Certified Plan Fiduciary Advisor® (CPFA®) designation, focusing on employer-sponsored retirement plans. He is a member of Merrill's Next-Generation Leadership Council from 2023 to 2025 and has been recognized on multiple Forbes lists, including the "Best-in-State Wealth Advisor" list in 2025 and the "America's Top Next-Generation Wealth Advisors" list in 2017 and 2018. Jeremy earned a Bachelor's Degree from the State University of New York System. Originally from New York, Jeremy has lived in Florida since 2006 and resides in Vero Beach with his wife, Jenna Katz Schwibner, DMD, and their three children. He is involved with the Business People We Trust of Vero Beach and the Temple Beth Shalom of Vero Beach Foundation, Inc. In his spare time, Jeremy enjoys spending time with his family and playing golf.

Sean Speer is a financial advisor at Wells Fargo Advisors in Vero Beach, FL, holding a Series 66 designation with eight years of industry experience. He has been with Wells Fargo in various capacities since 2016, including roles at Wells Fargo Clearing and Wells Fargo Bank NA. He has ownership interests in two private wealth management firms based in Vero Beach. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a wide range of investment and financial planning services. The firm uses proprietary research and planning tools to develop tailored recommendations and provides access to specialized planning for clients who meet net-worth criteria.

Chase Perez Blanco is a financial advisor with Wells Fargo Advisors in Vero Beach, FL, holding a Series 66 credential and two years of industry experience. Prior to joining Wells Fargo Advisors in 2026, he worked at Ameriprise from 2023 to 2026 and was employed at Quail Valley Golf Club from 2018 to 2023. He also attended the University of Florida from 2014 to 2018. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a wide range of investment and financial planning services tailored to clients meeting net-worth thresholds. The firm utilizes proprietary research and planning tools to develop tailored recommendations, with a broad spectrum of planning options including niche services such as business-owner transition planning and special-needs analysis.

Dean Phillips is a financial advisor at LPL Financial with 28 years of industry experience. He previously worked at Merrill and Bank of America for eight years before joining LPL Financial in 2024. Outside of his advisory role, Phillips is involved with Comp Air Aviation, Inc., a company focused on aircraft manufacturing sales and marketing. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, combining discretionary and non-discretionary management with model portfolios and research from internal and third-party sources.

Matthew Heafner is a Financial Advisor with Merrill Lynch Wealth Management, focusing on providing personalized, goals-based strategies for mid- to late-career high-earning professionals. His work centers on the mass-affluent to emerging high-net-worth clients, helping them navigate complex financial decisions with clarity and structure around long-term planning. With over a decade of experience since 2012, Matthew specializes in coordinating various aspects of financial planning, including investments, benefits, taxes, and estate considerations. He assists clients through key transitions such as retirement readiness, equity compensation events, business liquidity, and multi-generational planning. Matthew holds a Bachelor's Degree from the University of North Florida and professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Outside of his professional role, Matthew enjoys playing golf, spending time outdoors, cooking, football, hiking, photography, pickleball, scuba diving, traveling, and spending time with his family. He is committed to continuous learning and collaboration within Merrill Lynch to leverage the firm's resources and research for his clients.

Hunter Sauserman is a Financial Consultant at Fidelity Investments. He has been with Fidelity since 2020, progressing through roles including Investment Center Intern, Financial Representative, Investment Consultant, and currently Financial Consultant since 2024. His work focuses on partnering with clients to build financial plans and work towards their long-term goals. Hunter aims to provide a comfortable and trustworthy environment where clients' interests come first, catering to both sophisticated investors and novices. His experience encompasses investment guidance and supporting clients in self-directed investment strategies, ensuring clients feel confident in their financial decisions. Hunter is committed to being a trusted advisor across diverse client needs. Outside of his professional role, Hunter enjoys family activities, fishing, football, golf, outdoor adventures, and tennis.

Doug Piazza is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and over 25 years of industry experience. He has been with Wells Fargo Advisors and its related entities since 2009. Outside of his work at Wells Fargo, Piazza has ownership interests in investment-related businesses including Piazza Blue Wealth Management, LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services that cover a broad range of needs including retirement, education, and wealth-transfer planning. The firm offers tailored recommendations supported by proprietary research and planning tools, with clients retaining discretion over implementation through various brokerage or advisory options.

Sue Tompkins is a financial advisor with Wells Fargo Advisors in Vero Beach, FL, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. She previously worked at Bank of America, N.A. and Merrill before joining Wells Fargo Advisors in 2019. She is involved in managing Bulls and Birdies, Inc., an investment-related business in Vero Beach. Wells Fargo Advisors provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad array of planning services and integrates advisory services with other financial product sales and referral channels.

Jessalyn Withers is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 12 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC. Outside of her advisory role, she serves as an administrator for a CrossFit facility in Rockledge, Florida. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to a wide range of individual, corporate, and institutional clients. The firm offers both brokerage and advisory solutions and manages approximately $671 billion in assets.

Erwin Moosher is a financial advisor at Morgan Stanley with 43 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Morgan Stanley and its affiliated entities since 2009. Moosher is based in Vero Beach, FL. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, utilizing structured financial planning tools and a variety of investment strategies. The firm manages approximately $2.74 trillion in client assets and provides tailored planning through its Financial Advisors and Estate Planning Strategies Group.

Bruce Strum is Vice President, Wealth Planner at Fidelity Investments, where he works with select families and individuals to provide comprehensive financial planning. His approach involves understanding family dynamics and long-term goals to help clients plan their financial futures. He has been with Fidelity Investments since 2015, progressing from Portfolio Specialist to Managed Solutions Consultant before assuming his current role in 2023. Prior to Fidelity, Bruce held positions as an Investment Executive at Lumina Wealth from 2012 to 2014, and as a Financial Advisor at Merrill Lynch from 2008 to 2012. Outside of his professional work, Bruce enjoys cars, fitness, social events, outdoor adventures, scuba diving, and traveling.

Jennifer Suleman is a financial advisor at Wells Fargo Advisors with 20 years of industry experience. She holds a Series 66 designation and has worked across various Wells Fargo entities since 2012. Outside of her advisory role, she is involved in several business ventures, including ownership interests in companies related to plant cultivation and equestrian services, as well as occasional acting work. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning solutions tailored to clients meeting specific net-worth criteria. The firm combines advisory services with other financial products and referral channels.