Victoria Brewster is a financial advisor at Morgan Stanley with 32 years of industry experience. She has held her current position at Morgan Stanley Smith Barney since 2009. Brewster holds the Series 63 and Series 66 designations and is based in Melbourne, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a broad range of advisory programs to both individual and institutional clients. The firm utilizes a structured financial planning process supported by proprietary tools and serves clients through both direct engagements and corporate financial planning agreements.

Joel Targgart is a financial advisor at Ameriprise with 10 years of industry experience and holds the Series 66 designation. He has been with Ameriprise Financial Services since 2015. Outside of his advisory role, he is an administrative staff member at AR Group, LLC. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing advice focused on retirement income planning, utilizing proprietary research, third-party data, and algorithmic tools.

Brian Crane is a CFP® with 27 years of experience in the financial services industry, currently serving at Raymond James Financial Services Advisors, Inc. since 2017. His prior experience includes roles at Merrill and Raymond James & Associates. Outside of his advisory work, he is involved as an independent contractor in the Crane Batch Private Wealth Group partnership and Crane Private Wealth Group, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, corporate, and institutional clients. The firm offers tailored non-discretionary planning and investment consulting using advanced analytical tools and supports a wide network of advisors through specialized programs and consulting services.

Derek Boucher is a financial advisor with LPL Financial in Melbourne, FL, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior roles include over 20 years with Ameriprise Financial Services in various capacities and a brief period at Choreo, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions through a network of over 22,800 advisors. The firm offers a range of financial planning and investment management solutions, including model portfolios, third-party asset management, and institutional platforms, supported by operational tools such as machine learning for advisor assistance.

Joseph Salahshour is a financial advisor at Wells Fargo Advisors with 10 years of industry experience. He holds a Series 66 designation and has worked previously at Wells Fargo Clearing Services LLC and AXA Advisors, LLC. He is also the owner of Salahshour Wealth Management LLC, a financial planning practice based in Melbourne, Florida. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients through a broad range of financial planning and investment services. The firm offers tailored recommendations using proprietary research and planning tools, and integrates advisory services with other financial product offerings.

Carolyn Thur is a financial advisor with Ameriprise in Melbourne, FL, holding Series 63 and Series 65 credentials and bringing 46 years of industry experience. She has been with Ameriprise and its related entities since 2016. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and delivers recommendations through a centralized consulting team.

Timothy Nunno is a financial advisor at Raymond James & Associates with 29 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at UBS Financial Services Inc. for 15 years. Outside of advising, he is a 50% owner of a private storage facility through his business, Gatorfin LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individual, institutional, and municipal clients. The firm offers a range of financial planning and consulting services with a non-discretionary approach, supported by diverse portfolio management styles and affiliated research.

Richard Knight is a CFP® and Series 66-registered financial advisor with 10 years of industry experience. He is currently with Raymond James Financial Services Advisors, Inc. and previously spent a decade at Truist Advisory Services, Inc. Outside of his advisory role, Knight serves as an Operations Officer in the Florida Army National Guard, directing tactical and civil support operations. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base—including individuals, institutions, and charitable organizations—using tailored, non-discretionary strategies informed by risk profiling and analytical modeling. The firm supports a large network of advisors and maintains unique offerings such as municipal advisory services and a SIMPLE IRA Employer Advisory & Consulting Services program.

Bryce Mohelnitzky is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds a Series 66 designation and has previously worked at Charles Schwab & Co., Inc. and Currency Exchange International. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Robert Handley is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His career includes roles at Raymond James Financial Services Inc., National Securities Corporation, and Cco Investment Services Corp. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipalities, offering financial planning and non-discretionary investment consulting supported by a broad range of portfolio management styles and affiliated research.

William Hooper II is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in providing tailored financial and investment management strategies to help clients with wealth accumulation, preservation, and transfer. His approach includes portfolio development, education planning, liability management, tax minimization, and asset preservation, with particular attention to achieving a sustainable retirement income. With over 35 years of experience, William holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He earned his high school diploma from Avon High and an associate degree from Paul Smith's College. William is committed to building enduring client relationships through education and guidance. He also dedicates time to volunteering within the community, aligning with the Merrill tradition of local involvement.

Katherine Vansant is a financial advisor at Ameriprise in Melbourne, FL, with 10 years of industry experience. She holds Series 63 and Series 65 designations and has been with Ameriprise and its affiliate since 2015. Outside of her advisory role, she owns Monster Mom, LLC. Ameriprise is a large institutional firm that offers a retirement-income planning service aimed at individuals near or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendations, primarily for clients with Ameriprise-managed accounts.

Lancent Warren Sr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 26 years of industry experience. He has worked at LPL Financial since 2005 and previously at Citigroup Global Markets for one year. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of financial planning and portfolio management services through a large network of representatives and employs both proprietary and third-party investment strategies.

William Landers is a Series 66 credentialed financial advisor at UBS Financial Services with one year of industry experience. Prior to joining UBS, he worked at Boeing for six years and Northrop Grumman for five years. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering research-driven, model-based asset allocation tailored to clients’ goals and risk tolerances.

Jeffrey Hoffman is a financial advisor with UBS Financial Services in Melbourne, FL, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience since 1988. He serves on a committee for the Community Foundation for Brevard, where he reviews and scores grant applications. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, combining institutional trading capabilities with wealth management to offer tailored financial planning and portfolio management.

John Kraniou is a financial advisor at OSAIC with 11 years of industry experience. He holds a Series 66 designation and has worked previously at LPL Financial, Waddell & Reed, and Ryan Bell among other firms. He is also a Relationship Manager involved in marketing and branding for Foresight Wealth Solutions, LLC. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, retirement plan consulting, and access to third-party money managers and wrap programs. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing for portfolio construction across various investment types, managing accounts on both discretionary and non-discretionary bases.

Caleb Kennedy is a financial advisor with LPL Financial in Melbourne, FL, holding Series 63 and Series 65 licenses and having 28 years of industry experience. His career includes prior roles at Wells Fargo Advisors, Space Coast Credit Union, CUSO Financial Services, Ameriprise Advisor Services, and Banc of America Investment Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Benjamin Glover is a financial advisor at Wells Fargo Advisors in Melbourne, FL, holding a Series 66 designation with one year of industry experience. Prior to his current role, he was involved in real estate through Glover Homes, LLC and National Realty of Brevard, Inc. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a broad range of investment and fee-based financial planning services. The firm provides tailored recommendations using proprietary research and planning tools, with planning engagements typically structured as discrete projects.

Michael Wills is a CFP® with 29 years of experience in the financial industry. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he holds a 50% ownership in an electrical contracting company where he serves as a director, overseeing financial reviews and corporate strategy. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broad investment menu that includes insurance-related vehicles and bank deposit sweep options.

Michelle Mcdonald is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and 11 years of industry experience. She previously worked for Truist Advisory Services and Truist Investment Services, with over a decade of service at Truist Bank. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm utilizes risk profiling and analytical tools to tailor non-discretionary planning and encourages clients to implement recommendations through various advisory programs.