Susan Dampier is a financial advisor at Raymond James & Associates with 22 years of industry experience. She holds Series 63, 65, and 66 licenses and has worked at several firms including Merrill, Wells Fargo Clearing, BB&T Securities, and has been self-employed since 2018. Outside of her advisory role, she owns Inspired Life and Health LLC, a business focused on health and wellness education and referral marketing. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing a range of portfolio management styles supported by affiliated research and sub-advisers.

Mathew Stone is a financial advisor with Edward Jones in St. Augustine, FL, holding Series 63 and Series 66 designations and possessing 23 years of industry experience. He previously worked at Fidelity Brokerage Services LLC from 2006 to 2017 and has been with Edward Jones since 2019. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a nationwide network of over 23,700 financial advisors.

Michael Absher is a financial advisor with Cetera, holding the Chartered Financial Consultant (ChFC®) designation and Series 63 and 65 licenses, and has 33 years of industry experience. He has previously worked at Pruco Securities, LLC for 30 years and has held leadership roles including CEO and President of Convergent Financial Partners, LLC. Outside of his advisory work, he serves as treasurer for Unpackin It, a non-profit Christian sports ministry. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, operating with more than 10,000 advisors and over $256 billion in assets under management.

Cheryl Imperato is a financial advisor at Fidelity with five years of industry experience. She holds the Series 66 designation and has worked at Fidelity Investments since 2021. Prior to joining Fidelity, she held roles with IBCCES and CE Broker. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, including delegated sub-advisers and model portfolios built from mutual funds, ETFs, and ETPs.

Jillian Fisher is a financial advisor at Edward Jones in St. Augustine, FL, holding a Series 66 designation and beginning her advisory career in 2026. Prior to joining Edward Jones, she owned and operated Reep Lawncare & Landscaping, LLC for 11 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a wide range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Justin Dolan is a financial advisor at Charles Schwab with 18 years of industry experience. He holds the Series 66 designation and previously worked at J.W. Cole Advisors, J.W. Cole Financial, LPL Financial, and Cetera Advisors. Dolan serves on several nonprofit and community boards, including Home Again Saint Johns County, YMCA, and Wildflower Healthcare St. Johns County, and participates in advisory roles at Flagler College and EPIC. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options supported by multi-asset model portfolios, centralized operations, and a formalized alternative-investment process.

Bonnie Faherty is a financial advisor at LPL Financial with 29 years of industry experience. She holds Series 63 and Series 65 designations and has worked at LPL Financial since 2010, following prior roles at TD Wealth Management Services Inc. and Cetera Investment Services LLC. Faherty is also involved with the Dawn Chambers Agency Inc., a fixed insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, utilizing various investment strategies and technology tools.

Robert Winsor Jr. is a CFP® professional with five years of industry experience, currently affiliated with Mass Mutual Investors Services. His prior experience includes roles at Guardian Life Insurance Company, Park Avenue Securities, and Bloomberg LP. He is a partner and owner of RHEI Private Client Group, LLC, an entity used for pass-through compensation. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, providing collaborative, annual planning engagements using firm-approved analytical tools.

Robin Yates is a financial advisor with LPL Financial in St. Johns, Florida, holding a Series 66 designation and 24 years of industry experience. Prior to joining LPL Financial in 2020, he worked at Sagepoint Financial, Inc. from 2016 to 2019. Outside of his advisory role, he is a group fitness instructor at Baileys Gym in Jacksonville, Florida. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, wrap and model portfolio programs, and institutional platforms, with advice provided through a large network of investment adviser representatives using various portfolio strategies.

Clinton Dosio is a CFP® with 15 years of industry experience, currently affiliated with LPL Financial in St. Augustine, FL since 2019. His prior experience includes roles at USAA Financial Planning Services, Ameriprise, and CUSO Financial Services. Outside of advising, he owns and instructs at Renaissance of Jiu Jitsu LLC and serves as a worship leader at Crosswater Community Church. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset managers, and supports its advisors with research and technology tools.

Philip Rogero is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 65 credentials and possessing 14 years of industry experience. He has been with MML Investors Services since 2012 and associated with MassMutual Life Insurance Company since 2011. Rogero is also involved in insurance sales and service through his ownership of Rogero Wealth, LLC, which focuses on fixed insurance products. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, ongoing planning relationships supported by firm-approved analytical tools and offers a range of programs including estate and employer-sponsored planning.

Renata Hernandez is a financial advisor with Morgan Stanley in St. Augustine, FL, holding Series 63 and Series 66 credentials and totaling 23 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and serves clients through direct and employer-sponsored financial planning arrangements.