Jaleel Payne is a financial advisor with Primerica Advisors in Mobile, Alabama, holding Series 63 and Series 65 licenses with seven years of industry experience. His background includes roles at University of South Alabama, PFS Investments Inc., and Primerica Financial Services. He is also the owner of SNS Notary LLC, a part-time notary service in Mobile. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-delivery strategies managed by third-party asset managers and provides trade execution and custody services through established financial institutions.

Derek Louch is a CFP®-credentialed financial advisor with 30 years of industry experience, currently with Wells Fargo Clearing since 2016. Prior to this, he worked at Wells Fargo Advisors LLC from 2009 to 2016. He is based in Mobile, Alabama. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related investment vehicles and bank deposit sweep options among its offerings.

William Huddle is a Wealth Management Advisor at Merrill Lynch Wealth Management. He provides wealth management planning strategies to help clients reach their goals. He focuses on areas including college education planning, divorce transition planning, family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, special needs planning strategies, sports and entertainment, and retirement income. Mr. Huddle earned a Bachelor of Science degree in Finance from Auburn University in 1998. He joined Merrill Lynch Wealth Management in 1999 and has over two decades of experience in the field. His professional credentials include CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He volunteers with the Food Bank and is a member of the Mobile Big Game Fishing Club. In his personal life, he enjoys boating, fishing, and spending time with his family. He resides in Mobile with his wife Allison and their three children: Kate, Alice, and William.

William Howard is a CFP® and holds a Series 66 license with STIFEL. He has four years of industry experience and previously served in the U.S. Navy with various submarine assignments from 2016 to 2022. STIFEL serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is based on proprietary forward-looking capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Thomas Lilly is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in developing personalized financial strategies that align with clients' unique life priorities. His approach integrates the investment insights of Merrill Lynch with the banking capabilities of Bank of America to address the various aspects of clients' financial lives, including retirement planning, college education funding, family wealth management, and tax minimization. Thomas holds a Bachelor's degree from Birmingham-Southern College and an MBA from Georgia Southern University. He is also a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). In addition to his professional work, Thomas is involved with community organizations such as the Rotary Club and Big Brothers Big Sisters. His client-focused philosophy emphasizes working one-on-one to help clients pursue their long-term financial goals.

Thomas Mitcham is a Series 66-credentialed financial advisor with 18 years of industry experience. He is currently with Cambridge Investment Research Advisors and has prior experience at Grove Point Advisors and Edward Jones. Outside of advising, he is the owner of Mitcham Guns, LLC, a business he has operated since 2018, and also owns ELBS Aviation LLC. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers a range of financial planning and investment management services delivered through a network of independent professionals, utilizing multiple portfolio management platforms and proprietary as well as third-party strategies.

Corey Musgrave is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he served eight years in the Army. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a large national network of financial advisors and offers a variety of discretionary and non-discretionary investment strategies under a fiduciary standard.

Steven Setterstrom is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds the Series 63 and Series 65 licenses and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and market models to support its financial planning process.

Mary Dupuy is a financial advisor at Wells Fargo Advisors with 45 years of industry experience. She holds a Series 63 designation and has been with Wells Fargo Advisors and its affiliates since 2009. Based in Mobile, AL, her career includes roles at Wells Fargo Clearing from 2016 to 2022. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options, including niche services like business-owner transition and special-needs planning, and integrates these advisory services with other financial products and referral channels.

Thomas Zarzour is a financial advisor at Wells Fargo Clearing with one year of industry experience. He previously worked at Zarzour Companies for six years and Bellator Real Estate for five years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings than typical large institutional advisers.

Meggan Taylor is a financial advisor at Raymond James & Associates with four years of industry experience. She holds Series 63, 65, and 66 licenses and has previously worked at Prime Lending, BBVA, Compass Bank, PNC Bank, and Wells Fargo in various capacities. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and charitable organizations, providing financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Ellen Marler is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. She has worked with Primerica Advisors since 1986 and has served on the Baldwin County Board of Education since 2001. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, featuring model-delivery strategies and discretionary separately managed accounts for individual and high-net-worth clients. The firm uses third-party asset managers and provides a tiered wrap-fee structure, focusing on curated investment models rather than institutional pension or profit-sharing plans.

Anita Sawrie is a financial advisor with Raymond James & Associates in Mobile, AL, holding a Series 66 designation and four years of industry experience. Her background includes roles at PrimeLending and Regions Bank prior to joining Raymond James. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Joseph Ringhoffer is a financial advisor with Stifel, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with Stifel since 2015. Outside of his advisory role, he serves as president of Ringhoffer Family LLC, a family-owned landholding entity. Stifel serves a broad range of individual and institutional clients, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group. The firm’s services include fee-based financial planning and model-driven asset allocation analyses intended to assist client decision-making.

John Shields is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, Shields serves as a board member of the Athelstan Club and the Community Foundation of South Alabama, and he is the sole proprietor of JMS IP LLC, a recreation and intellectual property venture. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm emphasizes a structured planning process supported by advanced analytical tools while generally acting in an advisory capacity for clients’ financial plans.

Edwin Peters III is a financial advisor at LPL Financial with nine years of industry experience. He holds the Series 66 designation and has previously worked at Kestra Advisory, Kestra Investment Services, LLC, and NFP. Peters also engages in non-variable insurance services through Ash Brokerage. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions, including model portfolios and third-party asset management, supported by extensive non-advisory financial services and oversight of substantial discretionary assets.

Mary Finkbohner is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and five years of industry experience. Her prior work includes roles at Morgan Stanley and Morgan Stanley Private Bank, N.A., where she worked for a total of six years. She also has experience with The Salvation Army National Capital Area Command. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Charlene De Vargas is a financial advisor at Ameriprise with a Series 66 designation and three years of industry experience. Prior to joining Ameriprise in 2021, she worked for 27 years with the Mobile County Public School System. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary recommendations, primarily for clients with significant assets managed within Ameriprise accounts.

Calley Coldsmith is a financial advisor with Ameriprise in Mobile, Alabama, holding a Series 66 designation and seven years of industry experience. Prior to joining Ameriprise in 2018, Coldsmith worked at ArcelorMittal USA. Outside of advisory work, Coldsmith serves on the Board of Directors for the Animal Rescue Foundation. Ameriprise is an institutional firm that offers retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets. The firm’s approach includes detailed, non-discretionary recommendation reports developed by a centralized consulting team, incorporating research, modeling, and tax-efficiency analysis, with a focus on assets managed within Ameriprise accounts.

Jeffery Howard is a CFP® credentialed financial advisor with 41 years of industry experience, currently affiliated with Stifel since 2009. Prior to Stifel, he worked at UBS Financial Services for nine years. He serves as President of the Board of Directors for the AJM Scholarship Foundation in Mobile, AL. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is based on proprietary analysis and probabilistic modeling developed by its Investment Strategy Group.