Clay Howell is a financial advisor at Integrity Alliance, LLC with 32 years of industry experience. He holds a Series 63 designation and has previously worked at Lion Street Advisors, Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities. Outside of his advisory role, Howell is an independent insurance agent specializing in life and health insurance planning for individuals and businesses. Integrity Alliance is a large advisor network serving individual and institutional clients, offering portfolio management, financial planning, and access to various investment platforms. The firm operates with a dual registration as both an SEC-registered investment adviser and a broker-dealer, providing a range of advisory and brokerage services to a broad client base.

Meshia Greer is a CFP® with seven years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. Her prior roles include positions at Charles Schwab Trust Bank, Charles Schwab Bank, SSB, and Charles Schwab & Co., Inc. She has also worked at the FDIC and Prairie View A&M University. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients in the Schwab Wealth Advisory program. The firm uses internal research and asset allocation models to tailor recommendations based on clients’ goals and risk tolerance, with trades executed only upon client authorization.

Melissa Mendez is a financial advisor at NewEdge Advisors with eight years of industry experience. She holds a Series 66 designation and has worked at NewEdge Advisors since 2021, as well as previously at LPL Financial, Sanctuary Wealth, USAA, and Texas Legacy Wealth Management. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension plans, corporations, trusts, estates, and charitable organizations through a network of independent advisers. The firm offers a broad range of portfolio management, financial planning, retirement consulting, and access to third-party managers, employing multiple program structures and technology tools to support both advisors and clients.

Spencer Phillips is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and seven years of industry experience. His career includes roles at Charles Schwab & Co., Inc. and TD Ameritrade. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and selected Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and financial planning. The firm uses Charles Schwab’s asset-allocation models and research tools to guide clients, with trades executed only upon client authorization.

Joshua Dvorak is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Farther since 2025. His prior experience includes nine years at Austin Private Wealth, LLC and two years at Fidelity. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a web and mobile platform as well as in-person meetings. The firm’s investment approach is based on Modern Portfolio Theory, using proprietary model portfolios, algorithmic rebalancing, and a mix of ETFs, mutual funds, equities, and fixed income.

Nada Allen is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. She has previously worked at Penn Mutual Life Insurance Company, The Rainier Financial Group, LLC, Cadence Wealth Management, L.L.C., and New York Life. Allen also serves as an adjunct faculty professor and advisor at Austin Community College. Hornor, Townsend & Kent (HTK) serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services and maintains a platform of third-party asset manager relationships that support a range of discretionary and non-discretionary investment accounts.

Joshua Johnson is a financial advisor with PNC Wealth Management in Leander, TX, holding Series 63 and Series 66 designations and seven years of industry experience. His prior roles include positions at Charles Schwab and Wells Fargo. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including an invitation-only digital offering that uses algorithmic risk assessments and discretionary management of mutual funds and ETFs.

Matthew Marcom is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. His prior roles include positions at Cetera Advisors LLC and NEXT Financial Group, and he has served as an expert witness in securities litigation since 2011. Outside of advising, he acts as an expert witness in securities cases, providing testimony and reports. Independent Financial Group, LLC serves a diverse client base including individuals, high-net-worth clients, trusts, and institutions. The firm offers a range of financial planning and portfolio management services, combining strategic asset allocation with a mix of passive and active investments across varied risk profiles.

Hyungkyu Choi is a financial advisor at Schwab Wealth Advisory with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Uber, Lyft, and InstaCart. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients in the Schwab Wealth Advisory program, utilizing Charles Schwab’s asset-allocation models and internal research tools to tailor recommendations to client goals and risk tolerances.

Shannon Mckeehan is a financial advisor with Commonwealth Financial Network in Austin, TX, holding a Series 66 designation and 18 years of industry experience. She has been with Commonwealth since 2014. Mckeehan is the author of two books, *Retirement Test Run* and *Retiring on Purpose*. Commonwealth Financial Network serves a national network of approximately 2,950 advisors, providing advisory programs, wealth management, and retirement plan consulting. The firm supports its advisors with operations, trading, technology, investment management, compliance, and practice-management services.

Alan Liljegren is a financial advisor with Guardian Life and holds Series 63 and Series 66 credentials. He has 19 years of industry experience, including prior roles at Edward Jones, Bank of America, Merrill Lynch, UBS, Morgan Stanley, and Truist Investment Services. Outside of his advisory work, he is associated with RoRo Es Loco, LLC. Alan Liljegren is affiliated with Park Avenue® Wealth Management, a wholly owned subsidiary of The Guardian Life Insurance Company of America. The firm provides brokerage services, financial planning, retirement plan consulting, and investment advisory programs to individuals, including high-net-worth clients, as well as pension plans, charitable organizations, and corporations.

Cameron Filbrandt is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Alamo Structural Steel and Nebraska Bank of Commerce. He operates a self-founded entity, O'Keefe Group/Solutions, alongside his advisory work. Ameritas Advisory Services provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers various managed account programs and fee-based management of variable annuity and universal life subaccounts, supported by internal and third-party portfolio resources.

Carl Canga is a CFP® professional with 18 years of industry experience, currently serving with SPC and Sigma Financial. He previously worked at Ameriprise Financial Services, Inc. for 16 years. Outside of his advisory role, he is involved with Prime Wealth Strategies and sells non-variable insurance products. SPC serves a diverse client base including individuals, charitable organizations, corporations, and employer-sponsored retirement plans, managing approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services with a service model that includes discretionary management and collaboration with third-party managers.

Anne Trinh is a financial advisor with Kestra Advisory Services, LLC, holding CFP® and Series 66 credentials and bringing 24 years of industry experience. Her prior roles include positions at M Holdings Securities, Inc., M Advisory Group, and Waddell & Reed. She serves as a volunteer board member for the Christian Foundation of America and is the executive director of the 2Fish Foundation. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a diverse client base, including institutional and individual investors. The firm offers a range of services such as fiduciary consulting, plan design, investment advice, and employee education, and supports clients with multiple management platforms and third-party solutions.

Robert Huntley is a financial advisor with CWM, LLC, holding the CFP® and ChFC® designations and over 40 years of industry experience. He has worked at Cetera Advisor Networks, LPL Financial, and CWM, LLC. Huntley is also an author of the book *Retire Is a Verb*. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, corporations, and institutional clients through a network of over 600 advisors. The firm employs discretionary portfolio management using model portfolios overseen by an in-house Investment Committee, combining various analytical approaches and third-party resources, with a particular focus on retirement plan and institutional services.

Jason Hergenreder is a financial advisor with Lincoln Investment, holding a Series 66 license and five years of industry experience. His career includes roles at Capital Analysts, Waddell & Reed Inc, and Thomas Dias. Outside of his advisory work, he is the managing member of an investment-related LLC established for tax purposes. Lincoln Investment Planning, LLC is a large enterprise advisory and broker-dealer firm serving individual and high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management, and advisor-led consulting, supported by an in-house investment management and research team that constructs strategic model portfolios and employs third-party managers.

Sezgi Kutay is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 licenses and 11 years of industry experience. She has worked at Charles Schwab and its affiliated entities since 2015, including roles at Charles Schwab Bank and optionsXpress, Inc. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program. The firm utilizes Charles Schwab & Co.’s asset-allocation models and research tools, offering tailored recommendations without exercising discretionary trading authority.

Cullen Williams is a financial advisor at Corient with 26 years of industry experience. He holds a Series 66 designation and has worked previously at Capital Advisors, Inc., JP Morgan Chase Bank, N.A., and Scottrade Inc. Cullen is based in Austin, TX. Corient provides investment advisory and financial planning services to a diverse client base, including high-net-worth individuals, trusts, pension plans, and charitable organizations. The firm employs a goals-based, team investment approach that integrates in-house strategies with third-party managers and utilizes risk management tools and alternative investments as appropriate.

Daniel Fiala is a financial advisor with GWN Securities Inc. in Austin, TX, holding Series 63 and Series 65 credentials and 12 years of industry experience. He has worked at GWN Securities since 2012 and has prior experience with PRUCO Securities and Dell Technologies. Outside of advising, he holds a leadership role at Itron Incorporated, a company specializing in smart meter products for energy and water management. GWN Securities provides investment advisory and related services to individual and corporate clients through various managed account programs and financial planning offerings. The firm uses a combination of affiliated and unaffiliated sub-advisers and employs asset allocation and Modern Portfolio Theory, while also maintaining legacy momentum-based trading strategies in some programs.

Carol Chaney is a financial advisor with Transamerica Financial Advisors who holds Series 63 and Series 65 licenses and has 26 years of industry experience. Her prior work includes 13 years at LPL Financial and more recent roles at LPL Enterprise LLC and WFGIA. She is also involved in the sales of insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a wide range of clients, including individual investors, employer-sponsored plans, trusts, and charitable organizations. The firm employs a model portfolio approach through multiple program platforms and third-party managers, serving clients via a large advisor network with approximately $1.7 billion in regulatory assets under management.