Jeffry Carman is a financial advisor with OSAIC, holding the ChFC® designation and Series 63 and 65 licenses, and has 40 years of industry experience. He previously worked at Sagepoint Financial, Inc. for 14 years and has been affiliated with AIG American General Life Insurance Company for over two decades. Outside of his advisory role, he operates a sole proprietorship focused on life insurance evaluation and recommendations. OSAIC serves a diverse range of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm combines brokerage and investment advisory services with financial planning and utilizes various tools and third-party platforms to construct and manage client portfolios.

Daniel Koval is a financial advisor at LPL Enterprise with seven years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Prudential Insurance Company of America, Pruco Securities LLC, and MassMutual Investor Services. Outside of his advisory role, he has held positions in the service industry, including work as a server and restocker at Trader Joe's. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and charitable entities. The firm offers financial planning, access to third-party asset managers and TAMPs, and utilizes model-driven investment implementation primarily through portfolios developed by LPL’s Research Department and third-party strategists.

Joseph Mcauley Jr. is a financial advisor at Robert W. Baird & Co. in Charleston, SC, with 28 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Robert W. Baird & Co. since 2014. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which advises a broad range of clients including individuals, families, pensions, corporations, and charitable organizations. The group provides customized investment advice and portfolio management services utilizing both in-house and third-party managers, offering a variety of strategies from traditional allocations to more complex approaches.

Andrew Smith is a financial advisor with Wells Fargo Clearing in Charleston, SC, holding a Series 66 designation and 26 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he is an officer of Devine Design, a non-investment-related business based in Kiawah Island, SC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and including a broad range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Matthew Bride is a financial advisor with Merrill in Charleston, SC, holding a Series 66 designation and 11 years of industry experience. He has been with Merrill and Bank of America, N.A. since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Catherine Latto is a CFP® professional with 41 years of industry experience, currently serving as an advisor at Osaic Wealth, Inc. since 2018. She previously worked at Signator Investors, Inc. and has been the owner and president of Latto & Associates Inc. since 1982, where she also engages in selling fixed insurance. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of advisers. The firm offers a range of brokerage, advisory, and financial planning services, utilizing various investment tools and access to multiple third-party platforms.

Matthew Stanhope is a financial advisor with Robert W. Baird & Co., holding Series 63 and Series 66 credentials and nine years of industry experience. His prior roles include positions at E*TRADE Capital Management, E*TRADE Securities, and Charles Schwab. He is part of The DDK Group within Baird’s Private Wealth Management department, which serves individual, corporate, pension, and charitable clients. Baird offers a range of services including financial planning, portfolio management, and custody, employing various SMA strategies, tax management, and model-traded approaches supported by internal research and tools.

Carlos Reynoso is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Truist Advisory Services, JPMorgan Chase Bank, and Wells Fargo Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Joseph Martinez is a financial advisor with Thrivent Investment Management in Mount Pleasant, SC, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. His prior work includes roles at Northwestern Mutual Investment Services LLC, Compass Group, the University of Denver, and Lincoln Financial Network Corporation. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations on a variety of financial and planning topics without portfolio management or institutional advisory services. The firm emphasizes holistic, goal-based analyses and offers clients the option to combine planning with managed-account programs under consolidated billing.

Ronald Hunter is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 42 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions.

Stephen Smith is a financial advisor with LPL Financial, holding a Series 66 credential and 17 years of industry experience. His prior work includes 16 years at Next Financial Group Inc and one year at Edward Jones. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advanced operational and research tools.

Megan Schieber is a financial advisor with Morgan Stanley, holding a Series 66 designation and having four years of industry experience. She previously worked at Merrill from 2015 to 2023 before joining Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved tools.

Meghan Stisher is a financial advisor with Wells Fargo Clearing in Charleston, SC, holding a Series 66 designation and five years of industry experience. Her prior roles include positions at Raymond James & Associates, Wells Fargo Advisors, Bridge Commercial, and Colliers International. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Lyndsey Handschiegel is a financial advisor at Stifel with 19 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Stifel since 2015. Prior to that, she worked at Barclays Capital Inc. starting in 2013. Stifel serves a wide range of clients, including individuals, institutional clients, and charitable organizations, providing both brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation and financial planning.

Albert Russo is a financial advisor at OSAIC with 36 years of industry experience. He holds the Series 63 and Series 65 licenses and has previously worked at Securities America Advisors, Inc., Securities America, Inc., and Securities Service Network, Inc. In addition to his advisory role, Russo is a 50% owner and partner at Schaible, Russo & Co., LLP, a CPA firm providing tax planning, forensic accounting, and management consulting services. He also serves on the finance committee for Crossroads4Hope, a nonprofit organization, and is a board member of the Lamington Falls Homeowners Association. OSAIC serves a diverse range of clients including individual investors, pension and profit-sharing plans, corporations, and charitable organizations through a wide network of affiliated financial advisers. The firm utilizes various asset-allocation tools and offers integrated brokerage and advisory services, managed portfolios, and access to third-party money managers and wrap programs.

Christopher Black is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has been with UBS since 2015. Outside of his advisory work, he manages Tight Lines Interests, LLC, a personal LLC focused on investing in direct residential real estate. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and asset allocation models to tailor client plans.

Kathleen Flinton is a financial advisor with LPL Enterprise holding Series 63 and Series 66 licenses, and has 14 years of industry experience. Her prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, Liberty Partners Financial Services, and Coastal Financial Planning Group. She has been associated with Wilco Capital in a non-investment-related capacity since 2018. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, employer-sponsored retirement plans, banks, corporate, and charitable entities. The firm primarily uses model-driven investment implementation and offers access to third-party asset managers, wrap programs, and non-securities products such as affiliated trust custody and insurance services.

Sabrina O'dell is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. She has been with Edward Jones since 2018 and previously held roles at several companies including Cornerstone Wealth and Tax Advisor and Amazon. Outside of her advisory work, she has engaged in foot modeling as a side activity. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and operates a large nationwide network of advisors and branch offices.

David Bunce Jr. is a financial advisor with Ameriprise in Mount Pleasant, SC, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His career includes roles at Ameriprise Financial Services Inc. and Wells Fargo Advisors LLC. Ameriprise offers a retirement-income planning service targeting individuals with substantial investable assets, delivering written recommendation reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in a centralized consulting approach, with a focus on assets held in Ameriprise Managed Accounts and a product selection process that includes affiliated funds.

Amal Gawle is a financial advisor at LPL Enterprise with 18 years of industry experience. She holds the CFP®, ChFC®, and Series 66 designations. Her prior work includes roles at The Prudential Insurance Company of America and Pruco Securities LLC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm primarily uses model-driven investment implementation and offers access to third-party asset managers, financial planning, and various non-securities products through affiliated entities.