Robert Ohanian is a financial advisor with Wells Fargo Advisors based in Fresno, CA, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has worked with Wells Fargo Advisors and related entities since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, utilizing Wells Fargo research and planning tools to develop tailored recommendations.

Elisa Gomez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and bringing eight years of industry experience. Her career includes roles at Wells Fargo Bank, Merrill, and Bank of America. She is based in San Luis Obispo, California. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement consulting services. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

Lilia Middleton is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. She has worked at various Wells Fargo entities since 2002, including Wells Fargo Bank NA and Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm uses an IPS-driven approach grounded in modern portfolio theory and includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Nolberto Chavez is a financial advisor at Ameriprise with 12 years of industry experience. He holds a Series 66 designation and previously worked at Bank of America Private Bank for 10 years before joining Ameriprise in 2018. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

David Nilsen is a financial advisor with LPL Financial based in San Luis Obispo, CA. He holds Series 63 and Series 65 licenses and has 32 years of industry experience. His prior affiliations include Commonwealth Financial Network and Obispo Wealth Management, where he continues to maintain involvement. Outside of his advisory work, he is engaged with prepaid legal services through LegalShield. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by proprietary and third-party research.

Mark Stotko is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 27 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and uses modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Harry Fischer is a financial advisor at Stifel with 49 years of industry experience. He holds Series 63 and Series 65 designations. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC before joining Stifel Nicolaus & Co Inc in 2020. Stifel serves a diverse range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses.

Ibrahim Abboud is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 17 years of industry experience. He has worked at Wells Fargo Bank, N.A. since 2008, including roles at Wells Fargo Advisors LLC and Wells Fargo Clearing. Outside of his advisory work, he is involved in several business ventures, including ownership in an export/import clothing company and part ownership of a grocery store and a cigar shop. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Jon Pollock is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 licenses and over 20 years of industry experience. He has worked with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2010 and with Morris & Garritano for 21 years. Outside of advising, he is also an independent insurance agent for various companies. Cambridge Investment Research Advisors serves a diverse client base, including individuals, retirement plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services. The firm provides a range of investment implementation options through multiple platforms and strategies, with both proprietary and third-party model offerings.

Ralph Slocum is a financial advisor with LPL Financial in San Luis Obispo, CA, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with LPL Financial since 2010. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide. The firm offers a broad range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research and model portfolios.

Shelley Gill is a financial advisor with Wells Fargo Clearing in San Luis Obispo, CA, holding Series 63 and Series 65 licenses and with 29 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with an emphasis on a broad range of financial product offerings including insurance-related vehicles and bank deposit sweep options.

Robert Shipe is a financial advisor at Cetera with 15 years of industry experience. He holds a Series 66 designation and has previously worked at Edward Jones for ten years. Outside of his advisory work, he also manages a janitorial business, Absolute Janitorial, and runs his own financial services firm, Wilde Wealth Management Group. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to various program structures, third-party money managers, and discretionary and non-discretionary account management.

James Chambers is a financial advisor with Cetera, holding the PFS™ designation and Series 65 license, and has 17 years of industry experience. His prior firms include Avantax Advisory Services, and he has operated Chambers Asset Management, LLC and James C. Chambers, An Accountancy Professional Corporation since 2008 and 2005, respectively. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, utilizing a multi-manager platform with various program options and custodial relationships.

Aaron Hendry is a financial advisor with Ameriprise in San Luis Obispo, CA, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has worked at Ameriprise since 2018, with prior roles at LPL Financial, Coast Hills Credit Union, and Wells Fargo-affiliated firms. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendation reports, emphasizing managed accounts and algorithmic automation within a large institutional platform.

Greg Long is a financial advisor with LPL Financial in San Luis Obispo, CA, holding a Series 63 designation and 32 years of industry experience. He has been with LPL Financial and its predecessor firms since 2001. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services that include both discretionary and non-discretionary management, supported by research and model portfolios.

Marcus Lane Jr. is a financial advisor at Stifel with a Series 66 designation and has been with the firm since 2023. Prior to joining Stifel, he was involved with Left Coast T-Shirt Company in 2022. Stifel serves a wide range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Janet Avedisian is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and over 21 years of industry experience. Her work history includes roles at Washington Mutual, Wm Financial Services, and the State of California. Outside of her advisory duties, she serves as a caregiver for her parents as needed. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

James Haack is a financial advisor with Edward Jones in San Luis Obispo, CA, holding Series 63 and Series 66 licenses and with 23 years of industry experience. He has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of advisory programs and investment strategies, operates under a fiduciary standard, and is notable for its extensive retail advisor and branch network.

Emery Luper is a financial advisor at Edward Jones in San Luis Obispo, CA, with three years of industry experience. He holds a Series 66 designation and previously worked at the Alaska Center for Natural Medicine for seven years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large national network of advisors and branch offices.

Kelly Hagerman is a financial advisor with Wells Fargo Clearing in San Luis Obispo, CA, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. She has been with Wells Fargo Clearing since 2016 and has a longer tenure with Wells Fargo Bank dating back to 2014. Outside of her advisory role, she holds an administrative position with M & R Investments. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options.