Kyle Smithers is a financial advisor at Morgan Stanley in Cornelius, NC, holding a Series 66 designation with six years of industry experience. He has been with Morgan Stanley and its Private Bank since 2016. Prior to his advisory career, he was a student at UNC Charlotte and worked at Tenders Fresh Food during the same period. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning and a range of advisory programs supported by structured planning tools and the Global Investment Committee’s market analyses.

Samuel Zobel is a financial advisor with Fidelity Investments, holding Series 66 and Series 63 licenses and bringing three years of industry experience. His prior roles include positions at Merrill Lynch, Charles Schwab, and running his own consulting and financial coaching businesses. He is part of Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios.

Jennifer Joyner is a Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management, where she has been serving clients for nearly ten years. She is committed to delivering clear, strategic financial guidance that helps clients preserve their assets and plan confidently for the future. Jennifer works collaboratively with affluent individuals and families to develop tailored financial plans that balance and prioritize competing financial goals throughout every stage of their financial journeys. Jennifer began her career with Bank of America nearly eleven years ago and pursued licensing examinations such as the Series 7 and 66. Her professional designations include Certified Divorce Financial Analyst (CDFA), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She holds a High School Diploma from Eastgate Christian Academy. Raised in Maine in a military family, Jennifer values discipline, service, and integrity, principles that inform her approach as a financial advisor. She is a mother to two teenage sons and enjoys spending time cooking, camping, reading, traveling, and engaging with her non-denominational church community.

Sean Travis is a financial advisor with Edward Jones in Cornelius, NC, holding the CFP® designation and a Series 66 license. He has nine years of industry experience, including one year with Compass Group prior to joining Edward Jones in 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment options, operates under a fiduciary standard, and is notable for its extensive retail advisor and branch network as well as affiliated services such as a trust company and proprietary mutual funds.

Bernard Sandler is a financial advisor with Morgan Stanley in Cornelius, NC, holding Series 63 and Series 65 designations and bringing 40 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and has been with Morgan Stanley Smith Barney since 2009. Prior to this, he was associated with Citigroup Global Markets beginning in 2006. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools, with approximately $2.74 trillion in client assets under management.

James Sherrill III is a financial advisor with Edward Jones in Dallas, NC, holding Series 63 and Series 66 credentials and 25 years of industry experience. He has been with Edward Jones since 2000. Outside of his advisory role, he is an owner of a rental property in Lewisburg, WV. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a nationwide network of more than 23,000 financial advisors.

Daniel Sexton is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been serving clients for ten years, focusing on goals-based wealth management to assist clients in achieving their financial objectives. Daniel specializes in areas such as retirement planning, asset management, family wealth management strategies, legacy planning, LGBT wealth planning, employee financial health, women and wealth, and retirement income. Daniel holds a Bachelor's Degree from the University of North Carolina Charlotte and is a Personal Investment Advisor (PIA). He designs personalized action plans for his clients with specific investment recommendations based on their goals, risk tolerance, liquidity needs, and time horizon. He and his clients regularly review progress to ensure alignment and make adjustments as necessary. Residing in Mooresville, North Carolina, Daniel lives with his wife, Erin, and their three daughters, Mallory, Emma, and Evie. He is active in his community and volunteers with local organizations. His office is located in Huntersville, North Carolina.

Lynn Bowser is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 credentials. She has 10 years of industry experience, including prior roles at Northwestern Mutual Wealth Management Company and Northwestern Mutual Life Insurance Company. Outside of her advisory work, she is a founding partner of Elevate Strategy & Consulting, a coaching and mentoring business for professionals. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, goal-based planning using firm-approved analytical tools and offers a range of investment and educational programs.

Douglas Smith is a financial advisor with LPL Financial based in Mount Holly, North Carolina, holding Series 63 and Series 66 licenses and with 35 years of industry experience. He has worked at North Carolina Bank and Trust, SC Bank and Trust, and LPL Financial since 2008, and was previously with Uvest Financial Services Group, Inc. from 2002 to 2008. In addition to his advisory work, Smith serves in an investment-related role with South State Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment services, including model portfolios and third-party asset management, and supports its advisors with technology tools while maintaining a broad platform that integrates advisory and non-advisory financial services.

Tamara Sheline is a financial advisor with Morgan Stanley in Cornelius, NC, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and at Citigroup Global Markets since 1981. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutions. The firm offers tailored financial planning services and manages approximately $2.74 trillion in client assets.

James Hale is a financial advisor with Edward Jones in Charlotte, NC, holding Series 63 and Series 66 licenses and 24 years of industry experience. He has been with Edward Jones since 2001. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets through a large network of advisors and branch offices.

Glenn Slezak is a financial advisor at Edward Jones with three years of industry experience. He holds the Series 66 designation and has worked at several firms, including ResiCentral, Homepoint Financial, Oxford Solutions, and Allen & Newman, PLLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a broad range of advisory programs and investment options supported by a large network of financial advisors and branch offices nationwide.

James Fill is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to develop personalized financial strategies tailored to their individual goals, focusing on a collaborative approach that considers each client's full financial picture, risk tolerance, liquidity needs, and long-term objectives. James has expertise in corporate executive services, family wealth management strategies, personal retirement planning, tax minimization, and retirement income. He holds the CERTIFIED FINANCIAL PLANNER™ (CFP) designation and is a Personal Investment Advisor (PIA). He earned a bachelor's degree from Ohio State University. In addition to his professional work, James participates in community volunteer activities in line with Merrill’s tradition. His personal interests include baseball, basketball, football, golfing, pickleball, and spending time with his family.

Brent Reynolds is a CFP® and holds a Series 66 designation, with seven years of industry experience. He has worked at Edward Jones since 2018 and previously spent five years at Verizon Wireless. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of more than 23,700 financial advisors and offers a range of advisory and investment solutions including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Teresa Chapman is a financial advisor at Morgan Stanley with 32 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at UBS Financial Services from 2016 to 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured discovery tools and proprietary investment models.

Thomas Oddo is a financial advisor with Raymond James Financial who holds Series 63 and Series 66 credentials and has 40 years of industry experience. He has been with Raymond James Financial Services, Inc. since 1991 and has operated Oddo Financial Services since 2005. In addition to his advisory work, he serves as a professor at Davidson College. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using advanced analytical tools and supports municipal and public finance work through a unique municipal advisor affiliation.

David Crosland IV is a Series 66-registered financial advisor with Morgan Stanley, based in Cornelius, NC. He has five years of industry experience, having worked at Bank of America from 2015 to 2020 before joining Morgan Stanley. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning agreements.

Bryan Sherrill is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and 16 years of industry experience. He has worked at firms including Pinnacle Bank and Wells Fargo in various advisory roles. Outside of work, he serves as treasurer and deacon at Diamond Hill Baptist Church and is an investment-related instructor at Rowan Cabarrus Community College. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm uses tailored, non-discretionary planning supported by analytical tools and offers specialized services such as municipal advisory and SIMPLE IRA Employer Advisory programs.

Jonathan Malcolm is a financial advisor at Raymond James Financial with one year of industry experience. He holds a Series 66 designation and has worked at various firms including Daly Seven, Inc. and Vincent Valuations. Outside of his advisory role, he is involved with Elmore Financial Group, Inc., a support company based in Denver, NC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, and institutional investors. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports a broad network of advisors with specialized programs including municipal advisory and SIMPLE IRA Employer Advisory & Consulting Services.

Keith Smithers is a financial advisor at Morgan Stanley with 40 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he serves as a board member of Patrick's Purchase POA, a community organization. Morgan Stanley Wealth Management provides a wide array of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and delivers services through a combination of direct individual plans and corporate financial planning agreements.