Carl Powell Jr. is a financial advisor at UBS Financial Services with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Outside of his advisory role, he owns and manages a rental property in Myrtle Beach, South Carolina. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances.

Colton Smith is a financial advisor with Wells Fargo Clearing in East Lansing, MI, holding a Series 66 designation and nine years of industry experience. He has been with Wells Fargo Clearing Services, LLC and Wells Fargo Bank NA since 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broad range of financial product offerings that include insurance-related vehicles and bank deposit sweep options.

Theodore Chiappini Jr. is a CFP® professional with 33 years of experience in the financial services industry. He has been with Edward Jones since 1992. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Ashley Schaper is a financial advisor at UBS Financial Services with nine years of industry experience. She has worked at UBS since 2018 and previously spent time at The Vanguard Group and North Carolina State University. She holds Series 63 and Series 66 credentials. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Christopher Moser is a financial advisor with Ameriprise, holding a Series 66 designation and with 26 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved in a non-investment-related business ownership through CRM LLC. Ameriprise is an institutional firm serving clients primarily through its retirement-income planning service aimed at individuals with significant net investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendation reports delivered in partnership with its financial advisors.

Richard Trouillot is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment management grounded in modern portfolio theory. The firm’s advisory process is driven by investment policy statements and includes a broad range of financial product options, including insurance-related vehicles and bank deposit sweep programs.

Eric Purdy is a financial advisor with LPL Financial, holding a Series 66 designation and seven years of industry experience. He has also worked as a health inspector for the Rutherford Polk Mcdowell Health District since 2019 and previously served in roles with Buncombe County. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management and incorporating research from various sources.

James Womack Jr. is a financial advisor with Cambridge Investment Research Advisors in Asheville, NC, holding a Series 66 designation and 18 years of industry experience. His career includes previous roles at Commonwealth Financial Network and multiple positions within Cambridge Investment Research entities. He is president of AVL Financial, LLC, a firm involved in investments and insurance sales. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm provides financial planning, investment management, and retirement advisory services through independent financial professionals, offering both proprietary and third-party investment strategies across various platform arrangements.

Daniel Hroback is a financial advisor at Morgan Stanley with four years of industry experience. He holds a Series 66 designation and has previously worked at Illuminate Creative Studio and Allegra / Image360. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and provides services that incorporate scenario modeling without offering individual security recommendations in standalone planning.

Angela Ferrell is a Wealth Management Advisor with the Ferrell Stewart Group at Merrill Lynch Wealth Management in Asheville, North Carolina. She focuses on helping clients achieve financial security at every stage of life, offering guidance on family wealth management strategies, personal retirement planning, and issues related to women and wealth. Angela leverages Merrill Lynch's extensive resources to provide comprehensive financial strategies tailored to evolving market conditions. Before her career in financial advising, Angela gained experience owning and operating hotel properties, which gave her insight into business complexities and wealth management. She began her financial advisory career in 2011 and joined Merrill Lynch in 2014. Angela holds a Bachelor's Degree from the University of North Carolina System and has earned the CERTIFIED FINANCIAL PLANNER® (CFP) designation as well as the Personal Investment Advisor (PIA) credential. Born and raised in Asheville, Angela enjoys cooking, running, surfing, and spending time with her family. She is also involved in her community through volunteering with Helpmate and participating as a Rotarian with the Rotary Club of Asheville.

Dwayne Dills is a CFP® and Series 66-registered financial advisor with 22 years of experience. He is currently with LPL Financial and has previously worked at Grove Point Investments, LLC, Southeast Investments N.C., Inc., and operates his own CPA firm, Dwayne M Dills CPA PC. In addition to his advisory work, he is involved in tax preparation and accounting through his CPA practice. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management with access to model portfolios, research, and technology-driven solutions.

Jeffrey Annas is a Financial Advisor at Merrill Lynch Wealth Management, specializing in helping individuals and families gain control and confidence in their financial futures. Drawing on his experience, he collaborates with clients to design clear and customized financial strategies aligned with their goals and lifestyles. His expertise includes family wealth and multigenerational planning, retirement planning, equity compensation guidance, charitable gifting strategies, tax planning, and tax-efficient investing. Prior to his current role, Jeffrey served for 10 years in the U.S. Air Force as an Air Traffic Controller, where he developed discipline, attention to detail, and the ability to maintain composure under pressure. He holds the Accredited Asset Management Specialist (AAMS) and Personal Investment Advisor (PIA) designations. His educational background includes a High School Diploma from South Caldwell High School and an Associate's Degree from the Community College of the Air Force. Outside of his professional responsibilities, Jeffrey enjoys spending time with his wife and two young daughters. His personal interests include fishing, camping, exercising, basketball, biking, chess, hiking, pickleball, skiing, and tennis.

Taylor Mclennan is a financial advisor with Morgan Stanley in Asheville, NC, holding a Series 66 designation and six years of industry experience. His career includes roles at Morgan Stanley Private Bank, N.A., Morgan Stanley, Kearfott Corporation, and Mission Health System. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and proprietary tools, incorporating market simulations and return estimates to support client decision-making.

Julie Willard is a financial advisor with Robert Baird & Co. who holds Series 63 and Series 66 credentials and has 25 years of industry experience. Her prior work includes positions at JJB Hilliard WL Lyons LLC and Oppenheimer & Co. She is based in Asheville, NC. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The group offers customized financial planning and portfolio management services, utilizing a range of strategies from traditional to complex investments.

David Hartman is a CFP® with 17 years of industry experience, currently serving clients at Edward Jones in Weaverville, NC. He has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Brittny Hobkirk is a financial advisor at Merrill with 12 years of industry experience and holds a Series 66 designation. Her prior roles include positions at Bank of America, N.A., Securian Financial Services, Inc., Minnesota Life Insurance Company, CRI Securities, LLC, and North Star Consultants, Inc. She also worked briefly at Anytime Fitness. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional clients.

Ryan Moran is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 24 years of industry experience. His prior work includes roles at Lincoln Financial Securities and Wells Fargo Advisors. He is also licensed as an independent insurance agent working with various independent insurance companies. Cambridge Investment Research Advisors is an SEC-registered firm that serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm provides financial planning, investment management, and retirement plan advisory services through a network of independent professionals, offering both proprietary and third-party investment strategies across multiple platform arrangements.

Gareth Rich is a CFP® professional with 40 years of industry experience, currently affiliated with OSAIC since 2025. He previously worked at Lincoln Financial Advisors Corporation for 35 years. Outside of his advisory role, he is engaged in offering insurance products and acts as a trustee managing family trusts. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, providing integrated brokerage, investment advisory services, and access to third-party money managers across multiple platforms. The firm employs firm-provided tools and automated rebalancing to construct diversified portfolios tailored to client risk profiles.

Stephan Ihde is a CFP®-designated financial advisor with Edward Jones in Asheville, NC, holding 12 years of industry experience. He has been with Edward Jones since 2013. Outside of finance, he operates a sole proprietorship selling landscape and nature photography prints online. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Katherine Bradley is a financial advisor with Edward Jones in Asheville, NC, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones in 2023, she worked in real estate and hospitality from 2012 to 2023. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of financial advisors and offices.