Kevin Lang is a CFP®-designated financial advisor with Ameriprise in Campbell, CA, bringing 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 1997. Outside of his advisory role, Lang is a co-owner of MaiTai Eden Properties LLC, a real estate business. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Matthew Agius is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 65 credentials and 22 years of industry experience. He has worked at several firms including Securities America Advisors, Cue Financial Group, and Provident Credit Union, where he continues to serve as an advisor. Osaic Wealth, Inc. serves a diverse client base ranging from individual investors to institutional entities, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios across a variety of asset classes.

James Bargetto is a financial advisor at Morgan Stanley with 41 years of industry experience. He has worked at Morgan Stanley since 2009 and has been with Morgan Stanley Private Bank, National Association since 2015. He holds the Series 63 designation and is based in Santa Cruz, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes a structured financial planning process supported by firm-approved tools and methodologies.

Chien Zhao is a Planning Consultant at Fidelity, where they have been employed since 2021. They have over ten years of experience in the financial services industry. Prior to their current role, Zhao worked as a Financial Solution Advisor at Merrill Edge, Bank of America in 2021, and as a Financial Advisor at Edward Jones from 2019 to 2021. Earlier in their career, Zhao served as an Office Manager at Farmer's Insurance from 2014 to 2018. Zhao holds a California Insurance License. Growing up in a family involved in the financial industry, Zhao emphasizes the importance of foundational planning as a critical step toward goal-focused investing. Their professional focus is on helping clients craft and execute tailored financial plans to work toward achieving their individual financial objectives.

Robert Drier is a financial advisor with Cetera, holding Series 63 and Series 66 designations and bringing 35 years of industry experience. He has been with Cetera Advisors LLC since 2013 and joined Cetera in 2024. Outside of his advisory role, he is an insurance agent receiving commission trails from prior years. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a multi-manager platform that offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers. The firm supports over 10,000 advisors and manages more than $256 billion in assets.

Justin Wright is a financial advisor with LPL Financial based in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. Before joining LPL Financial in 2017, he worked at Transamerica Financial Advisors and World Financial Group. He is also employed at Castlewood Country Club. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Laura Ferguson is a financial advisor with J.P. Morgan Securities, holding Series 63, 65, and 66 licenses and bringing 18 years of industry experience. She has worked with J.P. Morgan entities since 2011. Outside of her advisory role, she is a signer for Accessibility Connection, a family business specializing in home remodeling. J.P. Morgan Securities provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors.

Erik Cormier is a financial advisor with Ameriprise Financial Services LLC and holds a Series 66 designation. He has 19 years of industry experience, including roles at Ameriprise since 2018. Outside of his advisory work, Cormier is involved in family-owned businesses, serving as a director of Hermitage Brewing Company, a craft brewery, and overseeing operations in a portfolio that includes restaurants and commercial real estate. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides retirement planning advice focused on income sources and tax-aware withdrawal strategies.

Hugh Wong is a financial advisor with J.P. Morgan Securities in San Jose, CA, holding Series 65 and Series 63 licenses and bringing 17 years of industry experience. Before joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2021, he worked at WealthSetter and South Bay Advisors, LLC. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm’s services are offered on a non-discretionary basis, with clients retaining final decision-making authority.

Joseph Nguyen is a financial advisor at Wells Fargo Clearing with 19 years of industry experience. He holds the Series 66 designation and has previously worked at Fidelity Investments, Morgan Stanley, and E*TRADE Capital Management. Outside of his advisory roles, he was involved with Twilite Productions from 2010 to 2018. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s IPS-driven approach incorporates modern portfolio theory and includes unique offerings like insurance-related vehicles and bank deposit sweep options.

Frank Gomez is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds a Series 66 designation and has worked at firms including Citigroup, Bank of America, and Merrill. Outside his advisory roles, he operated a small business called Frank's Corner Store from 2022 to 2023. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, delivering asset-allocation advice, investment manager search, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative modeling with centralized due diligence and integrates an ESG eligibility framework in its recommendations.

Charles Elliott is a financial advisor at Wells Fargo Advisors with 28 years of industry experience. He has been with Wells Fargo Advisors since 2012 and holds Series 63 and Series 65 designations. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including retirement, education, risk, and wealth-transfer planning, as well as specialized services such as business-owner transition and special-needs analysis.

Matthew Neiger is a financial advisor at J.P. Morgan Securities with 30 years of industry experience. He holds a Series 63 designation and has worked at J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Joshua Go is a financial advisor at Fidelity with a Series 66 credential and experience spanning multiple financial institutions including JPMorgan Chase & Co. and First Republic Bank. He has worked at Fidelity since 2025 and is based in Los Gatos, CA. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad range of clients including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios using mutual funds, ETFs, and ETPs.

Andrew Hubbard is a financial advisor at Morgan Stanley with a Series 66 designation and two years of industry experience. Before joining Morgan Stanley, he held various roles outside the financial industry, including positions at FedEx and local service businesses. He is also involved in community activities as a middle school flag football coach. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets through a structured planning process that incorporates firm-approved tools and market outcome simulations.

Robert Mason Jr. is a financial advisor with Cetera, holding a Series 66 designation and 18 years of industry experience. Prior to joining Cetera in 2025, he worked at Avantax Advisory Services and 1st Global Advisors, among other firms. He is also president of Coast Financial Services Wealth Management Inc. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Koby Lieu is a financial advisor at Raymond James Financial with two years of industry experience. He holds a Series 66 designation and has worked with various branches of Raymond James since 2021. Outside of his advisory role, he serves as an independent contractor providing support services to Wealthstone Asset Management Group. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to individual, high-net-worth, institutional, and corporate clients. The firm utilizes tailored, non-discretionary planning and analytical tools to align investment strategies with client goals, and additionally supports municipal and public finance work through a specialized advisory affiliation.

Chris Tran is a Financial Consultant currently working at Fidelity since 2024. He has previous experience as an Investment Advisor Representative at Fisher Investments from 2004 to 2018. Chris holds a California Insurance License. His professional focus is on helping clients grow and protect their wealth, make well-informed investment decisions, and simplify their financial lives. He emphasizes building strong relationships through clear and concise communication to help clients feel educated and confident in their decisions. Outside of his professional work, Chris has personal interests in camping, cars, fitness, traveling, and yoga.

Adam Fischer is a Series 66-registered financial advisor with UBS Financial Services in Los Gatos, CA, where he has worked since 2013. He has 21 years of industry experience. Fischer serves on the Finance Commission for the Town of Los Gatos, advising on financial and budgetary matters for the local government. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and advisory offerings, including financial planning, portfolio management, and mutual fund distribution. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor financial plans.

Lorraine Taylor is a financial advisor with Osaic Wealth, Inc. She holds a Series 66 designation and has 29 years of industry experience, including 25 years at Lincoln Financial Advisors prior to joining Osaic in 2025. She is a co-trustee of her family trust. Osaic Wealth, Inc. serves a diverse client base that includes individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with a platform that supports various investment strategies and third-party managed accounts.