Marc Roth is a financial advisor at Elmwood Wealth Management with 31 years of industry experience. He previously worked at Atlas Capital Advisors LLC for six years and JMR Capital Management, Inc. for 25 years. Elmwood Wealth Management is a fee-based, SEC-registered advisory firm serving individuals, trusts, estates, donor-advised funds, foundations, and retirement plans. The firm offers discretionary and non-discretionary portfolio management with a long-term, total-return investment philosophy through actively managed and Core ETF-based strategies, integrating financial planning and tax coordination.

Roshan Weeramantry is a financial advisor at Hyphen Wealth Management with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Helium Advisors LLC, RINA Wealth Management Services LLC, and Strategic Capital Distributors. Outside of his advisory role, he is also an independent insurance agent. Hyphen Wealth Management serves individual clients, including high-net-worth households, and pension or profit-sharing plans by providing portfolio management, pension consulting, and financial planning. The firm employs a tailored investment approach based on fundamental, quantitative, and modern portfolio theory within a long-term framework, and offers access to a variety of investment types, including alternative and insurance products.

Salim Reshwan is a financial advisor at Auxi Asset Management, LLC with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Mutual Securities, Inc from 2012 to 2020 before continuing his tenure at Auxi Asset Management since 2005. Auxi Asset Management provides investment and portfolio management services to individuals, including high-net-worth clients, as well as corporations and institutions. The firm employs an active, multi-strategy approach across various asset classes and sectors, managing approximately $99.4 million for a diverse client base through discretionary and non-discretionary advisory services.

Benjamin Packard is a financial advisor at Lula Financial in Oakland, CA, holding a Series 65 credential with seven years of industry experience. He has been with Lula Financial since 2018 and has been self-employed since 2010. Outside of advising, he produces videos for non-profits, dedicating a small portion of his time to this activity. Lula Financial provides financial planning and portfolio management services to individual clients, including high-net-worth individuals. The firm emphasizes passive investment strategies using index funds and ETFs, and offers a fee model based on fixed, hourly, and subscription arrangements rather than asset-based fees.

Neel Patel is a financial advisor with OM Pacific Capital LLC in Walnut Creek, CA, holding Series 63 and Series 65 licenses and 20 years of industry experience. He has been with OM Pacific Capital since 2015. Outside of his advisory role, he serves as a board member of Whiterabbit.ai Inc., a healthcare company focused on early cancer detection using artificial intelligence, where he advises on strategic partnerships and financing. OM Pacific Capital primarily serves high-net-worth individuals and related entities, offering discretionary portfolio management, financial planning, and retirement plan consulting. The firm manages approximately $60 million for a limited client base and sponsors multiple private pooled investment vehicles, distinguishing itself through its integrated investment offerings and personalized client service.

Michael Chapman is a financial advisor at Insight Capital Management with a Series 65 designation and experience starting in 2024. Prior to joining Insight Capital Management, he worked at Elm Acres Inc. and Acquivest Inc. Insight Capital Management is an SEC-registered advisory firm serving individual and high-net-worth clients, as well as trusts, foundations, and other entities. The firm manages approximately $330 million across about 374 client relationships and offers portfolio management, financial planning, and educational workshops, using a combination of fundamental and technical analysis tailored to clients’ goals and risk tolerance.

Kelby Houston is a financial advisor at API Capital, LLC in Concord, CA, holding a Series 65 designation with one year of industry experience. He is also a partner and accountant at API Accounting, Tax & Advisory, Inc., a role he has held since 2014. API Capital, LLC provides portfolio management and financial planning services to individuals and high-net-worth clients, employing a diverse range of investment strategies and analytical methods. The firm integrates its affiliation with an accounting practice into its services while maintaining a small team structure.

Gary Downs is a Personal Financial Specialist (PFS™) with 28 years of industry experience. He has been with D & T Financial Advisors, Inc. since 2002 and is also a partner at Jackson, Downs & Tsuruda CPA's, where he provides accounting, tax, and financial consulting services. D & T Financial Advisors offers discretionary investment management and retirement plan advisory primarily for individuals, trusts, qualified retirement plans, charitable organizations, and businesses. The firm employs a diversified, low-turnover, passively managed investment approach based on Modern Portfolio Theory and maintains a close affiliation with an accounting practice through its licensed CPA principals.

Gerald Fegler is a financial advisor at Contango Wealth Management LLC with 14 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations. Prior to joining Contango in 2025, he worked at Marin Wealth Advisors LLC for nine years and has additional experience with Zions Capital Advisors, Inc. and Allspring Funds Management, LLC. Contango Wealth Management serves individual and high-net-worth clients with discretionary portfolio management and financial planning services. The firm employs a combination of fundamental analysis, modern portfolio theory, and quantitative methods to develop investment strategies tailored to clients’ risk tolerance and time horizon.

Marc Vera is a CFP® professional with 20 years of experience in the financial services industry. He is currently with TerraFirma Wealth Partners and previously worked at Charles Schwab Bank and Fidelity. Outside of advising, he is involved in the ownership and management of a rental property in Santa Rosa, CA. TerraFirma Wealth Partners provides discretionary and non-discretionary portfolio management, wealth management, and financial planning to individuals and high-net-worth clients. The firm focuses on fundamental analysis and a long-term investment approach, utilizing diversified portfolios of low-cost mutual funds, ETFs, and individual equities.

Allan Yam is a CFP® with four years of industry experience, currently serving as an advisor at Paraiba Wealth Management LLC. He has been self-employed since 2008 and joined Paraiba Wealth Management in 2022. Paraiba Wealth Management provides asset management and financial planning services primarily to high net worth individuals and families. The firm utilizes customizable model portfolios and a mix of analytical methods to manage client accounts, offering both bundled ongoing financial planning and standalone planning engagements.

Jerry Mosher is a CFP® professional with over 55 years of experience in the financial services industry. He has been associated with American Investors Company since 1975 and has held roles at several related firms throughout his career. In addition to his advisory work, Mosher is a licensed individual insurance agent. American Investors Company provides investment advisory, financial planning, 401(k) advisory, and asset supervisory services to a diverse client base, including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm combines advisory and brokerage activities through a multi-advisor structure, offering both fee-based and commission-based services.

William Leitch is a financial advisor at Casilio Leitch Investments with 21 years of industry experience. He holds a Series 66 designation and has been with Casilio Leitch Investments since 2014. The firm provides discretionary investment management and integrated financial planning to individuals, trusts, and estates. Casilio Leitch Investments focuses on portfolio construction using a combination of top-down global economic analysis and bottom-up security evaluation, guided by Modern Portfolio Theory, primarily serving larger household portfolios.

Christopher Gallagher is a financial advisor at Gallagher Wealth Management in Danville, CA, holding a Series 63 designation with 28 years of industry experience. He has led Gallagher Wealth Management since 2012. Outside of his advisory work, he serves as a co-trustee for the James Gallagher 2008 Trust. Gallagher Wealth Management provides discretionary asset management, financial planning, and retirement plan consulting to individuals, trusts, corporations, and employer-sponsored plans. The firm employs a blend of fundamental, technical, and cyclical analysis across various investment strategies and uses options and margin borrowing as part of its portfolio construction.

Peter Morton is a CFP® and holds a Series 66 license, currently serving as a financial advisor at Hawkins Investment Counsel, LLC with six years of industry experience. His prior roles include positions at First Republic Investment Management, J.P. Morgan Securities, and the CFA Institute. Hawkins Investment Counsel provides investment management and financial planning services to individuals, families, businesses, trusts, and institutional clients. The firm implements a top-down economic analysis and a research-driven approach to construct diversified, non-discretionary portfolios tailored to client goals.

Frances Harkins is a CFP® and holds a Series 66 designation with 24 years of industry experience. She has worked at Wheels Up Wealth, Inc. since 2020 and previously spent seven years at North Capital Inc. Outside of her advisory work, she is involved as a trustee in managing family real estate investment properties. Wheels Up Wealth serves individual and high-net-worth clients by providing comprehensive financial planning and discretionary investment management. The firm employs a long-term, passive investment approach based on Modern Portfolio Theory, utilizing index mutual funds and ETFs to build diversified portfolios.

Richard Connett is a CFP® professional with 30 years of industry experience. He has worked at Integrity Wealth Partners, LLC since 2021 and previously spent 12 years at Ameriprise Financial Services, Inc. Integrity Wealth Partners advises individuals, trusts, pension and profit-sharing plans, and business entities, offering discretionary asset management, financial planning, and retirement plan consulting. The firm uses a tailored portfolio approach with continuous supervision and employs option strategies, derivatives, and margin in separately managed accounts.

Kimberly Melo is a financial advisor with TerraFirma Wealth Partners in Walnut Creek, CA. She holds Series 63 and Series 65 licenses and has 14 years of industry experience, including 13 years at Edelman Financial Engines prior to joining TerraFirma Wealth Partners in 2024. TerraFirma Wealth Partners is an SEC-registered investment adviser serving individual and high-net-worth clients with portfolio management and comprehensive wealth planning. The firm uses a fundamentally driven, long-term investment strategy focused on diversified portfolios composed of low-cost mutual funds, ETFs, and individual equities, and conducts formal annual reviews for ongoing portfolio monitoring.

Dale Haithcock is a financial advisor at Auxi Asset Management, LLC with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Auxi Asset Management since 2005, also working at Triad Advisors and Mutual Securities, Inc. His professional background includes managing investment portfolios of equities, ETFs, and mutual funds for high-net-worth clients. Auxi Asset Management provides investment and portfolio management services to individuals, corporations, and institutions, employing an active, multi-strategy approach across various asset classes. The firm manages approximately $99.4 million for 58 clients and offers both discretionary and non-discretionary advisory services, including private pooled investment vehicles.

Jason Fang is a CFP® with 19 years of experience in financial advisory roles. He currently works at TerraFirma Wealth Partners and has held prior positions at Edelman Financial Engines, Fidelity, Ameriprise, and Cetera. Fang is also involved in insurance sales on an individual basis. TerraFirma Wealth Partners is an SEC-registered investment adviser that provides portfolio management and comprehensive financial planning services to individual and high-net-worth clients. The firm focuses on fundamental analysis and long-term investing through diversified portfolios of low-cost mutual funds, ETFs, and select individual equities.