Jim Mcelravy is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 credentials and 24 years of industry experience. He has worked with Independent Financial Group since 2010 and previously held positions at Chase Investment Services Corp. and Wamu Investments, Inc. Outside of his advisory role, he is a licensed California insurance agent and serves as an officer and director for an entity involved in creation and marketing development. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, corporate and pension plans, and charitable organizations. The firm offers a range of services such as financial planning, discretionary and non-discretionary portfolio management, and utilizes both firm- and third-party investment models tailored to client risk tolerances.

Daniel Shelly is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. He also has roles outside of investment advisory, including as a landscape estimator for Cascading Falls Incorporated and providing payment processing solutions through Rate Tracker Payments, LLC. Ameritas Advisory Services, LLC offers investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm provides a variety of managed account programs and fee-based management of variable annuity and universal life subaccounts, supported by a committee and third-party partners for portfolio construction and monitoring.

Lynda Tu is a financial advisor at Allworth Financial, L.P. with 11 years of industry experience. She holds Series 63 and Series 65 designations and has previously worked at AW Securities, Comprehensive Asset Management & Management, Inc., APW Capital, Inc., and Johanson Financial Advisors, Inc. Outside of her advisory role, she serves as Co-Treasurer for the Santa Teresa Home and School Association. Allworth Financial is a fee-based SEC-registered adviser that serves individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio management using a range of model strategies and incorporates technology solutions to manage held-away employer retirement accounts.

Rachel Matheson is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 66 designation and two years of industry experience. She has worked at Ameritas Advisory Services since 2025 and has been involved with Capstone Financial Group since 2022. Matheson also spent five years with The Total Health & Fitness Expo prior to her financial advisory roles. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients through a network of Investment Adviser Representatives. The firm offers a range of managed account programs and consulting services, supported by an Investment Committee and third-party partners, and integrates multiple custodial and execution platforms to serve its clients.

Garrett Sanders is a financial advisor with Principal Financial Services in Placerville, CA. He holds Series 63 and Series 66 licenses and has three years of industry experience, including roles at JP Morgan Chase Bank and Principal Life Insurance Company. Outside of his advisory work, he has been involved in the insurance business as Director of Sanders Financial Design & Insurance Solutions. Principal Securities offers brokerage and registered investment advisory services to individual investors, retirement plans, trusts, and other entities. The firm provides financial planning, retirement consulting, and access to third-party money manager programs under various advisory and promoter arrangements.

G Lowe is a financial advisor at Allworth Financial, L.P. with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including Cascadia Washington Wealth Management and Securities America, Inc. prior to joining Allworth Financial. Allworth Financial is a fee-based SEC-registered advisor serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio management using diverse strategies and employs technology to manage held-away retirement accounts.

Adam Stanley is a financial advisor with Allworth Financial, L.P. in Folsom, CA, holding two years of industry experience. He has worked at Retirement Advisors of America and concurrently serves in the US Army Reserve and at Delta Airlines. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio strategies including model-based and options-based approaches, employs third-party sub-advisers, and manages specialized funds and employer retirement accounts using proprietary technology.

Natalie Quirarte is a CFP® professional with 33 years of industry experience. She is currently with Allworth Financial, L.P. and previously worked at Hall Private Wealth Advisors for eight years. Outside of her advisory role, she is involved with the Premier Financial Education Group, where she participates in public speaking engagements. Allworth Financial is a fee-based SEC-registered adviser serving individuals—including high-net-worth clients—as well as retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio management using a range of strategies, including core-satellite, index, and specialized approaches, and maintains affiliated businesses alongside its investment services.

Justin Burrow is a financial advisor at Allworth Financial, L.P. with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Royal Alliance and Ryan Wealth Management, Inc. Outside of his advisory role, no additional business activities are noted. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio strategies utilizing model approaches and third-party sub-advisers, providing both discretionary and non-discretionary services.

Ethan Myers is a financial advisor with Ameritas Advisory Services, LLC and holds a Series 66 designation. He has experience with Ameritas Advisory Services, Ameritas Investment Company, and Ameritas Life Insurance Corp., as well as prior roles in several other businesses. His background includes service in the California Army National Guard and involvement with small business ventures such as Express Ride LLC. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to a diverse client base including individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers managed account programs, fee-based management of variable annuity and universal life subaccounts, and integrates multiple custodial and execution platforms supported by an Investment Committee and third-party partners.

Lori Sherman is a CFP® professional with 13 years of industry experience. She has worked at Stewart & Patten Co., LLC since 2000 and joined Allworth Financial, L.P. in 2024. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm employs customized portfolio strategies, including core-satellite and defined-outcome ETFs, and is noted for its unique ownership structure and specialized divisions such as its Airline division and management of privately offered Shorepoint income funds.

Derek Green is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior roles include positions at Titus Wealth Management and LPL Financial. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base, including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment process combining passive and active management, supported by an internal Investment Committee and a range of specialized financial planning and consulting services.

Benton Stockert is a financial advisor with Allworth Financial, L.P. in Folsom, CA. He holds Series 63 and Series 66 licenses and has four years of industry experience. Prior to joining Allworth Financial, he worked at Keen Wealth Advisors, Charles Schwab Bank, and Charles Schwab & Co., Inc. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolios with a range of model strategies and employs both discretionary and non-discretionary asset management, utilizing technology to manage held-away retirement accounts without client login credentials.

Jeremy Lopez is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 66 designation and six years of industry experience. His prior work includes roles at Bank of America, Merrill, and Wells Fargo Clearing. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and fee-based management of variable annuity and universal life subaccounts, supported by an Investment Committee and third-party partners to align portfolios with client objectives.

Alec Fisher is a financial advisor with Hightower Advisors in Folsom, CA, holding a Series 66 designation and 17 years of industry experience. He has worked at Hightower since 2014 and was previously with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 2009. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals, institutions, and charitable organizations. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers across a range of investment vehicles.

Jerry He is a CFP® with five years of experience in the financial services industry. He is currently with Allworth Financial, L.P. and has previously worked at firms including Kestra Investment Services LLC and Zhang Financial LLC. Outside of financial advising, he has experience at New Ballet and WHYY. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm employs a range of investment strategies, including model portfolios and specialized approaches such as Buffered Equity ETFs and options-based overlays, and is notable for its ownership structure and specialized divisions.

Barbara Healy is a financial advisor with Allworth Financial, L.P. in Folsom, CA, holding the CFP® designation and Series 63 and 65 licenses. She has 31 years of industry experience and has worked at AW Securities since 2008 and Allworth Financial since 2005. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio management including model strategies and specialized approaches, and utilizes technology to manage held-away employer retirement accounts.

Gurvir Grewal is a CFP® with 13 years of experience in financial advising, currently with Allworth Financial, L.P. He has held positions at several firms including Facet Wealth and TIAA-CREF. Outside of advising, he teaches CFP courses at the University of California and serves as a moderator and instructor for the College for Financial Planning, in addition to authoring a self-published personal finance book. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio strategies, including model-based allocations and specialized approaches using ETFs and options, and operates with private investment vehicle ownership and a focus on niche client segments such as airline industry employees.

Randall Ponder is a CFP® with 36 years of industry experience. He currently serves as a financial advisor at Allworth Financial, L.P., where he has worked since 2023. Prior to that, he spent four years at Silicon Valley Wealth Advisors and nearly three decades at Ponder Financial Group. Allworth Financial is a fee-based SEC-registered adviser serving individuals—including high-net-worth clients—qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio management using a variety of model strategies and employs technology solutions to manage held-away employer retirement accounts.

Brian Rasmussen is a financial advisor with Private Advisor Group, LLC, holding a Series 66 designation and 11 years of industry experience. He has worked with firms including Edward Jones, LPL Financial, and Mariner Independent Advisor Network. In addition to his advisory roles, Rasmussen is a fitness trainer through Logiki Longevity LLC. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm uses a fiduciary-based model, leveraging technology platforms and a variety of investment strategies, often implementing advice through third-party managers and turnkey asset management programs.