David Herman is a financial advisor at Scarborough Capital Management with 29 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Independent Financial Group, LLC since 2018, Scarborough Advisors, LLC since 2013, and previously at SII Investments Inc from 2008 to 2017. Scarborough Capital Management is an SEC-registered investment adviser managing approximately $1.4 billion for over 2,000 clients through a team of 13 advisors. The firm uses an asset-allocation framework and model portfolios to construct discretionary accounts, serving a diverse client base including institutional clients and individuals.

Lyn Dippel is a CFP® professional with 23 years of industry experience. She is currently with Curio Wealth, LLC and previously worked at Annapolis Financial Services, LLC and Financial Advantage, Inc. Curio Wealth, LLC provides personalized financial planning and discretionary investment management primarily to individuals, trusts, estates, and small businesses, offering multiple advisory formats and additional tax and accounting services. The firm constructs portfolios tailored to client objectives and risk tolerances, using a range of investment vehicles and maintaining a broad office network while managing several hundred client relationships.

George Buchheister is a financial advisor at ValueWealth Services, LLC in Annapolis, MD, holding Series 65 and Series 66 credentials with four years of industry experience. Prior to joining ValueWealth Services in 2023, he worked at Welocalize Inc for 12 years. Outside of his advisory role, Mr. Buchheister is an independent insurance agent transacting in insurance products including annuities. ValueWealth Services, LLC manages approximately $319 million for around 420 clients, offering investment supervisory and portfolio management services, financial planning, and sub-advisory services. The firm employs a multi-factor investment approach combining fundamental, technical, and cyclical analysis, and utilizes strategies such as short-term trading, margin, short sales, and options when appropriate.

James Kantowski is a CFP® with 24 years of industry experience. He is currently with Curio Wealth, LLC, where he has worked since 2024. His prior experience includes roles at Annapolis Financial Services, LLC, and founding JSK Tax Services, LLC and JSK Financial Services, LLC. Curio Wealth provides personalized financial planning and discretionary investment management primarily to individuals, trusts, estates, and small businesses. The firm offers multiple advisory formats and constructs portfolios tailored to clients’ objectives, tax situations, and risk tolerances, using no-load mutual funds, ETFs, equities, fixed income, and selective alternative strategies.

David Greenleaf is a financial advisor at Commonwealth Financial Network with 32 years of industry experience. He holds the ChFC® and Series 63 designations and has worked at Commonwealth since 2002, as well as Widmann Financial Services since 2018. Outside of his advisory role, he serves as a swim coach for the Montgomery Swim Club in Silver Spring, MD. Commonwealth Financial Network is a national registered investment adviser supporting approximately 2,950 advisors through a range of advisory programs and services. The firm provides operations, trading, technology, investment management, compliance, and practice-management support, enabling advisors to offer personalized portfolio construction and discretionary model portfolios.

Wayne Ferbert is a Series 65 licensed advisor with 15 years of experience in the financial industry. He is currently with Reyes Financial Architecture Inc., a team firm based in Columbia, MD, and has prior experience at ZEGA Financial, LLC, and Alpha Dna Investment Management. Outside of his advisory role, Ferbert co-founded and serves as co-managing director of a software and education business that supports online brokerages. Reyes Financial Architecture Inc. provides discretionary asset management, personalized financial planning, and consulting primarily for high-net-worth individuals, trusts, estates, and small businesses. The firm follows a long-term investment approach, incorporating fundamental, technical, and cyclical analysis, and integrates complimentary financial planning as part of its asset management services.

Raquel Tennant is a CFP® professional with four years of industry experience, currently serving at Fruitful. She has held previous roles at 2050 Wealth Partners, FAI Wealth Management, WMS Partners, and Wells Fargo Bank. Tennant’s background includes a variety of positions in both financial services and other industries. Fruitful Advisory, LLC offers web-based financial planning and discretionary investment management to individual clients through a subscription membership model. The firm focuses on personalized financial plans called “Money Maps” and emphasizes passive, low-cost investment strategies using ETFs and index funds.

George Watson III is a CFP®, CFA®, and Series 66 licensed advisor with 11 years of industry experience. He has worked at Williams Asset Management since 2017 and previously spent four years at Academy Financial, Inc. He serves as the treasurer of the Stansfield Estates Homeowners Association. Williams Asset Management provides discretionary portfolio management, wealth management, and financial planning services to individuals, high-net-worth clients, and charitable organizations. The firm employs a combination of fundamental, quantitative, and technical analysis alongside modern portfolio theory, incorporating long-term trading and options strategies within a structured review process.

John Milchling is a financial advisor at 1 North Wealth Services, LLC in Annapolis, MD, holding a Series 65 designation with six years of industry experience. His background includes roles at Towson University and Sandbek Outdoors. 1 North Wealth Services provides discretionary investment management and financial planning to individuals, retirement plans, estates, trusts, and charitable foundations. The firm uses a team-based investment committee approach, combining fundamental and technical analysis to create diversified, customized portfolios, including sustainable/ESG options.

Townsend Hornor Jr. is a financial advisor at Baltimore-Washington Financial Advisors with 13 years of industry experience. He holds the Series 63 and Series 66 designations and has been with the firm since 2015. Baltimore-Washington Financial Advisors is a fee-only wealth management firm serving individuals, families, trusts, estates, foundations, and nonprofit organizations. The firm employs model portfolio strategies overseen by a weekly investment committee and integrates tax considerations into both portfolio management and financial planning, supporting a high client load through standardized, scalable processes.

Andrew Ashton is a financial advisor with Prostatis Financial Advisors Group in Hanover, MD, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. His prior roles include positions at Clifton Larson Allen LLP and independent advisory work before joining Prostatis Group LLC in 2018. Prostatis Financial Advisors Group serves individuals—including high-net-worth clients—as well as foundations, trusts, estates, corporations, and charitable organizations. The firm uses a top-down, tactical asset-allocation approach with sector rotation and incorporates independent third-party managers, including those using AI and machine-learning models, as part of its investment strategy.

Carl Sera is a financial advisor at Sera Capital Management, LLC with 19 years at the firm and a total of 10 years of industry experience. He holds a Series 65 designation. Outside of his advisory role, Carl is an independent insurance agent who occasionally sells life insurance policies. Sera Capital Management serves individuals and families, including high-net-worth clients, through discretionary and non-discretionary portfolio management and targeted investment consulting. The firm combines fundamental and technical analysis with a buy-and-hold approach and actively uses illiquid investment strategies, focusing on investment management and specialized consulting rather than standalone financial planning.

Elizabeth Gillette is a CFP® professional with 11 years of experience in financial advising. She is currently with Curio Wealth, LLC, where she has worked since 2024, following roles at Annapolis Financial Services, MainStreet Financial Planning, and Lifetime Wealth Planning and Management. Curio Wealth, LLC offers personalized financial planning and discretionary investment management to individuals, trusts, estates, small businesses, and retirement plans. The firm utilizes diversified portfolios including no-load mutual funds, ETFs, equities, and fixed income, and provides additional services such as tax preparation and ERISA/401(k) plan consulting.

Jacob Leddy is a financial advisor at Convergence Financial with 13 years of industry experience. He holds the Series 66 credential and has previously worked at City National Bank, RBC Capital Markets, Bank of America, and Merrill Lynch. Convergence Financial provides investment advisory and comprehensive financial planning to individuals, families, business entities, trusts, estates, and charitable organizations. The firm emphasizes strategic asset allocation and fundamental analysis to build tailored portfolios and offers a range of services including retirement plan consulting, managed strategist model portfolios, and fiduciary services under ERISA.

Arden Widmann is a CFP® with 37 years of experience and has been with Widmann Financial Services since 1989. He also serves as an adjunct faculty member at Prince George's Community College, teaching estate planning courses. Widmann Financial Services provides discretionary asset management, financial planning, and consulting services to individuals, families, businesses, charitable organizations, trusts, and estates. The firm uses a hybrid, research-driven investment approach combining quantitative and qualitative analysis and offers financial education seminars with outside professionals.

Victor Simon is a financial advisor at Founders Financial Securities LLC with 34 years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. Prior to joining Founders Financial Securities in 2020, he worked at First Allied Advisory Services and First Allied Securities. Outside of his advisory role, Simon is involved in estate settlement consulting and mentoring small business owners through his family office practice. Founders Financial Securities serves a diverse client base including individuals, high-net-worth investors, retirement plans, charitable organizations, and corporations. The firm offers discretionary and non-discretionary portfolio management, financial planning, retirement consulting, and a range of brokerage and insurance services, utilizing both traditional and non-traditional delivery methods.

William Warner is a financial advisor with Gradient Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked at Gradient Advisors since 2021 and has been with Main Street Financial Group since 2001, where he is involved in retirement and financial planning as well as life insurance and annuity sales. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals and various institutional clients. The firm supports a large network of advisors and employs a combination of fundamental, technical, and cyclical analysis to tailor strategies, typically delivering portfolio services on a non-discretionary basis.

Joshua Edwards is a financial advisor at Intrua Financial with one year of industry experience. He holds the Series 66 designation and previously worked at LPL Financial, LLC and related entities. Outside of his advisory role, he was involved with Beast Baseball LLC for four years. Intrua Financial provides investment advisory, portfolio management, and comprehensive financial planning services for individuals, high-net-worth clients, trusts, foundations, small businesses, and plan sponsors. The firm employs a combination of fundamental analysis, modern portfolio theory, and technical and cyclical analysis to create customized asset allocations and investment policy statements, managing approximately $1.76 billion in client assets as of the end of 2024.

Wade Kauffman is a financial advisor at Packerland Brokerage Services, Inc. with 23 years of industry experience. He holds the Series 66 designation and has worked at Packerland since 2016 and at Kent Mittrick and Associates since 2015. Packerland Brokerage Services, Inc. serves individuals, charities, corporations, and retirement plan sponsors with financial planning, portfolio management, and advisory program access. The firm offers both brokerage and advisory solutions through various account management options and utilizes the Hilltop/Envestnet platform to deliver its services.

Kyle Dixon is a financial advisor with Mariner Independent, holding a Series 66 designation and 12 years of industry experience. His prior roles include positions at Valic Financial Advisors and Agia. He is currently associated with Connect Wealth and Mariner Platform Solutions. Mariner Independent provides investment advisory, financial planning, and consulting services to a diverse client base, including individuals, trusts, charitable organizations, corporations, and employer-sponsored retirement plans. The firm offers portfolio management, model portfolios, third-party managers, and retirement plan services, supported by institutional resources and affiliated investment entities.