Fred Hill III is a financial advisor at VSM Wealth Advisory, LLC with 10 years of industry experience. He holds a Series 66 credential and has worked previously at Van Sant & Mewshaw, Inc, PNC Financial Services, UBS Financial Services, UBS Bank USA, and Fidelity Investments. VSM Wealth Advisory serves individuals, families, trusts, estates, and employee benefit plans by providing discretionary investment management alongside integrated wealth-advisory services. The firm employs a fee-only, asset-based model, using an asset-allocation framework focused on index funds and ETFs, and incorporates tax-aware strategies and personalized indexing within its coordinated approach.

Marina Sidelnikova is a financial advisor at Mercer Global Advisors Inc. with 19 years of industry experience. She holds a Series 65 designation and has previously worked at Triad Advisors and Glass Jacobson Investment Advisors, LLC. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm employs a Modern Portfolio Theory-based approach with globally diversified, risk-appropriate portfolios and offers a range of investment solutions alongside financial planning, retirement consulting, and tax and estate-planning support.

Aleksandra Kovalerchik is a financial advisor at Indivisible Partners with 20 years of industry experience. She holds a Series 66 designation and previously worked at RBC Capital Markets Corp for 18 years and Citigroup Global Markets for one year. Kovalerchik serves on the board of a local charity affiliated with the Ronald McDonald House Charities of Maryland. Indivisible Partners is an SEC-registered advisory firm serving individuals, high-net-worth clients, trusts, charitable organizations, and businesses with portfolio management, financial planning, and third-party manager selection. The firm uses a strategic asset allocation framework overseen by an investment committee and offers active, passive, and blended investment approaches tailored to client risk profiles.

Ike Elele is a CFP® professional with eight years of industry experience, currently serving at Capitalwize, LLC. His prior roles include positions at Ameriprise, T. Rowe Price, Morgan Stanley Private Bank, and several other financial services firms. Outside of finance, he teaches ballroom dance classes monthly for the University Park Junior Cotillion. Capitalwize is a fee-only financial planning firm serving individuals and business entities, focusing primarily on non‑high‑net‑worth clients. The firm provides a range of advisory engagements and group educational seminars, commonly utilizing third-party managers for portfolio management while maintaining ongoing oversight and client communication.

Gregory Vermeulen is a financial advisor at SFG Wealth Management with 41 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at SFG Wealth Management since 2016, with prior experience at LPL Financial and Guardian Life. SFG Wealth Management serves individual and high-net-worth clients, trusts, retirement plans, and business entities, managing approximately $760 million in client assets through a team of nine advisors. The firm emphasizes asset allocation and diversified fixed-income strategies, employing both long-term and active trading techniques, and offers a broad range of financial planning and consulting services.

Emily Smith is a Series 65 licensed advisor with The Kelly Group, bringing one year of industry experience. Prior to her current role, she worked at Johnson and Johnson and has a background that includes time at La Salle University and managing operations at Bomboy's Homemade Candy and Ice Cream. The Kelly Group serves individuals, families, trusts, nonprofits, corporations, and qualified retirement plans, managing approximately $1.13 billion in assets with a team of 15 advisors. The firm employs a team-based approach with diversified model portfolios focused on active management, ongoing monitoring, and behavioral coaching.

Thomas Biddison is a financial advisor at Cornerstone Advisory with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cornerstone Advisory since 2006, with prior experience at Alternative Markets Fund LLC and Axa Advisors, LLC. Outside of his advisory role, he serves as vice chair of the board at UMD St. Joseph Medical Center. Cornerstone Advisory serves individual clients, retirement plans, trusts, estates, charitable organizations, corporations, and a private pooled investment vehicle. The firm employs a planning-first investment process with discretionary portfolio management, incorporating a broad investable universe that includes traditional and alternative assets and manages the Outcome Driven Fund, L.P., a private pooled vehicle focused on structured notes and lower-correlation strategies.

Leo Lavezza is a CFP® professional with two years of industry experience, currently serving as a financial advisor at Financial Consulate. His prior experience includes roles at First Financial Federal Credit Union and Towson University, as well as involvement with a family business. Financial Consulate provides comprehensive financial planning and investment management services to individuals, corporate retirement plans, and institutional clients. The firm integrates tax and accounting services with a Risk Opportunity Investing approach that combines active tactical asset allocation and fundamental, macroeconomic, and technical analysis.

Lyle Hardgrove is a financial advisor at CFM Advisors Inc with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at CFM Advisors since 2018, following prior roles at Paychex Securities Corporation and Paychex, Inc. CFM Advisors serves individual clients, including high-net-worth individuals, as well as pension and profit-sharing plans and corporate clients. The firm specializes in non-discretionary portfolio management and retirement plan advisory services, managing over $200 million in client assets outside of retirement plans and advising on more than $2.7 billion in 401(k) assets.

Robert Gill Jr. is a financial advisor at Cornerstone Advisory with 13 years of industry experience. He holds a Series 65 designation and has been with Cornerstone Advisory since 2013. Cornerstone Advisory provides discretionary portfolio management, financial planning, pension consulting, and sub-advisory services to a diverse client base including individuals, pension plans, trusts, charitable organizations, and corporations. The firm employs a planning-first approach and integrates traditional and alternative investment strategies, managing approximately $2.25 billion in discretionary assets.

George Toulson is a CFP® and CFA® with 30 years of industry experience. He is currently with Mercer Global Advisors and previously worked at Glass Jacobson Investment Advisors, Wick Capital Partners, ClearBridge Investments, Legg Mason, and Vanguard Advisers. Outside of financial advising, he is a managing member of a social media gaming software company, DB Game LLC. Glass Jacobson Wealth Advisors serves individual and high-net-worth clients as well as retirement plans, trusts, estates, and charitable organizations. The firm employs a holistic, household-level investment approach overseen by an investment committee and utilizes a range of mutual funds, ETFs, fixed-income vehicles, and alternative investments.

William Ruff is a Series 65-licensed advisor at The Kelly Group with one year of experience. His prior work includes roles in education and the service industry, including positions at Towson University, James Madison University, Texas Roadhouse, and Chick-fil-A. The Kelly Group serves individuals, families, trusts, nonprofits, corporations, and qualified retirement plans, managing approximately $1.13 billion in regulatory assets for over 1,000 clients. The firm employs a team-based model and focuses on diversified, actively managed portfolios complemented by ongoing monitoring, rebalancing, and behavioral coaching.

David Zinreich is a CFP® and holds a Series 65 license with 12 years of industry experience. He has been with Black Diamond Financial, LLC since 2013 and also operates Zinreich Equities. Black Diamond Financial, LLC serves individuals, including high-net-worth clients, as well as pension plans, trusts, charitable organizations, and business entities. The firm focuses on asset allocation and low-cost, tax-efficient, index-based strategies, supplementing public market exposure with institutional-quality private investments when appropriate.

Dovid Price is a CFP® and Series 66 licensed advisor with six years of industry experience. He currently works at Glass Jacobson Wealth Advisors and previously held roles at Mercer Global Advisors, DP Financial, and LPL Financial, among others. Outside of his advisory work, he provides financial consulting and management services to a speech therapy company. Glass Jacobson Wealth Advisors serves individuals, high-net-worth clients, retirement plans, trusts, estates, and charitable organizations. The firm employs a holistic, household-level investment approach overseen by an investment committee and utilizes a range of investment vehicles including mutual funds, ETFs, and alternative fixed-income products.

Lauren Madison is a financial advisor at The Kelly Group in Bel Air, MD, holding a Series 65 designation with three years of industry experience. She has worked at The Kelly Group since 2018 and previously held positions at PNC and Salisbury University. The Kelly Group serves individuals, families, trusts and estates, nonprofits, corporations, and qualified retirement plans, managing approximately $1.13 billion in assets across a team of 15 advisors. The firm employs a team-based model using diversified institutional mutual funds and active managers, offering services such as discretionary portfolio management and comprehensive financial planning.

Robert Tobin is a financial advisor at Black Diamond Financial, LLC with one year of industry experience. He previously worked at Persimmon Capital Partners for 11 years. Outside of his advisory role, Mr. Tobin serves on the boards of the Kevin E. Reichardt Foundation, a nonprofit providing scholarships to student-athletes, and two software companies, Saleswarp, Inc. and Redpoint Global, Inc. Black Diamond Financial advises individuals, pension plans, trusts, and other entities, offering portfolio management, financial planning, and ERISA plan services. The firm emphasizes asset allocation and low-cost, tax-efficient, index-based strategies, supplemented when appropriate by institutional-quality private investments.

Richard Osikowicz is a CFP® professional with 28 years of industry experience. He is currently with Glass Jacobson Wealth Advisors, part of Mercer Global Advisors since 2025, and has previously worked at Triad Advisors and PNC Capital Advisors. Outside of finance, he operates a photography business offering portrait and event photography services. Glass Jacobson Wealth Advisors serves individual and high-net-worth clients, as well as retirement plans, trusts, estates, and charitable organizations. The firm offers comprehensive financial planning and investment advisory services, supplemented by integrated offerings such as tax preparation, accounting, business consulting, and litigation support.

Isaiah Byrd Braxton is a financial advisor at Passive Capital Management, LLC with one year of industry experience. His prior roles include positions at AllianceBernstein and involvement with the Cystic Fibrosis Foundation. Passive Capital Management manages nearly $1 billion in client assets for individuals, business entities, pension and profit-sharing plans, and charitable organizations. The firm employs a passive, asset-allocation driven investment approach, primarily using index mutual funds and ETFs with discretionary portfolio management and periodic rebalancing.

Kimberly Silvestri is a financial advisor at Berman McAleer with 19 years of industry experience. She holds the Series 66 designation and previously worked at Kestra Advisory and Kestra Investment Services, LLC. Berman McAleer provides holistic financial planning and discretionary portfolio management to individuals, businesses, trusts, estates, and retirement plans. The firm employs a discovery-based planning process and manages portfolios across long-term equity, short-term fixed income, and intermediate alternative segments, combining fundamental and quantitative research techniques.

Kyle Levickas is a financial advisor with The Marshall Financial Group LLC in Hunt Valley, MD. He holds a Series 66 designation and has six years of industry experience, including a prior role at Merrill from 2019 to 2025. The Marshall Financial Group serves individuals, businesses, pension and profit-sharing plans, and charitable organizations by providing portfolio management, investment analysis, and comprehensive planning services. The firm uses a combination of discretionary and non-discretionary management with customized portfolios based on client objectives and risk tolerance, and it offers educational seminars and held-away asset monitoring through third-party partnerships.