Stephen Hepburn is a financial advisor at LPL Financial with 16 years of industry experience. He holds the CFP® and Series 66 credentials and has previously worked at Edward Jones and Cambridge Investment Research. Outside of his advisory role, he serves as president of Imaculatta's Ranch LLC, an agricultural business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide. The firm offers a range of advisory and brokerage services, including financial planning, retirement plan consulting, and model portfolio management.

Rory White is a CFP® professional with 19 years of experience, all of which have been with Edward Jones since 2007. He holds Series 63 and Series 66 licenses. Outside of his advisory role, he serves as chair of the Harford County Boys and Girls Club Endowment Committee and teaches non-credit investing classes at Harford Community College. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, and operates under a fiduciary standard.

Jonathan Lewis is a financial advisor at UBS Financial Services with 14 years of industry experience. He holds the Series 66 designation and previously worked at Merrill from 2010 to 2023 before joining UBS in 2023. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a range of capital markets and research resources to support client strategies.

Haidy Collado Fung is a financial advisor at Merrill with one year of industry experience. She holds a Series 66 designation and previously worked at Towson University, CrediFacil, Synergies, and HomeMaker. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Salvatore Rinaudo is a Series 66-licensed financial advisor with Edward Jones in Nottingham, MD, where he has worked since 2019. He has six years of industry experience and previously worked in the restaurant and sports bar business for five years. He serves as a member and chairman of the board for Greater Baltimore Community Partners, a networking group in Timonium, MD. Edward Jones is a full-service wealth management firm serving both individual and institutional clients with a variety of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets and is notable for its extensive network of financial advisors and branch offices nationwide.

George Smith III is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been active in the financial services industry since 1985. George holds the Certified Financial Planner (CFP) designation and is recognized as a Personal Investment Advisor (PIA). He completed his high school education at Bel Air Senior High and pursued further studies at Harford Community College, The Johns Hopkins University, and the College of Financial Planning. George brings longstanding experience to his role, having grown up in Harford County and attended local public schools. Outside of his professional duties, George enjoys decoy collecting, sport fishing, and traveling. He resides in Churchville, Maryland, and has two adult daughters.

Cynthia Hutchins is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. She has been with Merrill since 1998. Outside of her advisory role, she participates annually in a University of Southern California collaborative focused on financial and workplace security for family caregivers. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Timothy Lott is a Series 66-licensed financial professional with 22 years of industry experience, currently affiliated with Cetera and a partner at Paved Wealth Partners, LLC. He has prior experience with Avantax and 1ST Global Advisors and is also a CPA partner at N/L Healthcare Advisory Accounting & Tax LLC, providing accounting and business advisory services. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with diverse portfolio management and financial planning solutions, overseeing more than $256 billion in assets.

Paul Sierocinski is a Series 66 credentialed financial advisor at RBC Capital Markets, with 24 years of industry experience. He previously worked at Bank of America and Merrill, where he held positions spanning over two decades. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers various advisory programs with tailored investment strategies, employing both in-house and third-party managers, and provides a range of portfolio management, financial planning, custody, and brokerage services.

Rocco Lattanzi is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. He has worked at M&T Securities since 2007 and joined LPL Financial in 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual investors, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

David Muela is a CFP® with 27 years of experience in the financial industry. He is currently with Cambridge Investment Research Advisors and previously worked at Equitable Advisors and Axa Advisors. He is also an author of educational content through Integrated Capital Management Group. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals using a variety of portfolio management strategies and platform arrangements.

Golikai Sreenath is a Financial Advisor with Merrill Lynch Wealth Management, specializing in comprehensive wealth management strategies tailored to the diverse needs of individuals, small business owners, corporate executives, and corporations. Sreenath focuses on helping clients develop personalized long-term financial plans that address education planning, equity compensation, retirement income, tax minimization, and legacy planning, among other areas. By working closely with clients and their professional advisors, Sreenath strives to identify risks and implement cost-efficient strategies that support clients' financial goals and desired lifestyles. Sreenath holds a Bachelor's Degree from Karnatak University and the Professional Investment Advisor (PIA) designation. Fluent in English, Hindi, and Kannada, Sreenath emphasizes a collaborative and disciplined approach to wealth management, ensuring clients receive customized solutions aligned with their risk tolerance, time horizon, and liquidity needs. In addition to professional responsibilities, Sreenath contributes to the community through volunteer work and pursues personal interests such as antiquing, sports, music, reading, writing, yoga, and spending time with family.

Ryan Appleby is a financial advisor with LPL Financial, holding CFP®, ChFC®, and Series 66 designations and bringing 21 years of industry experience. He has been with LPL Financial since 2021 and also works with M&T Securities since 2014. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Bryan Angelilli is a financial advisor at Cambridge Investment Research Advisors with two years of industry experience and a Series 66 designation. He has worked at Cambridge Investment Research since 2023 and has additional experience as an adjunct history professor at Harford Community College, where he has taught since 2010. Angelilli is also involved in coaching youth sports through the Fallston Recreation Council. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals, utilizing a range of portfolio management options and proprietary investment models.

Sean Tully is a financial advisor with RBC Capital Markets in Hunt Valley, MD, holding Series 63 and Series 65 licenses and having 32 years of industry experience. He has worked at RBC Capital Markets since 2009 and has been with City National Bank since 2017. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs with discretionary and non-discretionary management, tailoring strategies to clients’ risk profiles and utilizing in-house and third-party investment managers.

Patrick Pollard is a CFP® professional with 32 years of industry experience, currently serving at RBC Capital Markets since 2024. He previously worked at Bank of America, N.A. and Merrill Lynch, with overlapping tenures spanning over two decades. He is a board member and part of the investment sub-committee for the Community Foundation of Harford County, serves on the board of the Greater Bel Air Community Foundation, and is chairman of the Greater Harford Committee, a business advocacy group in Harford County, MD. RBC Wealth Management, a division of RBC Capital Markets, LLC, provides a range of advisory programs and portfolio management services to individuals, institutional clients, corporations, and charitable organizations. The firm employs customized strategies using both in-house and third-party investment managers, with various program structures and services including financial planning, custody, and brokerage.

Thomas O'Conor is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2020. Prior to this, he worked at Bank of America and Merrill from 2013 to 2020. He is also involved in private wealth management through his ownership in Thomas O'Connor LLC and partial ownership and co-trustee roles in SCO Wealth Management, LLC. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services tailored to clients meeting a net-worth threshold, utilizing Wells Fargo’s research and planning tools to develop tailored recommendations.

Edward Campbell III is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and over 20 years of industry experience. His career includes roles at firms such as Commonwealth Financial Network, Legacy Planning Partners, and Securian Financial Services. He is also involved with East Coast Advisory, a business activity outside his primary firm. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement advisory services. The firm employs a range of investment approaches, including proprietary model strategies and access to unaffiliated managers, with customizable discretionary and non-discretionary portfolio management options.

Dale Harris is a financial advisor at Stifel with Series 65 and Series 63 credentials and three years of industry experience. His prior work includes roles in education and food service, as well as involvement with a basketball camp. He serves as Co-Head of the Finance Committee for the Albert Cesky Scholarship Fund, a nonprofit providing college scholarships to student athletes in Harford County. Stifel serves a broad range of clients, including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Gerrit Shuffstall is a Wealth Management Advisor at Merrill Lynch Wealth Management. He brings a unique perspective to financial advising, having transitioned from a career in architecture to finance in 2014. Gerrit specializes in guiding young couples and emerging professionals who are accumulating wealth, helping them develop integrated strategies to achieve both short-term and long-term financial goals. His expertise includes executive compensation, small business strategies, and retirement income planning. Gerrit also has experience serving clients in the aerospace and defense industry and those facing liquidity events due to mergers and acquisitions. Gerrit holds several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Certified Investment Management Analyst (CIMA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's degree in Business Communications and Marketing from Mercyhurst University and a Master's degree from the School of Architecture and Planning at Morgan State University. Additionally, he is involved in managing 401k development and design, providing investment recommendations, and educating plan participants. Beyond his professional work, Gerrit is active in the Towson neighborhood community association and coaches youth sports such as baseball, basketball, and lacrosse. He also serves as an assistant scout master for Scouting USA Troop 729 and volunteers with community greening and tree planting activities. Gerrit resides in the Anneslie neighborhood with his wife, Margaret, and their two children.