Adam Rubin is a financial professional at Cetera with two years of industry experience. He holds a Series 66 designation and has worked at Cetera and Cetera Wealth Services since 2024. In addition to his advisory role, he owns Rubin Appraisals, a residential real estate appraisal business serving banks and lenders. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, operating a multi-manager platform that provides access to affiliated and third-party managers across various program structures.

Kevin Broderick is a financial advisor at LPL Financial with nine years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at Wells Fargo and Bankers Life. Outside of his advisory role, he is the owner of ProSound Entertainment, a business he has operated since 2008. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management and incorporating model portfolios and research from multiple sources.

Lawrence McHugh is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 credentials. He has 11 years of industry experience and has been associated with MML Investors Services LLC and MassMutual Life Insurance Company since 2014. Outside of his advisory roles, McHugh is involved in farm management as a general partner at Titus McHugh Group and provides consulting services to nonprofit organizations through McHugh Advisory Services. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm offers comprehensive financial planning, asset management, and educational seminars, utilizing firm-approved software and structured annual planning relationships.

Tyler Kreger is a financial advisor with LPL Financial, holding a Series 66 designation and four years of industry experience. His prior roles include positions at First Citizens Community Bank and Bankers Life and Casualty. Kreger’s background also includes work outside of finance, with early experience at Marcon Roofing and involvement in education through the Bellefonte Area School District. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and access to model portfolios and third-party research, supporting both discretionary and non-discretionary management strategies.

Joan Goshow is a CFP®-credentialed financial advisor with 44 years of industry experience. She has been with Wells Fargo Advisors Financial Network LLC since 2009. The firm is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. It offers a broad range of planning services, including specialized areas such as business-owner transition and special-needs planning, supported by proprietary research and tools.

Malcolm Rayne is a financial advisor at Wells Fargo Advisors with a Series 66 designation and three years of industry experience. Prior to joining Wells Fargo Advisors in 2026, he worked at Wells Fargo Clearing, NewSpring Capital, KPMG LLP, and RBC Capital Markets. Outside of his advisory role, he holds a minority interest in an investment-related business, 211 Property Partners, LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of financial planning and investment services. The firm’s approach includes tailored recommendations supported by proprietary research and tools, with offerings that cover various planning needs from cash flow to specialized areas such as business-owner transition and special-needs analysis.

Donald Sellers is a financial advisor with Edward Jones in Kennett Square, PA, holding Series 63 and Series 66 licenses. He has 21 years of industry experience and has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Rohan James is a financial advisor with Primerica Advisors in Wilmington, DE, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has worked with Primerica Advisors since 1998 and Primerica Financial Services since 1995. Outside of his advisory role, he is involved in sales of home security and automation product referrals through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed account options. The firm curates third-party asset managers and employs a tiered wrap-fee structure to manage its investment solutions.

Christopher Close is a financial advisor at Mass Mutual Investors Services with five years of industry experience. He holds the Series 66 designation and has worked at MML Investors Services and MassMutual since 2020. He is also the owner of E78 Partners, a consulting business, and serves as a director at Close Consulting LLC, where he is involved in governance and oversight for Capstone Green Energy. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements and event-driven planning programs, including divorce, estate-settlement, and employer-sponsored planning.

Nicholas Amalfitano is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 licenses and bringing eight years of industry experience. His prior roles include positions at Pacer Financial, Inc., Key Investment Services LLC, KeyBank, and extended experience at Don Kelley Auto Center. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base ranging from individuals to institutional clients. The firm offers tailored, non-discretionary consulting using analytical tools and supports client implementation through its advisory programs and external providers.

William Lloyd III is a financial advisor with LPL Financial in Wilmington, DE, holding Series 63 and Series 65 licenses and having 14 years of industry experience. He previously worked at Lincoln Financial Distributors for six years before joining LPL Financial in 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management and incorporating model portfolios and research from multiple sources.

Maureen Dunning is a financial advisor at Edward Jones with 34 years of industry experience. She holds the Series 63 and Series 66 designations and previously worked at Raymond James & Associates for 28 years, followed by roles at Pruco Securities and The Prudential Insurance Company of America. Outside of her advisory work, she is a partner in Crooked Hammock Brewery, a restaurant in Lewes, Delaware. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies and access to separately managed accounts and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Max Land is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds the Series 66 designation and has previously worked at Creative Financial Group, MML Investors Services LLC, and Northwestern Mutual. Outside of finance, he has been involved with the Golf Association of Philadelphia. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and incorporating an ESG eligibility framework in its recommendations.

Ruthanne Monteleone is a CFP® professional with 13 years of industry experience, currently affiliated with Cambridge Investment Research Advisors. Her prior experience includes over a decade at CUSO Financial Services and Citadel Federal Credit Union. She is also the owner of Plan and Prosper Financial Partners LLC, a technology services firm. Cambridge Investment Research Advisors serves a wide range of clients, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent professionals, utilizing both proprietary and third-party strategies across multiple platform arrangements.

Brooke Le Brun is a financial advisor at Merrill with 13 years of industry experience. She holds Series 65 and Series 63 licenses and has worked at Merrill and Bank of America since 2017, following three years with PNC Investments LLC and PNC Bank. Outside of her advisory role, she is a published author of poetry writing under the pen name B.L. Matthews. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

David Trainor is a CFP® professional with 19 years of industry experience, currently serving as a financial advisor at Edward Jones since 2006. He holds a Series 66 designation and is based in Oxford, PA. Outside of his advisory role, he is involved as a board member and committee participant with Oxford Mainstreet Incorporated, working on local economic development initiatives, and owns a business that buys, repairs, and resells motorcycles, boats, and cars. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a broad range of needs. The firm manages over $1 trillion in assets through a nationwide network of advisors, offering both discretionary and non-discretionary investment strategies along with affiliated mutual funds, trust services, and securities-based lending options.

Bajram Elezaj is a financial advisor at J.P. Morgan Securities with two years of industry experience and holds a Series 66 designation. Prior to his current role, he gained experience at JPMorgan Chase Bank, Equitable Advisors, and Karr Barth Associates. Outside of finance, he assists with floor planning at La Collina Ristorante, an Italian restaurant owned by his in-laws. J.P. Morgan Securities LLC primarily serves institutional clients and retirement plan sponsors, providing investment consulting and advisory services through a combination of quantitative asset-allocation modeling and centralized due diligence.

Nicholas Hoeschel is a financial advisor at Cetera with 17 years of industry experience. He holds the CFP® designation and Series 63 and 65 licenses. His prior experience includes roles at Penn Mutual Life Insurance Company and Hornor Townsend & Kent Inc. Hoeschel is also the owner and lead presenter of College Cost Solutions, where he conducts seminars for high school parents on paying for college. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services, with program options ranging from model portfolios to bespoke strategies across multiple custodial relationships.

Joseph Oliver is a CFP® professional affiliated with Edward Jones in Oxford, PA, with six years of industry experience. Prior to joining Edward Jones in 2020, he was involved with Green Planet Inc (GPHomestay) and spent six years at Baylor University. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of advisors and branch offices.

Jason Cabot is a financial advisor at Mass Mutual Investors Services with eight years of industry experience. He holds a Series 66 designation and has worked with Mass Mutual Investors Services since 2016 and MassMutual Life Insurance Company since 2015. He is also Vice President of UFG Advisors, LLC, an entity related to succession planning for the UFG Advisors team. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, including high-net-worth clients, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved software and collaborative annual planning engagements.