Jeffrey Rittner is a CFP® professional with 16 years of industry experience, currently serving at Centaurus Financial, Inc. since 2016. Prior to that, he worked at Wells Fargo Clearing for six years. He serves on the board of RAMSTRENGTH, a nonprofit that supports local cancer patients and families in northern Colorado. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, businesses, and foundations. The firm offers a range of financial planning and portfolio management services through its CLASSIC Plus platform and employs various analytical approaches along with discretionary and non-discretionary management arrangements.

Richard Bell is a CFP® with 41 years of experience in the financial services industry. He is affiliated with Guardian Life and Park Avenue Securities, where he has worked since 2006. His background includes previous experience at Mass Mutual Investors Services and operating his own business since 1998. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers tailored financial planning and investment management through a combination of advisor-led discretionary management and model-based strategies across proprietary and third-party platforms.

Nicholas Ochsner is a financial advisor with Empower Advisory Group based in Fort Collins, CO. He holds Series 63 and Series 65 licenses and has nine years of industry experience, including work at GWFS Equities and Bible Electric Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated services through Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and savings rates in its planning approach and supports a large participant base with a higher client-to-advisor ratio than many peers.

Timothy Doud is a financial advisor with Centaurus Financial, Inc. in Fort Collins, CO, holding the Series 66 designation and 17 years of industry experience. He has worked with Waddell & Reed, Inc. and various insurance carriers before joining Centaurus Financial in 2017. He is also owner and president of T Doud LLC and Bridgepoint Financial, LLC, which he operates primarily for branding and tax purposes. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, and institutions, offering both advisory and brokerage services. The firm employs a range of investment strategies and provides services such as financial planning, portfolio management, and retirement-plan consulting through its CLASSIC Plus platform.

Jody Roth is a CFP® with 27 years of industry experience, currently serving as an advisor at Carson Wealth. He has previously worked at Cetera, Triad Advisors, Signator Investors, and Transamerica Financial Advisors. Outside of advising, Roth participates in a professional networking group and serves as a board member for a local office complex. CWM, LLC operates an enterprise advisory platform managing approximately $50.6 billion across more than 650 advisors. The firm offers discretionary asset management, financial planning, and retirement plan services, utilizing model portfolios and tailored investment solutions supported by integrated custodial and technology partnerships.

Caden Koole is a financial advisor with RBC Capital Markets in Fort Collins, CO. He holds a Series 66 designation and began his advisory career in 2026. Prior to joining RBC Capital Markets, he held roles at Dordt University and worked at Raindance National Golf Course. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with tailored investment strategies, offering portfolio management, financial planning, custody, and brokerage services. The firm leverages in-house and third-party managers and provides a variety of advisory programs to meet diverse client needs.

Denise Peloza is a financial advisor with RBC Capital Markets in Fort Collins, CO, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. She has previously worked at Truist Advisory Services and BB&T Securities. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers customized portfolio management and financial planning services through a variety of advisory programs, utilizing both in-house and third-party investment managers.

Gera Fayas is a financial advisor at Raymond James Financial with two years of industry experience and holds a Series 66 designation. Prior to joining Raymond James in 2025, she worked at Bank of Colorado and Bank of Colorado Investment Services. Outside of advisory work, she is involved in managing rental real estate properties. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm uses a tailored, non-discretionary approach with risk profiling and analytical tools to support client goals and maintains specialized programs for municipal and retirement plan advisory services.

Cory Kozisek serves as the Senior Resident Director at Merrill's Northern Colorado office. In this dual role, he manages the office operations while providing wealth management advisory services. Cory has been with Merrill since 2016, after six years with Wells Fargo Advisors and prior experience with Key Investment Services. He began his financial services career in 2002, bringing nearly 18 years of industry experience to his current position. As a CERTIFIED FINANCIAL PLANNER® professional with additional credentials including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Plans Specialist (CRPS), and Personal Investment Advisor (PIA), Cory focuses on wealth management planning strategies that support clients in building and sustaining successful retirements. His expertise includes liquidity management, personal retirement planning, portfolio management services, and retirement income. Cory utilizes Merrill's resources to create customized plans that address income management, education funding, retirement planning, and guidance through complex financial situations. Cory holds a bachelor's degree from Colorado State University. Outside of his professional duties, he is involved with Rapids Youth Soccer and spends much of his personal time with his wife and four daughters. His hobbies include biking, fishing, hunting, fitness, table tennis, traveling, and rooting for the Denver Broncos.

Simon Peterson is a financial advisor with Thrivent Investment Management in Loveland, Colorado. He holds a Series 66 designation and has five years of industry experience. His prior work includes roles at First Trust Portfolios, Robert W. Baird, Raymond James Financial Services, and Impact Financial Strategies. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors, offering comprehensive written recommendations across various planning topics while keeping implementation separate.

Tonya Moddelmog is a financial advisor with Morgan Stanley Smith Barney LLC, holding a Series 66 designation and possessing 15 years of industry experience. She previously worked at Private Client Services LLC and Cornerstone Wealth Management. Outside of her advisory role, she is a partner involved with Sunflower Capital LLC, a real estate-related business based in Fort Collins, Colorado. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, utilizing structured planning tools and market modeling to support client goals.

Robert Flood is a Series 66–registered financial advisor with Edward Jones in Loveland, Colorado, where he has worked since 2009, accumulating 17 years of industry experience. Outside of his advisory role, he is CEO of RSFloodco Enterprises LLC, an LLC involved in potential real estate acquisitions. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branches nationwide.

Gabriel Mecham is a Financial Advisor with Merrill Lynch Wealth Management. He specializes in equity compensation services, investment consulting for defined contribution plans, and small business strategies. In his role, Gabriel works closely with clients to understand their individual priorities and develop strategies to pursue their financial goals over various time horizons. He provides guidance on general investing, retirement planning, and preparing for unexpected expenses. Gabriel holds several professional designations including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He attended Brigham Young University - Idaho without degree conferral and obtained a high school diploma from Red Mountain High School. Gabriel communicates with clients in both English and Spanish. Outside of his professional work, Gabriel has interests in adventure sports, spending time with his family, and watching movies.

Emma Wilson is a financial advisor with Edward Jones in Loveland, Colorado, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, she worked at Novant Health for three years and attended Clemson University. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Donald Baker is a financial advisor at RBC Capital Markets with 44 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at UBS Financial Services. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a range of advisory programs with customizable portfolio management and integrates in-house and third-party investment managers to tailor strategies according to each client’s Advisory Risk Profile.

Bruce Moulds is a financial advisor with Cambridge Investment Research Advisors in Fort Collins, CO, holding Series 63 and 65 licenses and having 40 years of industry experience. He has been associated with Cambridge Investment Research Advisors since 2016 and has operated his own firm, Bruce W. Moulds & Associates, since 1993, specializing in health and life insurance products. Cambridge Investment Research Advisors serves a diverse client base including individual, pension, and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base through numerous financial professionals and provides both discretionary and non-discretionary management via multiple platforms, including proprietary model strategies under the Founders Gate Capital brand.

Amanda Dillard is a financial advisor at Edward Jones in Fort Collins, CO, holding a Series 66 designation with eight years of industry experience. Prior to her current role, she worked at the Child Trauma and Resilience Assessment Center and the Center for Family and Couple Therapy, and she was affiliated with Colorado State University. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Sarah Springer is a CFP®-designated financial advisor with Robert W. Baird & Co. in Ft. Collins, CO, bringing 22 years of industry experience. She has worked at Baird since 2017 and spent one year with Wells Fargo Clearing prior to that. Outside of her advisory role, she is a partner in Synchronicity Investments, an LLC that invests in projects in Alaska, and serves as a board member of McKinley Management, LLC. She is part of The DDK Group within Baird’s Private Wealth Management department, which serves high net worth individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm employs a combination of manager-traded and model-traded SMA strategies along with tax-management and direct-indexing services, supported by ongoing manager selection and internal research.

Chloe Bartels is a financial advisor at Raymond James Financial in Fort Collins, CO, holding Series 63 and Series 65 licenses with one year of industry experience. Her prior roles include positions at First Tech Federal Credit Union, Addison Avenue Investment Services, TrailWise Financial Partners, Charles Schwab, and Ancora Wealth Management. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Hampton Kelsch is an Investment Consultant at Fidelity Investments, a role he has held since 2024. He works with clients to develop financial plans tailored to their individual goals. Hampton has been with Fidelity Investments since 2021, progressing through roles including Client Relationship Advocate, Premium Service Associate, Financial Representative, and now Planning Consultant. His experience within the company has provided him with a comprehensive understanding of client services and financial planning. Outside of his professional work, Hampton engages in activities such as board games, family activities, social events with friends, movies, reading, and traveling.