Kathryn Shoaf is a financial advisor at Morgan Stanley with six years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning and estate planning strategies, and manages approximately $2.74 trillion in client assets.

Ronald Leynes is a financial advisor with Primerica Advisors in State College, PA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Primerica Advisors since 1992 and with Primerica Financial Services since 1990. In addition to his advisory role, he is involved in the sale of home-related products and services through affiliated Primerica companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of discretionary separately managed account options primarily for individual and high-net-worth clients. The firm uses third-party asset managers and a tiered wrap-fee structure, focusing on curated investment models rather than institutional pension or profit-sharing plan management.

Travis Guthrie is a financial advisor at Edward Jones in Bellefonte, PA, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones in 2024, he worked with Anne Arundel County Public Schools and Educational Testing Service for nine years each. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Michael Weaverling is a financial advisor with Mass Mutual Investors Services in State College, PA. He holds Series 63 and Series 65 licenses and has 30 years of industry experience, all with MML Investors Services, Inc. and Massachusetts Mutual Life Insurance Company. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing firm-approved analysis tools and structured annual planning engagements.

Clinton Imes is a financial advisor with Mass Mutual Investors Services in Lewistown, PA, holding Series 63 and Series 65 credentials and nine years of industry experience. His prior roles include positions at Mariner Wealth Advisors and Vantage Investment Advisors. He has an administrative role with Kish Bank, supporting representatives through a strategic alliance with MassMutual. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures financial planning as annual, collaborative engagements and offers specialized programs including estate settlement and employer-sponsored planning.

Nina Cowart is a Senior Financial Advisor at Merrill Lynch Wealth Management with 27 years of comprehensive experience in the retirement plan industry. She began her career working for a small third-party administrator where she spent 17 years developing expertise in qualified plan compliance from a back office perspective. Prior to joining Merrill Lynch, Nina served as a Retirement Plan Advisor for Empower Retirement, focusing on the Pennsylvania State Employees Retirement System 457(b) Deferred Compensation Plan. In this role, she educated and counseled participants across state agencies. Nina's extensive background allows her to effectively bridge communication among participants, plan sponsors, record keepers, and third-party administrators, serving as a trusted liaison to ensure the seamless operation of retirement plans. In addition to retirement plans, she works directly with individual clients, offering personalized guidance to assist them in achieving their financial goals. She holds a bachelor's degree in Accounting and Actuarial Studies from Thiel College and professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Nina is a member of the American Association of University Women (AAUW). Outside of her professional life, Nina enjoys crafting, traveling, gardening, antiquing, yoga, and spending time with her husband Devlon and their two children in the Lock Haven area.

Chad Hunter is a financial advisor at Edward Jones in State College, PA, holding a Series 66 designation with four years of industry experience. Prior to joining Edward Jones in 2021, he worked at Panda Express for ten years and has owned Chunter Investments LLC, a real estate investing business, since 2019. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs and investment options, managing approximately $1.01 trillion in assets through a large nationwide network of financial advisors and branch offices.

Laura King is a financial advisor with Raymond James Financial Services Advisors Inc. in State College, PA, holding a Series 66 credential and over 10 years of industry experience. She has worked with Raymond James since 2012 and also runs King Wealth Strategies. Outside of advising, she serves as operations manager at King Financial Partners. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients, using tailored, non-discretionary planning and analytical tools to support client goals.

Ryan Mostyn is a Wealth Management Advisor at Merrill Lynch Wealth Management. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Ryan earned a Bachelor of Science degree in Business Marketing from Indiana University of Pennsylvania, where he also played baseball and was named the 2009 IUP Student-Athlete of the Year. His areas of expertise include executive compensation, family wealth management strategies, managing new wealth, personal retirement planning, philanthropic planning, tax minimization, and retirement income. He applies his understanding of financial markets to develop risk-managed strategies tailored to each client's goals. Outside of his professional career, Ryan is an avid outdoorsman who enjoys baseball, fishing, football, golfing, hunting, and softball. He is involved with Little League International and dedicates time to youth sports and supporting community causes. Ryan lives in Spring Mills with his wife, Jayde, and their three sons.

Erica Kainuma is a financial advisor at Morgan Stanley in State College, PA, holding Series 63 and Series 66 licenses with seven years of industry experience. Her prior roles include positions at Bekk Consulting LLC and TD Ameritrade, as well as earlier experience with T. Rowe Price. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services supported by firm-approved tools and research produced by the Global Investment Committee.

Christopher Botamer is the sole advisor at Botamer Financial, an independent registered investment adviser based in State College, PA. He holds the CFP® designation and Series 63 license and has 38 years of industry experience. He founded Botamer Financial in 2005 and has operated the firm for 21 years. Botamer Financial provides portfolio management and investment advisory services to individual clients, managing approximately $1.47 million in assets across 15 client relationships. The firm primarily delivers investment management on a non-discretionary basis, allowing clients to retain final trading authority and participate actively in trade decisions.