James Aoki is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and 27 years of industry experience. His career includes roles at LPL Financial, Wasatch Peaks Credit Union, and the Institute of Buddhist Studies. He is also an independent agent for Medicare and non-variable insurance. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary advisory services and supports municipal and public finance work, with specialized programs such as SIMPLE IRA Employer Advisory & Consulting Services.

Brett Leonhardt is a financial advisor at LPL Financial with 29 years of industry experience. He holds Series 63 and Series 66 designations and previously worked for Cetera Advisor Networks for nine years. Outside of advising, he is involved with Calbre LLC, a business entity used for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing various portfolio management strategies and research resources.

David Petersen is a financial advisor at Raymond James Financial with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including Vista Wealth, LLC and Allegis Advisor Group. Outside of his advisory role, he is involved with Deer Valley Resort in Park City, UT, where he serves in a teaching capacity. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base that includes individual, high-net-worth, corporate, institutional, and nonprofit clients. The firm provides tailored, non-discretionary planning and consulting using analytical tools to support client goals and is notable for its municipal advisor affiliation and specialized SIMPLE IRA advisory program.

Austin Farnsworth is a financial advisor at Cambridge Investment Research Advisors with four years of industry experience. He holds the Series 63 and Series 65 designations and has worked at various entities within Cambridge since 2022. Outside of advisory work, Farnsworth has been involved as an insurance agent for independent agencies and held positions in the food service industry. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, employing a range of portfolio management and model-based solutions tailored to client objectives.

Jake Miller is a Planning Consultant at Fidelity Investments, where he has been working since 2026. He has held multiple roles within the company, including Benefits and Planning Consultant from 2024 to 2026, Investment Solutions Representative 2 during 2023 to 2024, High Net Worth Representative in 2023, Investment Solutions Representative 1 in 2023, and Customer Relationship Advocate from 2022 to 2023. He holds insurance licenses in Arkansas and California. Jake is committed to helping clients recognize the value of a sound financial plan and works collaboratively to develop plans aligned with their life goals and passions. Outside of his professional work, Jake enjoys baseball, family activities, social events with friends, outdoor adventures, and skiing.

Teresa Addington is a financial advisor at Fidelity with 28 years of industry experience. She holds Series 63 and Series 66 licenses and has been affiliated with various Fidelity entities since 1997, including Fidelity Brokerage Services and Fidelity Personal and Workplace Advisors. Her current role at Strategic Advisers LLC, a Fidelity Investments company, involves working within a large institutional advisory framework. Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs, and it holds distinctive roles such as registration with the CFTC and formal advisory responsibilities to multiple funds.

Jacob Mann is a financial advisor with LPL Financial in Clinton, UT, holding Series 63 and Series 66 licenses and 17 years of industry experience. He has been with LPL Financial since 2010 and also works with Mountain America Credit Union. Mann is involved in providing fixed annuity products through affiliated insurance services. LPL Financial serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations via a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services with discretionary and non-discretionary management options supported by research and model portfolios.

Jeffrey Clark is a financial advisor at Edward Jones with a Series 66 designation and seven years of industry experience. He has been with Edward Jones since 2019 and previously worked at Purch/Future for nine years. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm offers a range of discretionary and non-discretionary investment strategies, operates under a fiduciary standard, and manages approximately $1.01 trillion in assets through a large network of advisors and branch offices.

Michael Hestness is a financial advisor at Primerica Advisors with 12 years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at PFS Investments Inc., Northrop Grumman, and Lockheed Martin. Outside of his advisory role, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm delivers advisory services primarily through model-driven strategies and supports trade execution and custody with third-party providers.

Matthew Mcfarland is a financial advisor at LPL Financial with 14 years of industry experience. He holds a Series 66 designation and has previously worked at CUSO Financial Services and America First Credit Union. Outside of his advisory role, he owns a heating and air business, operates a vacation rental company, and coaches a high school mountain bike team. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting with both discretionary and non-discretionary management supported by research and model portfolios.

Ma Kayla Whiting is a financial advisor at Charles Schwab in Farmington, Utah, holding a Series 66 designation with two years of industry experience. Her prior work includes roles in the title industry and full-time education. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory services with access to affiliated discretionary SMAs and offers investment guidance through multi-asset model portfolios and due diligence on alternative investments.

Jonathan Gates is a financial advisor with LPL Financial in Clearfield, UT, holding the CFP® designation and Series 63 and 65 licenses. He has eight years of industry experience, previously working with MML Investors Services, LLC and Mass Mutual Life Insurance Co. Gates is also involved with Gates Wealth Group, LLC, a business entity for tax and investment purposes. LPL Financial is a registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by extensive research and technology.

Douglas Mabey is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since 2003, and has prior engineering experience at Spectrum Engineers and Lynk Engineers. He also receives compensation from affiliated companies for the sale of loan products and home-related service referrals. Primerica Advisors manages a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, along with corporate and charitable clients. The firm delivers advisory services through a large network of advisors using model-based investment strategies managed by unaffiliated asset managers.

Ryan Tingey is a financial advisor at LPL Financial with 25 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Cuso Financial Services, North Capital, Structured Asset Investors, and Wells Fargo. Outside of his advisory work, he is involved with RET Properties, LLC, which invests in single-family home rentals in Utah. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing model portfolios, third-party research, and various investment management technologies.

Nathan Murdock is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. His prior roles include positions at Bank of America, Merrill, Goldenwest Credit Union, and CUNA Brokerage Services. In addition to his advisory work, he serves as a licensed sales representative and manager at Goldenwest Insurance Services, a non-variable insurance business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a large national network. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research from LPL and third-party providers.

Matthew Taggart is a financial advisor at OSAIC with 27 years of industry experience. He holds the Series 66 designation and previously worked for Securities America Advisors and Securities America Inc. for 15 years. Outside of his advisory role, he is involved in insurance sales through his own business, Taggart Investments Inc., focusing on fixed annuities and life insurance where appropriate. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers and offers integrated brokerage and advisory services, financial planning, retirement plan consulting, and access to third‑party money managers and wrap programs. The firm utilizes firm‑provided asset‑allocation tools and efficient‑frontier analysis to construct diversified portfolios managed on a discretionary or non‑discretionary basis.

Jon Hooiman is a financial advisor with Raymond James Financial, holding a Series 66 designation and 14 years of industry experience. He has worked with Legacy Financial Strategies and Northridge Investments, both affiliated with Raymond James, where he has been active since 2012. Hooiman is also a partner investor in Pack Tax Layton LLC. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm uses tailored, non-discretionary planning supported by analytical tools and offers unique municipal and public-finance advisory services.

Ginger Avitt is a financial advisor at Fidelity with 22 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Fidelity since 2004, including roles at Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages model portfolios built from mutual funds, ETFs, and ETPs, and acts as an advisor to multiple registered investment companies and fund-of-funds.

John Robert Redd is a financial advisor with Edward Jones in Centerville, Utah, holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. He has worked with Edward Jones since 2001. Outside of his advisory role, he serves as District Governor for Rotary International District 5420 and as a ward clerk for the Church of Jesus Christ of Latter Day Saints in Centerville. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, with a large nationwide network of advisors and branch offices.

Krisdon Kussee is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Primerica Advisors since 1995 and with Primerica Financial Services since 1994. Outside of his advisory role, Kussee is owner and president of Crusader Training Centers, Inc., a business related to his Primerica activities. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm uses third-party asset managers and emphasizes a tiered wrap fee structure rather than fixed fees.