Danny Wilburn is a CFP® professional with 33 years of industry experience, currently serving at LPL Financial since 2009. He also has a long-standing affiliation with Rb Smith Company Inc, where he has worked since 1993. Outside of his advisory roles, Wilburn is involved in non-variable insurance sales and tax preparation services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, supported by research and model portfolios from internal and third-party sources.

Michael Ulanowski is a financial advisor with J.P. Morgan Securities, holding a Series 66 license and with 23 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and at JPMorgan Chase Bank, N.A. since 2004. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm delivers services on a non-discretionary basis through a select group of Wealth Advisors.

Patricia Austgen is a financial advisor at Ameriprise with 33 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005 and holds a Series 63 designation. Ameriprise provides retirement-income planning services targeting individuals approaching or in retirement with significant investable assets, offering detailed recommendation reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to support its advisory services within a large institutional framework.

Dawn Carrico is a financial advisor at Edward Jones with 25 years of industry experience. She holds Series 63 and Series 66 designations and has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

William Maar is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 65 credentials and 30 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. He serves on the board of directors and finance committee for the Porter County Community Foundation and is president of the MAAC Foundation, a nonprofit focused on training for first responders in Northwest Indiana. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based financial planning on a broad range of topics, with options to combine planning and managed-account services under a consolidated billing structure called “WealthPlan.”

James Gingerich is a financial advisor with Merrill in Merrillville, Indiana, holding Series 63 and Series 65 credentials and 46 years of industry experience. He has been with Merrill since 1980 and has also worked at Bank of America, NA, since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Larry Gulotta is a financial advisor at Stifel with 35 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2009 and holds Series 63 and Series 66 licenses. His other activities include leasing membership affiliations with the Chicago Board of Trade. Stifel serves a diverse client base, including individuals, institutional clients, and governmental entities, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Alan Shenker is a financial advisor at Fidelity with 40 years of industry experience. He holds Series 63 and Series 65 designations. His prior roles include positions at Morgan Stanley Investment Management and Fifth Third Bank. Fidelity's Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a blend of fundamental research and quantitative analysis to construct model portfolios using mutual funds, ETFs, and ETPs. The firm also serves as a commodity pool operator and provides advisory services to registered investment companies and fund-of-funds.

Marino Stath is a financial advisor with LPL Financial in Merrillville, IN, holding Series 63 and Series 66 credentials and 17 years of industry experience. His prior work includes roles at Cambridge Investment Research Advisors, Inc. and Signator Investors, Inc. Stath also operates Stath Financial Services, Inc., a non-variable insurance business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

John Breckenridge is a Wealth Management Advisor at Merrill Lynch Wealth Management. He assists clients in identifying their financial goals and developing strategies to achieve them, with a focus on improving the likelihood of success and mitigating risks. His approach includes customizing financial strategies to individual clients, incorporating Environmental, Social, and Governance (ESG) factors when appropriate. John has been working in the financial services industry since 1991. He holds a Bachelor's Degree in Finance from Indiana University. He has earned several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His client focus areas include liquidity management, managing new wealth, personal retirement planning, portfolio management, socially responsible and values-based investing including ESG strategies, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. Outside of his professional work, John has interests in music, reading, and running.

Crystal Bilderback is a Team Financial Advisor – Business Development I at Merrill Lynch Wealth Management. She specializes in a range of client focus areas including education planning, family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, managing new wealth, philanthropic planning, small business strategies, special needs planning strategies, women and wealth, and tax minimization. With over 18 years of experience in healthcare leadership, Crystal brings a unique perspective to financial advising, emphasizing advocacy, trust, and clear communication. Prior to joining Merrill, she worked in clinical and operational management, skills she applies to helping families and businesses achieve their financial objectives and plan confidently for future generations. She holds a Personal Investment Advisor (PIA) designation and a Bachelor of Science degree from Purdue University. Outside of her professional role, Crystal enjoys boating, camping, cooking, hiking, music, reading, and traveling with her husband and two daughters. She also spends time caring for their pets and backyard flock.

Amanda Nagel is a financial advisor at Merrill in Merrillville, IN, with 10 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal Chief Investment Office teams and third-party managers.

Allison Mulder is a CFP®-certified financial advisor with Ameriprise, based in Hebron, Indiana, and has 13 years of industry experience. She has been with Ameriprise and its affiliated entities since 2012. Outside of her advisory role, Mulder serves on the boards of Crown Point Christian School and the Bethel Church Campaign Steering Committee and is a co-owner of a real estate business. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, written recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its extensive institutional platform.

Dan Shaner is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 65 licenses and over 40 years of industry experience. He has worked at MassMutual Investors Services since 1985 and has been associated with MassMutual Life Insurance Company since 1981. In addition to his advisory role, he engages in outside insurance sales focusing on life, fixed annuities, disability, and long-term care products. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and education services, utilizing firm-approved software and collaborative planning methods.

Elizabeth Bakker is a CFP®-designated financial advisor with Edward Jones, where she has worked since 2021. She has four years of industry experience, including prior roles at IEP Therapy and Franciscan Health. Edward Jones is a full-service wealth management firm serving over four million clients across individual and institutional categories. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, tax-efficient services, and affiliated capabilities under a fiduciary standard.

Mary Vereb is a financial advisor at Stifel with 21 years of industry experience. She holds Series 63 and Series 66 designations and has been with Stifel Nicolaus & Co. since 2009. She is also involved in providing notary services through the National Notary Association during securities trading hours. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach is guided by a proprietary methodology developed by its Investment Strategy Group using forward-looking capital market assumptions and probabilistic modeling.

Clifford Rice is a financial advisor at LPL Financial with 14 years of industry experience. He holds Series 63 and Series 65 credentials and has been with LPL Financial since 2018, following six years at SII Investments, Inc. In addition to his advisory work, he is a principal and attorney at Rice and Rice, a law firm specializing in estate and family financial planning, and he is involved in ownership and directorship roles at W Kendall & Sons Inc. and Mayfield Corporation, businesses outside the investment sector. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services supported by model portfolios, third-party research, and technology-driven investment solutions.

Jason Urbaniak is a financial advisor at LPL Financial with 23 years of industry experience. He holds Series 63 and Series 66 designations and has worked at LPL Financial since 2018, following 16 years at SII Investments, Inc. He is also a partner in a business involved with managing office building maintenance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, banks, and charitable organizations. The firm offers a range of financial planning and advisory programs, combining discretionary and non-discretionary management with model portfolios and research from multiple sources.

Howard Holmes is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and possessing 21 years of industry experience. He has been with J.P. Morgan Securities since 2019 and concurrently works at Jpmorgan Chase Bank, N.A. since 2003. Holmes is also a partial owner of J & J LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset allocation, investment manager searches, and customized performance reporting. The firm combines quantitative modeling with centralized due diligence and incorporates an ESG eligibility framework in its investment approach.

Derrick Span is a financial advisor at Primerica Advisors with two years of industry experience. He holds Series 65 and Series 63 licenses and has worked with Primerica Financial Services and PFS Investments Inc. in various capacities. Outside of advisory work, he is a partner in an investment-related business and engages in referrals for home security and automation products. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm utilizes model-delivery strategies managed by unaffiliated asset managers and supports trade execution through BNY Mellon Advisors and Pershing.