Jeremy Busa is a financial advisor at Equitable Advisors with five years of industry experience. He holds a Series 66 designation and has a background that includes 20 years with the Southington Police Department and a prior role at New York Life. Equitable Advisors serves a broad clientele including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset management programs through a network of Investment Adviser Representatives and third-party managers.

Patricia Gugliotti is a financial advisor at LPL Financial with 43 years of industry experience. She holds the CFP® designation as well as Series 63 and Series 65 licenses. Her prior roles include positions at Grove Point Investments, Grove Point Advisors, H. Beck, Inc., and The Strategic Financial Alliance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

John Grant is a CFP® professional associated with LPL Financial, with four years of industry experience. His prior roles include positions at Right Capital and Andrew Kipperman CPA Office. Outside of financial services, he was involved with Wood N Tap for eight years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by various operational and research tools.

Michael Salcedo is a financial advisor at Fisher Investments with 13 years of industry experience. He holds a Series 66 designation and previously worked at TD Ameritrade for six years before joining Fisher Investments in 2021. Outside of his advisory role, he serves as a Technical Sergeant in the Air National Guard, focusing on military service and management. Fisher Investments serves a global mix of institutional and private clients, providing discretionary portfolio management across various asset classes. The firm employs a centralized investment process combining quantitative and qualitative research to construct diversified portfolios and offers a range of services including sub-advisory and retirement plan management.

Carlos Salmon is a financial advisor with Cetera and holds the CFP® designation along with Series 66 and Series 63 licenses. He has 12 years of industry experience, including prior roles at Bank of America, Merrill, Key Private Bank, and several wealth advisory firms. Salmon serves as an elected board member on the finance committee of Hebrew Senior Care and is also involved in consulting through Kyros Consulting, which offers tennis lessons and speaking engagements. Cetera Investment Advisers LLC is a large, SEC-registered advisory firm that supports a nationwide network of independent advisors serving a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a range of portfolio management, financial planning, and retirement services through discretionary and non-discretionary programs with access to both affiliated and third-party managers.

Jonathan Andrews is a financial advisor with LPL Financial in Torrington, CT, holding Series 63 and Series 65 designations and 17 years of industry experience. He previously worked at People's Securities, Inc. for six years before joining LPL Financial in 2022. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with research and operational tools.

John Eimer is a financial advisor with Edward Jones in Middlebury, CT, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience, all with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and corporate entities. The firm manages approximately $1.01 trillion in assets under management and offers a range of investment strategies and affiliated products, operating under a fiduciary standard.

Giuseppe Mancini is a financial advisor with Ameriprise in Waterbury, CT, holding a Series 66 designation and 26 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Ameriprise offers a retirement-income planning service for individuals nearing or in retirement who meet certain asset thresholds, providing detailed Recommendation Reports on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver non-discretionary advice through a centralized consulting team, with a focus on assets held in Ameriprise-managed accounts.

Nicole Falciano is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 24 years of experience. She provides portfolio guidance focusing on asset allocation and diversification strategies and offers expertise in the establishment of trust, endowment, and estate accounts. She supports clients in pursuing their investment objectives through customized investment strategies, including discretionary management and selections from Merrill Lynch and third-party portfolios. Nicole began her career at Merrill Lynch in the Ponte Vedra Beach, Florida office in 1999 before relocating to Connecticut in 2006. She holds a Bachelor's Degree in Accounting from Flagler College in Saint Augustine, Florida, and earned the Chartered Retirement Planning Counselor (CRPC) designation in 2007. She has been a Senior Portfolio Advisor and accredited Portfolio Advisor since 2008. Outside of her professional work, Nicole enjoys skiing, cycling, kayaking, hiking, and traveling. She is dedicated to making memories with her triplet daughters Lenora, Carina, Valentina and her toddler Nicolina, often spending time at horse stables and a cottage in Cape Cod.

Daniel Kopf is a financial professional with seven years of industry experience, currently affiliated with Cetera. He holds a Series 66 designation and has worked at various entities within the Cetera network, as well as Ciampi Financial Services and Ciampi Wealth Management Corp. Outside of his advisory role, he serves as an investment analyst for Ciampi Tax and Financial Services, LLC. Cetera Investment Advisers LLC is a nationwide SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Stanley Keating III is a financial advisor with Raymond James Financial in Avon, CT, holding a Series 63 designation and 39 years of industry experience. He has been with Raymond James Financial Services, Inc. since 1999 and Raymond James Financial since 2009. Outside of his advisory role, he is the owner of Argentum Financial Partners LLC, a support company where he performs managerial and administrative duties. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools to illustrate potential outcomes, supporting clients through a range of advisory programs and specialized public finance services.

Sadik Kulla is a financial advisor with Raymond James & Associates in Watertown, CT, holding a Series 66 designation and 25 years of industry experience. He has been with Raymond James and its affiliated entities since 2016. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and municipal advisory services.

Dean Aita is a financial advisor with Cetera, holding the CFP® designation and Series 63 and 65 licenses, and has 34 years of industry experience. He has worked at Cetera and its affiliates since 2021 and previously led Aita Financial Group, Inc. from 2010 to 2021. He serves as a trustee for Our Lady of Perpetual Help Parish, overseeing its merger and transition in accordance with directives from the Archdiocese of Hartford. Cetera Investment Advisers LLC is an SEC-registered advisor that offers services through a large national network of independent advisors, serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm provides a range of portfolio management and financial planning services through a multi-manager platform that allows advisors to implement model portfolios, third-party managers, or bespoke strategies.

David Waldo is a CFP® professional with 23 years of industry experience, currently advising clients at Merrill since 2011. He is the owner of Talking Squirrels, LLC, through which he has written and plans to self-publish a children's book, and he has also authored a basic financial planning book seeking traditional publication or self-publishing. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Eric Schulman is a financial advisor with Cetera who holds a Series 66 designation and has 24 years of industry experience. He has worked at Cetera and Cetera Wealth Services since 2021 and previously spent seven years at Voya Financial Advisors. Outside of advising, he performs as a first tenor singer during high holiday services at Emanuel Synagogue, where he has been involved since 2007. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers diversified portfolio management and planning services through a multi-manager platform that provides access to both affiliated and third-party managers across multiple program structures.

Gary Nicksa is a financial advisor with Edward Jones in Torrington, CT, holding CFP® and ChFC® designations and possessing 26 years of industry experience. He has been with Edward Jones since 1999. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment options supported by a nationwide network of more than 23,000 advisors.

Wilbur Mann Jr. is a financial advisor at LPL Financial with 31 years of industry experience. He has been with LPL Financial since 2004 and previously worked at Main Street Management Company. He holds Series 63 and Series 65 credentials and is based in Cheshire, CT. Mann also acts as an independent agent for fixed insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced research tools and a broad non-advisory financial services network.

Richard Hilliard is a financial advisor at J.P. Morgan Securities in Torrington, CT, holding Series 63 and Series 65 licenses with four years of industry experience. His career includes roles at Primerica Advisors and JPMorgan Chase Bank, N.A. prior to joining J.P. Morgan Securities. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative and qualitative due diligence and incorporates ESG considerations where applicable.

Margaret Guzman is a financial advisor with LPL Financial in Waterbury, CT, holding Series 63 and Series 66 designations and bringing 29 years of industry experience. Her career includes roles at Wells Fargo Bank, Wells Fargo Clearing Services, and Wells Fargo Securities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Edward Graham Handley is a financial advisor with Edward Jones in Southington, CT. He holds a Series 66 designation and has 10 years of industry experience, including 11 years with Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.