Like so many of the great XYPN financial advisors you’ll find on this platform, I founded Andante Financial to provide best-in-class, independent financial planning and investment management services. But what makes my firm unique? Here’s three things to start: -After-tax performance is never an afterthought We use robust tax-loss harvesting tools and processes to enhance your after-tax returns. -Investment management: we take it personally We construct personalized investment portfolios for each client; none of our investment management is outsourced or “copy and paste”. -Our values go beyond an account statement 10% of Andante Financial fees are donated to charity and we donate to charities that clients care about so we can redefine "shared values" When I work with a client, I take the responsibility of helping them protect and grow the fruits of their labor seriously; I earned my CFP®, CFA, and CPA marks to expand my knowledge and make the most of any opportunity I get to help a client succeed. But my favorite part of this work is curating a network of clients that I truly enjoy working with and rooting for. Please reach out for an intro call – I’ll enjoy the opportunity to chat and help you get the right person in your corner, whether its me or not.

Juan Garcia is a financial advisor at Holistic Capital with nine years of industry experience. He holds Series 63, 65, and 66 licenses and previously worked at Morgan Stanley and Eaton Vance Management. Holistic Capital LLC offers non-discretionary investment advisory services to individuals, high net worth clients, trusts, estates, businesses, and retirement plans. The firm uses a risk-managed approach combining quantitative and fundamental analysis to tailor asset allocation based on clients’ objectives and tax profiles.

Joseph Degrazia Jr. is a CFP® with 31 years of industry experience, currently serving at LMC Investments, Inc. since 1990. He also maintains a CPA practice through Degrazia & Company CPAs. LMC Investments, Inc. is a small, fee-only investment management firm serving individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm manages portfolios primarily for capital appreciation with tailored growth or income objectives, using a blend of fundamental, technical, charting, and cyclical analysis across various securities.

Eric Martin is an advisor at Oxford Martin, LLC with five years of industry experience. He holds Series 63 and Series 66 designations and has worked at Fidelity Investments and Melrose Accounting & Tax Specialists, among other roles. His background includes experience in accounting and tax services as well as positions in both financial and nonfinancial sectors. Oxford Martin, LLC provides discretionary investment management and financial planning for individual clients, including high-net-worth households. The firm emphasizes direct stock selection supported by low-cost mutual funds, ETFs, and bonds, applying a mix of fundamental, technical, and cyclical analysis in a generally long-term strategy that may include tax-aware adjustments and consideration of higher-risk investments for suitable clients.

William O'Neill is a financial advisor at Strategic Wealth Management LLC in South Natick, MA. He holds Series 63 and Series 65 credentials and has five years of industry experience. His prior roles include positions at Concorde Investment Services, LLC and Asset Strategy Advisors LLC. Strategic Wealth Management serves individual and high-net-worth clients by providing portfolio management, individualized Investment Policy Statements, and complimentary financial planning. The firm employs a long-term investment approach integrating cyclical, fundamental, and quantitative analysis to build diversified portfolios.

Richard Wojcik is a financial advisor at Nefpg with 56 years of industry experience. He holds a Series 63 designation and has worked at Raymond James Financial Services and New England Financial Planning Group since 1979 in various roles. Outside of his advisory work, he serves as a personal representative in probate proceedings for a deceased cousin’s estate. New England Financial Planning Group serves individuals, including high-net-worth clients, as well as institutional entities such as pension plans, trusts, estates, and charitable organizations. The firm offers asset management, investment advisory consulting, and financial planning, employing a range of strategies from long-term holdings to option writing and short sales, and participates in multiple Raymond James wrap-fee programs.

Stephen Carluccio is a financial advisor at Mad River Investors in Boston, MA, holding a Series 65 designation with 18 years of industry experience. He has been with Mad River Investors since 2012 and also engages in a limited amount of outside legal work for former clients with employer approval. Mad River Investors provides discretionary investment management to individuals, high-net-worth clients, institutions, and other advisors, employing an opportunistic, concentrated equity-oriented approach with a long-term, contrarian focus. The firm manages private investment partnerships and offers alternative performance-based fee arrangements uncommon among firms of similar size.

Meghan Waclawsky is a CFP® with nine years of industry experience, currently serving as a financial planner at Kaizerman & Associates, LLC. She previously worked at Wellington Management Advisers, Inc. and Wellington Management Company LLP. In addition to her advisory role, she is an enrolled agent providing tax-related services. Kaizerman & Associates, LLC is a small, supported firm managing approximately $24.6 million in assets for individuals, trusts, pension plans, charitable organizations, and small businesses. The firm operates on a non-discretionary basis and employs fundamental, technical, and asset-allocation analysis when recommending investments.

Robert Whitney is a financial advisor at Polaris Investment Advisors, LLC with 18 years of industry experience. He holds the ChFC® designation and Series 63 and 66 licenses. Prior to joining Polaris, he worked at Cetera Advisor Networks and has operated Whitney & Gore Financial since 1984, where he also serves as an enrolled agent providing tax preparation services. Polaris Investment Advisors is a SEC-registered firm serving individual and high-net-worth clients, charitable organizations, corporations, and retirement plans. The firm offers discretionary and non-discretionary portfolio management and financial planning, focusing on customized, long-term portfolios using low-cost mutual funds, ETFs, and individual stocks.

Craig Blackwell is a CFA® charterholder with 10 years of industry experience. He is currently with Altar Rock, where he has held various roles including Head of Research and Investment Advisor Representative. His prior work includes 15 years at Fidelity Investments and positions at Compound Advisers and Simplicity Investments. Blackwell is also involved in brokerage activities related to variable insurance products and supports private placement life insurance and annuity solutions through Altar Rock Insurance LLC. Altar Rock primarily serves high-net-worth individuals, families, and trusts by providing discretionary portfolio management and financial planning. The firm’s investment approach combines qualitative and quantitative analysis with tax-aware portfolio construction and manager selection, reviewing client portfolios regularly and utilizing proprietary planning tools.

Caleb Aldrich is a CFA® charterholder with 19 years of industry experience. He has been with Hanover Strategic Management, LLC since 2004. The firm provides discretionary and non-discretionary investment management to individuals, trusts, charitable organizations, and other entities. Hanover employs a value-oriented investment approach that combines fundamental research with quantitative analysis, managing globally diversified portfolios and utilizing both long-term and short-term strategies.

Wei Wang is a financial advisor at Triple Summit Advisors, LLC in Newton, MA, holding CFP®, CFA®, and Series 63 designations with nine years of industry experience. He has been with Triple Summit Advisors since 2015. Triple Summit Advisors manages approximately $90.3 million in discretionary assets for around 170 clients, including individuals, trusts, and corporate entities. The firm offers multiple investment strategies such as ETF-based global asset allocation, global compounding value, global opportunistic and event-driven approaches, and global quantitative factor investing.

David Page is a Series 65-licensed financial advisor with 13 years of industry experience. He has been with Boston Harbor Investment Management since 2012 and also serves as COO of IAMScientist, Inc. Outside of his advisory role, he is a board member of Rock Solid Produce, LLC. Boston Harbor Investment Management provides discretionary portfolio management to high-net-worth individuals, family offices, and institutional clients, focusing on U.S. large-cap equities. The firm uses proprietary quantitative models based on residual earnings to select low-beta stocks, offers various risk-control strategies, and presents both audited hypothetical and actual performance data.

David Rourke Sr. is a financial advisor with Strategic Planning Group, Inc. in Wellesley, MA, holding Series 63 and Series 65 credentials and 36 years of industry experience. He has been with Strategic Planning Group since 1995. Strategic Planning Group provides investment advisory and financial planning services to individual clients, including high-net-worth households, using a rules-based investment framework focused on diversification and a targeted debt-to-equity profile. The firm offers customized retirement plans and manages portfolios primarily with mutual funds and ETFs, conducting regular client reviews and employing specialized strategies as needed.

Frederick Offenberg is a financial advisor with Clemensen Capital Company LLC, holding a Series 63 designation and over 40 years of industry experience. He has worked at Clemensen Capital since 2017 and previously held positions at Andres Capital Management, LLC and FOX CHASE CAPITAL PARTNERS LLC. Clemensen Capital Company LLC provides investment advice and separately managed accounts to individuals, trusts, companies, and charitable organizations. The firm employs active management across mutual funds, ETFs, equities, and fixed income, with expertise in energy and credit markets, and emphasizes independent analysis and governance-conscious proxy voting.

Dennis O'Leary is a CFP® with 20 years of industry experience and has been with Greenway Financial Advisors LLC since 2013. He is based in Boston, MA. Greenway Financial Advisors serves individual and high-net-worth clients as well as employer-sponsored retirement plans, offering discretionary portfolio management and both comprehensive ongoing and limited-scope financial planning. The firm’s investment approach is asset-allocation driven, focusing on diversification, cost and tax efficiency, and tailored allocations, with an in-house tax preparation service conducted by supervised personnel.

Brian Foley is a financial advisor at Lighthouse Capital, LLC in Boston, MA, with 15 years of industry experience. He holds Series 63 and Series 65 licenses and serves as of-counsel attorney at O'Connor & O'Connor, PC, a law firm focused on real estate closings and estate planning. Lighthouse Capital, LLC is an independent registered investment adviser serving individuals, families, and corporate clients. The firm offers discretionary and non-discretionary investment management, financial planning, and qualified retirement plan fiduciary consulting, managing approximately $32 million in client assets with a research-driven, long-only investment approach.

Benjamin Webber is a CFA® charterholder with eight years of experience in the financial industry. He has been with Sawyer & Co Inc since 2013. Outside of his advisory role, he is co-owner of a rental property managed primarily by his wife. Sawyer & Company, Inc. provides investment supervisory and trustee services to high-net-worth individuals, pension and profit-sharing plans, trusts, estates, and corporations. The firm manages approximately $313 million, focusing on long-term, fundamental analysis-driven portfolios that emphasize diversified positions in high-quality U.S. common stocks.

Elizabeth Hilman is a financial advisor at MacDougall Financial Counseling in Boston, MA, holding Series 65 and Series 63 licenses with seven years of industry experience. She previously worked at Goldman Sachs and Barclays Capital Inc, and spent four years at the University of Richmond. MacDougall Financial Counseling provides financial planning and portfolio management services to individual clients, trusts, charities, and organizations, serving both non-HNW and high-net-worth households. The firm uses primarily no-load mutual funds and ETFs in portfolios with an equity bias, offering discretionary management alongside client communication and regular performance reviews.

Ariel Acuna is a financial advisor at LTG Capital LLC with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has been with LTG Capital since 2003. LTG Capital provides financial planning and portfolio management services to individuals, trusts, estates, and charitable organizations, employing a combination of charting, fundamental, technical, and cyclical analysis. The firm manages discretionary assets directly, typically for clients with account minimums of $2,000,000, and emphasizes formal continuity planning and transparent performance reporting.