Robert Panzloff is a financial advisor with Raymond James & Associates, holding a Series 66 designation and six years of industry experience. He has worked at Raymond James Financial since 2020 and previously spent three years at Goodwill Industries. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and municipal advisory services.

Tori Black Belt is a financial advisor with Ameriprise in Rockford, IL, holding a Series 66 designation and 17 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2007. Ameriprise provides a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.

Amy Galluzzo is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 20 years of industry experience. She previously worked at Ameriprise Financial Services, Inc. for 13 years before joining Raymond James in 2023. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional accounts, and municipal entities, offering financial planning and consulting primarily through non-discretionary arrangements supported by extensive research and multiple portfolio management styles.

Paul Green is a financial advisor with Wells Fargo Clearing in Rockford, IL, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, incorporating a broader range of financial products including insurance-related vehicles and bank deposit sweep options.

Prudence Harker is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and over 47 years of industry experience. She has been with Equitable Advisors since 1999 and previously worked with Axa Advisors, LLC. Outside of her advisory role, she serves as Vice President of the KANDU Endowment Fund, participates on the grants committee of the Stateline Community Foundation, and is involved with several local nonprofit financial and advisory committees. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through various third-party programs. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage channels to implement client recommendations.

Sean Vanhille is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 18 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as a trustee for family trusts in Janesville, Wisconsin. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a range of investment options including insurance-related vehicles and bank deposit sweep programs.

Tara Harris is a financial advisor with Edward Jones in Rockford, IL, holding a Series 66 designation and 14 years of industry experience. She has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Mark Gerard is a financial advisor with Charles Schwab in Rockford, Illinois, holding Series 63 and Series 65 licenses and with 27 years of industry experience. He has been with Charles Schwab since 2013. Gerard serves as a board member for the Pheasant Ridge Homeowners Association and participates in local government through the Village of Fontana Fire & Police Commission and as secretary for a homeowners association. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering comprehensive wealth advisory, brokerage, custody, and financial planning services. The firm employs a primarily non-discretionary client relationship model, combined with access to discretionary separately managed accounts through its affiliate, Charles Schwab Investment Management.

Virgie Taylor is a CFP® professional with eight years of experience in financial advising. She has worked at RBC Capital Markets since 2020 and previously was employed by Associated Bank and Alpine Bank/Midland States Bank. She is based in Rockford, IL, and holds the Series 63 and Series 66 licenses. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored portfolio management and financial planning services, leveraging both in-house and third-party investment managers.

David Casalena is the Senior Resident Director and Wealth Management Advisor at Merrill's Rockford, IL office. He joined Merrill in 1992 and leads a team that works with individuals and families navigating significant life transitions, such as retirement, home purchases, divorce, or the death of a spouse. David also has extensive experience assisting clients with the distribution options of employer-sponsored plans and company stock plans, including business owners and corporate executives with substantial stock options. He earned a Bachelor's degree from Rensselaer Polytechnic Institute and holds the Certified Investment Management Analyst (CIMA) designation as well as the Personal Investment Advisor (PIA) credential. David's advisory approach involves helping clients prioritize their essential goals, wishes, and concerns to foster confident financial decisions, protect their financial lifestyle, and manage investment risk thoughtfully. David is active in his community, serving as Chair of the Rosecrance Health Network's Foundation Board and coaching youth baseball and hockey in Rockford. He is also a board member of Rosecrance, Inc. David resides in Rockford with his wife, Jennifer, and their two children, Saxon and Kash.

Jason Crouch is a financial advisor with Stifel in Rockford, IL, holding Series 63 and Series 66 licenses and possessing 24 years of industry experience. He has worked at Stifel since 2018 and previously spent five years at B.C. Ziegler and Company. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary methodology developed by its Investment Strategy Group to provide investment analysis and allocation guidance intended to support client decision-making.

Fred Belknap is a financial advisor with LPL Financial in Rockford, IL, holding a Series 66 designation and 18 years of industry experience. Prior to joining LPL Financial in 2023, he spent 11 years with Spc and Sigma Financial Corporation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including retirement plan consulting and model portfolio management, supported by in-house and third-party research.

Holly Mathiesen is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 66 designations and over 22 years of industry experience. She has worked at Thrivent Investment Management and Thrivent Financial for Lutherans since 2003. Outside of her financial advisory role, she occasionally performs as a musician, singing or playing instruments primarily in church settings. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing goal-based analyses and written recommendations across various financial planning topics. The firm allows clients to combine planning with managed-account programs under a consolidated billing option but does not provide discretionary trading authority for its planning services.

Robert Custer is a financial advisor at Morgan Stanley with a Series 66 designation. He has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2026. Prior to joining Morgan Stanley, he worked in various roles at Abnormal AI, Forcepoint, Evolve Security, and Coyote Logistics. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers advisory programs and tailored financial planning to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing tools such as Monte Carlo simulations and the Global Investment Committee’s Secular Return Estimates.

Ann Ragnar is a financial advisor with Ameriprise in Janesville, WI, holding Series 63 and Series 65 licenses and having 16 years of industry experience. She has been with Ameriprise and its affiliated entities since 2010. Outside of her advisory role, she is involved in managing an independent advisory business, Fitzgerald Wealth Management, where she works as a paraplanner. Ameriprise offers a retirement-income planning service designed for clients approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to provide tailored written recommendations. The firm serves a broad client base through advisory, brokerage, and insurance solutions typical of a large institutional firm.

Bryan Orvis is a financial advisor at Edward Jones with 24 years of industry experience. He has been with Edward Jones since 2004 and holds Series 63 and Series 66 designations. Outside of his advisory role, he serves as Assistant Financial Secretary for the St Anthony of Padua Church Holy Name Society in Rockford, IL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of more than 23,700 financial advisors, offering a range of advisory programs and investment strategies under a fiduciary standard.

Brian Aarvig is a Series 66-credentialed financial advisor with Morgan Stanley in Rockford, IL, with 21 years of industry experience. He has worked at Morgan Stanley since 2009 and specifically at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs that include tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

James Meisch is a financial advisor with Morgan Stanley in Rockford, IL, holding Series 63 and Series 65 credentials and having 38 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured discovery processes and firm-approved planning tools in its financial planning approach.

Jeremy Pinnow is a financial advisor at OSAIC with 26 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Sagepoint Financial, Inc. for 14 years. Outside of his advisory role, Pinnow is involved in local community activities, including serving as a member and chairperson of the City of Brodhead BID Board, and he operates a farm specializing in hay and beef sales. Osaic Wealth, Inc. serves a diverse range of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, through a large network of affiliated advisers and advisory platforms. The firm employs a variety of portfolio construction tools and offers integrated brokerage and investment advisory services with access to third-party money managers and managed-account solutions.

Michael Oberheim is a financial advisor with LPL Financial and holds the Series 63 and Series 65 designations. He has 19 years of industry experience, including prior work at BMO Harris Financial Advisors. Outside of his advisory role, he is a co-promoter of Midwest Premier, LLC, a trade show business. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning services, and retirement plan consulting, utilizing both discretionary and non-discretionary management with access to model portfolios and research from multiple sources.