Alexander Sauer Budge is a financial advisor at Savvi Financial LLC with 14 years of industry experience. He holds a Series 65 designation and has worked at Savvi Financial since 2013. His prior roles include positions at Dynamic Ideas LLC and Alpha Dynamics LLC. Savvi Financial provides technology-driven financial advice primarily to individual users and employees through employer-sponsored programs. The firm offers tiered online services focused on goal-based financial planning, investment recommendations, and retirement income planning, combining proprietary quantitative models with human support in higher service levels.

Christopher Moran is a financial advisor at Savvi Financial LLC with 15 years of industry experience. He holds Series 63, Series 66, and Series 65 licenses and has worked at Savvi Financial since 2013. His prior experience includes roles at Alpha Dynamics LLC and as a self-employed insurance agent. Savvi Financial provides technology-driven financial advice primarily to individual users and employees through employer-sponsored programs. The firm offers goal-based financial planning and investment advisory recommendations via an interactive website, combining proprietary quantitative models with online and human support, and focuses on employer-based delivery and a tiered service structure.

Christopher Cogliano is a CFA® charterholder and holds a Series 66 license, with seven years of industry experience. He is currently with Shepherd Financial Partners, LLC and LPL Financial, having previously worked at U.S. Boston Capital Corporation and the National Association for Armenian Studies. Outside of his advisory role, he serves as an unpaid trustee for his homeowners association. Shepherd Financial Partners serves individual and high-net-worth clients, as well as business entities, trusts, estates, retirement plan sponsors, and charitable organizations. The firm offers discretionary portfolio management, financial planning, and retirement plan consulting, managing approximately $1.38 billion in assets across about 730 client relationships.

Paul Bourgeois is a CFP® professional with 36 years of experience in the financial services industry. He has been with Shepherd Financial Partners, LLC since 2015 and also maintains a longstanding affiliation with LPL Financial since 2008. Bourgeois holds Series 63 and Series 66 licenses and provides investment advisory services through Shepherd Financial Partners. Shepherd Financial Partners serves individual and high-net-worth clients, as well as business entities, trusts, estates, charitable organizations, and retirement plans, offering discretionary portfolio management, financial planning, and retirement plan consulting. The firm combines traditional asset classes with private investment funds and derivatives-based strategies, managing over $1.1 billion with a team of eight advisors across five offices.

Paul Dio is a financial advisor at Innovative Advisory Group with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at LPL Financial, Trilogy Capital, and National Planning Corporation. Additionally, he is a licensed independent insurance producer in Massachusetts. Innovative Advisory Group provides investment management and planning services to individuals, trusts, estates, corporations, and employer-sponsored plans. The firm employs a multi-strategy investment approach and operates across eight offices with a nine-advisor team.

Gary Pomerantz is a CFP® professional with 22 years of industry experience. He has been with Wingate Wealth Advisors, Inc. since 2017 and also maintains a role at East Coast Asset Management, LLC. Based in Lexington, MA, he is part of a multi-advisor team at Wingate. Wingate Wealth Advisors provides investment management and financial planning services to individuals, high-net-worth clients, charitable organizations, and retirement-plan participants. The firm employs a strategic investment review process that integrates active and passive fund selections and third-party money managers, managing over a billion dollars in client assets.

Daniel Traub is a financial advisor at Montis Financial, LLC with 21 years of industry experience. He holds a Series 63 designation and previously worked at Tempo Financial Advisors, LLC for 16 years before joining Montis Financial in 2024. Montis Financial serves individual and high-net-worth clients as well as institutional plan sponsors, offering financial planning, asset management, and retirement plan consulting. The firm employs a discretionary portfolio management approach that incorporates unaffiliated managers and a range of investment strategies tailored to client objectives and risk tolerance.

James Catacchio is a financial advisor at Bay Colony Advisors with 17 years of industry experience. He holds a Series 66 designation and serves as a member of the Finance Committee for the Town of Carlisle, MA. In addition to his advisory role, he is licensed as an insurance agent affiliated with various insurance companies. Bay Colony Advisors serves individual investors, high-net-worth families, trusts, retirement plans, and institutional clients, providing comprehensive financial planning, portfolio management, and retirement plan consulting. The firm combines fundamental analysis and a long-term investment approach with access to model portfolios and third-party sub-advisers, while also offering family office and concierge services alongside institutional retirement fiduciary offerings.

Steven St. Pierre is a CFP® with 27 years of industry experience, currently serving as an advisor at Shepherd Financial Partners, LLC since 2017. He has also been affiliated with LPL Financial LLC since 2007. Outside of his advisory roles, he is the managing member of St. Pierre Financial Services, PLLC, a pass-through tax entity. Shepherd Financial Partners serves individual and high-net-worth clients, as well as business entities, trusts, estates, charitable organizations, and retirement plans. The firm offers discretionary portfolio management, financial planning, and retirement plan consulting, employing a diverse investment approach that includes traditional asset classes, private funds, and derivatives strategies.

John Welch is a financial advisor at 93 Financial Group, LLC with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has been with 93 Financial Group since 2007. 93 Financial Group serves individuals, families, business owners, trusts, and estates, offering financial planning, discretionary investment management, retirement planning, and insurance services. The firm focuses on one-on-one advisory relationships and uses fundamental analysis to create long-term asset allocations, typically implemented with mutual funds and ETFs.

Roberta Tondo is a CFP® and holds a Series 66 license with 10 years of industry experience. She has worked at firms including Vanguard and Ameriprise Financial before joining White Lighthouse Investment Management, Inc. Her recent roles include positions at Northwestern Mutual Wealth Management Company and related entities. White Lighthouse Investment Management serves individuals, families, small business owners, trusts, and retirement plans, including multinational families with cross-border U.S. issues. The firm offers investment management and comprehensive wealth-planning services, focusing on customized, diversified portfolios that emphasize tax efficiency and international planning.

Vilis Pasts is a financial advisor at BTS Asset Management, Inc. with 56 years of industry experience. He has held roles at BTS Securities Corporation from 1999 to 2018 and has been with BTS Asset Management since 1998. Pasts holds Series 63 and Series 65 licenses. BTS Asset Management serves individual, high-net-worth, and institutional clients, offering discretionary portfolio management across various model portfolios and providing model recommendations to third-party platforms. The firm combines quantitative and fundamental analysis with proprietary technical indicators to guide investment decisions and manages multiple affiliated registered mutual funds.

Tienchia Wang is a financial advisor with Innovative Advisory Group in Lexington, MA, holding Series 66 and Series 65 licenses and seven years of industry experience. He has worked at Innovative Advisory Group since 2021 and has been involved with Longhorn Holdings since 2005. He is also an independent insurance producer licensed in Massachusetts. Innovative Advisory Group serves individuals, trusts, estates, corporations, and employer-sponsored plans, offering discretionary asset management and comprehensive financial planning. The firm employs a multi-disciplinary investment approach combining charting, fundamental, technical, and cyclical analysis and operates multiple offices with a diverse array of custodial relationships.

David Baker is a financial advisor at 93 Financial Group, LLC with 23 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at 93 Financial Group since 2018, following previous roles at Metro Financial Services and Raymond James Financial Services Advisors, Inc. 93 Financial Group is an SEC-registered investment adviser and licensed insurance agency serving individuals, families, business owners, trusts, and estates. The firm offers financial and retirement planning, discretionary investment management, and insurance products through a five-advisor team, managing approximately $900 million with a client load exceeding 200 clients per advisor. Their approach focuses on tailored portfolios using mutual funds and ETFs, fundamental analysis, long-term investment horizons, and ongoing monitoring including quarterly reviews.

Brian Burke is a CFP®-certified financial advisor with 26 years of industry experience, currently practicing at Montis Financial, LLC since 2022. He previously worked for Morgan Stanley Smith Barney for 11 years. Montis Financial serves individual and high-net-worth clients as well as institutional plan sponsors, offering comprehensive financial planning, asset management, and retirement plan consulting. The firm employs a discretionary portfolio management approach that integrates unaffiliated managers and a variety of investment strategies tailored to client objectives and risk tolerance.

Michael Delduchetto is a financial advisor with Excalibur Management Corp in Waltham, MA, holding Series 63 and Series 65 credentials and over 22 years of industry experience. He has been with Excalibur Management Corp since 2003. Outside of his advisory role, he serves as a board member for Spectrum for Living Endowment, a nonprofit organization supporting approximately 500 adults with developmental disabilities in New Jersey. Excalibur Management Corporation serves high-net-worth individuals, families, foundations, business entities, and endowments, providing customized multi-asset discretionary portfolio management and integrated financial planning. The firm emphasizes preserving irreplaceable assets through a blend of macroeconomic research and fundamental and technical analysis, managing portfolios primarily on a discretionary basis with ongoing risk assessment and tactical rebalancing.

Gregory Racki is a financial advisor at Monument Group Wealth Advisors, LLC with four years of industry experience. He holds a Series 65 designation and has worked at Monument Group since 2021. In addition to his advisory role, he owns and operates an estate planning firm, RackiLaw, providing estate planning advice, trustee services, and probate services. Monument Group Wealth Advisors offers investment management, financial planning, and family office services to individuals, high-net-worth clients, trusts, estates, and businesses. The firm emphasizes fundamental analysis and long-term strategic asset allocation, utilizing a diversified range of mutual funds, ETFs, and selected securities, with ongoing account monitoring and formal quarterly reviews.

Scott Facchetti is a Series 66 licensed financial advisor with 24 years of industry experience. He is a partner at Facchetti & Facchetti, Ltd., where he provides tax advice, accounting, payroll, bookkeeping, and business consulting services. Facchetti has held positions at Royal Alliance Associates and Advest, Inc. He is currently an investment advisor at Flagship Wealth Advisors, LLC. Flagship Wealth Advisors serves individuals, high-net-worth households, trusts, estates, corporations, and retirement plans, offering portfolio management, financial planning, and retirement-plan consulting. The firm employs a long-term investment approach focused on mutual funds and ETFs, using both advisor-managed and model portfolio programs.

I have been a financial planner for over a decade, working with individuals and families to help them with all aspects of their financial lives. Prior to founding Hark Financial Planning, I worked as a senior advisor and financial planner at firms based in Boston, MA and Reston, VA. In those roles, I have been a member of an investment committee, founded and managed a tax practice, advised a Fintech start-up, and, most importantly, worked with clients to achieve their goals. One of my main motivations for leaving those firms and founding Hark was my belief that there is more to helping clients than just having good technical knowledge and offering investments. Like in legal practice, technical knowledge of the subject matter is critical but is only a foundational part of the work. The next steps are to understand what the client actually wants to accomplish with your engagement and to tailor your work for the specific matter at hand given the client’s objectives. For me, that means spending a lot of time listening to my clients and asking questions to explore what their real objectives are before just jumping into applying technical skills. I am a CFP® professional and IRS Enrolled Agent. I have an MBA from The Kenan-Flagler Business School at UNC Chapel Hill and a BA from The College of William & Mary.

Denis Higgins is a financial advisor at Montis Financial, LLC in Waltham, MA, holding CFP®, CFA®, and Series 63 credentials with 23 years of industry experience. His prior roles include positions at Anokiwave Inc and EWM Wealth Management, where he worked for over two decades. Montis Financial serves individual and high-net-worth clients as well as institutional plan sponsors, offering comprehensive financial planning, asset management, and retirement plan consulting. The firm employs a discretionary portfolio management approach that incorporates unaffiliated managers and a range of investment strategies tailored to client objectives and risk tolerance.