Charles Millar is a financial advisor at Janney Montgomery Scott with 34 years of industry experience. He holds Series 63, 65, and 66 licenses and has been with Janney Montgomery Scott since 2014. Outside of his advisory work, he serves in various leadership roles within the Hudson, NY community, including as a director of Friends of Hudson Youth, and holds multiple trustee positions at Columbia Greene Community College. Janney Montgomery Scott is a large enterprise firm managing approximately $110 billion in assets, serving a diverse clientele including individuals, families, trusts, estates, and institutional clients. The firm offers brokerage, financial planning, and advisory services, utilizing a combination of in-house and third-party portfolio management across multiple wrap programs and model portfolios.

Andrew Carl is a financial advisor with Citizens Securities, Inc. in Albany, NY, holding a Series 66 designation and one year of industry experience. Prior to his current role, he spent several years at Citizens Bank and worked at Mass Premier Courts. Outside of advising, he serves as a Notary Public and is a varsity assistant basketball coach at Oliver Ames High School during the winter season. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory platform and a Managed Account program, operating within a broader bank-owned enterprise.

Christopher Skinner is a financial advisor with Citizens Securities, Inc. in Albany, NY. He holds Series 63 and Series 65 credentials and has 10 years of industry experience, all with Citizens Securities. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs alongside brokerage and insurance services, including a digital advisory platform and Managed Account program.

Scott Powhida is a Certified Financial Planner (CFP®) with 26 years of industry experience. He has been with Principal Securities Inc. since 2016 and has worked at Principal Life Insurance Company since 2014. Outside of his advisory role, he is co-owner of Privacy Tab LLC, an LLC established to assist with moving a product through the patent process. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, and business entities. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Alysia Miller is a financial advisor with Valic Financial Advisors and holds a Series 66 designation. She has eight years of industry experience, including prior roles at LPL Financial and CapCom FCU. In addition to her advisory work, she is an agent for non-securities insurance products through Agia. Valic Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Bailey Lucier is a Series 66-licensed financial advisor with six years of industry experience. Currently with Citizens Securities, Inc., Lucier has previously worked at Goldman Sachs & Co. LLC, Merrill, and Bank of America N.A. among other firms. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering both investment advisory and brokerage services. The firm provides a digital advisory program and managed accounts, operating as a broker-dealer and insurance agency, and is wholly owned by Citizens Bank, N.A.

Anthony Pettograsso is a financial advisor with Private Advisor Group, LLC and holds a Series 63 designation. He has 34 years of industry experience, including roles at Private Advisor Group since 2013 and LPL Financial since 2004. Outside of his advisory work, Pettograsso has involvement in thoroughbred racehorse ownership and breeding. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, retirement plan consulting, and access to various advisory programs. The firm employs a fiduciary-based advisory model that includes discretionary and non-discretionary management, using a combination of in-house and third-party portfolio strategies.

Connor Wiggins is a financial advisor at Focus Partners Wealth, LLC with four years of industry experience. He holds a Series 66 designation and has previously worked at Rockefeller Financial LLC, Ameriprise Financial Services LLC, and Nylife Securities LLC. Focus Partners Wealth serves individuals, high-net-worth families, family offices, corporate and institutional clients with wealth management and advisory services including investment management, financial and tax planning, and retirement plan consulting. The firm’s investment approach combines active and passive strategies within an enhanced open architecture framework, utilizing fundamental and quantitative analysis alongside alternative tools and legacy strategies.

Stephen Woodard is a CFP®, ChFC®, and Series 63 credentialed advisor with 21 years of experience. He is currently with Eagle Strategies (NY Life), where he has worked since 2011, including prior experience at Brown & Fitzgerald, LLC. Eagle Strategies serves a diverse client base that includes individual investors, institutional plans, and charitable and corporate entities, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types and emphasizes tailoring recommendations to client objectives, managing most assets on a non-discretionary basis.

Kurtis Parde is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and seven years of industry experience. He has worked at Commonwealth since 2021 and previously spent three years with Ameriprise Financial Services. Outside of finance, he owns and operates Kurt Parde Landscape Design, a business established in 2012. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and back-office services, including investment management and technology support, allowing advisors to construct portfolios from diverse securities and insurance products.

David Mysliwiec Sr. is a financial advisor at Equity Services, Inc. with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at National Life Group and Cssc Brokerage Services, Inc., among others. Outside of advising, he is a partner in a CPA firm and serves as treasurer for the Coalition of Fathers and Families NY, Inc. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms with a mix of long-term investment strategies and shorter-term options, often working with third-party asset managers.

Prescilla Ting Murphy is a financial advisor with Citizens Securities, Inc. in Albany, NY, holding Series 63 and Series 65 licenses and four years of industry experience. Her prior work includes roles at Santander Securities, LLC, Santander Bank, and Citizens Bank. She is also a Notary Public in New Jersey. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering a range of investment advisory programs, brokerage, and insurance services. The firm employs both digital and managed account advisory programs and operates as a broker-dealer and insurance agency.

Robert Laferriere is a Certified Financial Planner (CFP®) with 13 years of industry experience. He has worked at Voya Financial Advisors, Inc. since 2017 and previously spent three years at SEFCU and LPL Financial. Laferriere is also an independent insurance agent and owns Laferriere Financial, a financial services business involved in the sale and service of insurance, securities, and investment products. Voya Financial Advisors, Inc. serves individual and institutional clients including retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm offers financial planning, portfolio management, and third-party money manager access, delivering advice primarily through non-discretionary, recommendation-based relationships.

Richard Decker Jr. is a financial advisor at Citizens Securities, Inc. in Albany, NY, holding Series 63 and Series 65 licenses with 27 years of industry experience. He has been with Citizens Securities since 2009. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program and managed accounts, while operating as a broker-dealer and insurance agency.

Matthew Hamel is a CFP® with six years of industry experience, currently affiliated with Principal Financial Services. His prior work includes roles at Union Financial and AXA Advisors, LLC. Outside of his advisory work, he serves as the freshman level head baseball coach at Christian Brothers Academy in Albany. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individuals, retirement plans, trusts, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Jordonna Spina is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 licenses and having eight years of industry experience. She has worked with KeyBank NA since 2017 and was previously employed at Siena College and BJ's Wholesale Club. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, model portfolios, and managed accounts. The firm focuses on client-directed investment strategies with non-binding recommendations and ongoing monitoring, while offering access to third-party discretionary managers and performing due diligence and supervisory oversight.

Lawrence Dillon is a Certified Financial Planner (CFP®) and Chartered Financial Consultant (ChFC®) at Principal Financial Services with 28 years of industry experience. He has been associated with Principal Life Insurance Company and Principal Securities Inc. for multiple years beginning in 2014. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individuals, retirement plans, trusts, and charitable organizations. The firm offers financial planning, retirement consulting, and access to third-party money manager programs through various advisory and promoter arrangements.

Joanne Windas is a financial advisor at &PARTNERS with 28 years of industry experience. She holds Series 63 and Series 66 designations. Prior to joining &PARTNERS in 2026, she worked at Wells Fargo Clearing and Wells Fargo Advisors LLC for a combined 16 years. Outside of her advisory role, she serves as co-executor for her parents’ estates. &PARTNERS serves a diverse client base including high-net-worth individuals, retirement plans, and institutions, offering investment management, financial and tax planning, and retirement-plan services. The firm employs a combination of fundamental, technical, and quantitative analysis with both proprietary and third-party strategies, and operates under dual registration as a registered investment adviser and broker-dealer.

Reid Prinzo is a CFA® charterholder with 18 years of industry experience. He is affiliated with Commonwealth Financial Network and has prior experience at MFS Fund Distributors, Inc. Prinzo is also co-owner of Bryant Asset Management, LLC. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing about $212.7 billion in client assets. The firm provides a comprehensive adviser-support platform, including managed-account programs, access to third-party managers, retirement consulting, and custody services.

Autumn Sims is a financial advisor with Eagle Strategies (NY Life) based in Latham, NY, holding Series 66 and Series 63 licenses and possessing 11 years of industry experience. She has been associated with Eagle Strategies and New York Life since 2017 and operates under the DBA Wealth Strategies Group to sell New York Life products and services. Eagle Strategies serves a diverse range of individual and institutional clients, offering financial planning, investment management, and retirement-plan advisory services through a large network of advisers. The firm emphasizes tailored recommendations and predominantly manages assets on a non-discretionary basis within an integrated New York Life affiliate structure.