Marion Kelly is a Series 66-licensed financial advisor with Guardian Life and Park Avenue Securities, based in Buffalo, NY. Kelly previously worked in healthcare-related roles, including positions at Jericho Road Community Health Center and the UB School of Dental Medicine. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage services, financial planning, and investment advisory programs to individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm provides both discretionary and non-discretionary advisory options, utilizing model portfolios from in-house and third-party managers.

Tucker Hanson is a financial advisor at Focus Partners Wealth, LLC with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Ameriprise, Pacer ETFs, and Jackson National Life Distributors. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients with wealth management, advisory, and retirement plan consulting services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies within an enhanced open architecture framework.

Russell Scherrer III is a financial advisor at HSBC Securities (USA) Inc. with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has been with HSBC Securities since 2011. HSBC Securities offers managed account programs for individuals, retirement accounts, charitable organizations, and corporations, featuring both client-directed and discretionary options. The firm employs a structured investment approach using five model risk profiles and collaborates with affiliated and third-party providers for fund selection and account management.

Allan Carmello is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has been with Key Investment Services LLC since 2005. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm offers multiple wrap programs featuring custodial and trade execution services, utilizing a multi-provider model for portfolio management and investment strategy.

Wei Zhao is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY. He holds Series 63 and Series 66 designations and has five years of industry experience. Prior to joining HSBC Securities in 2021, he has been with HSBC Bank USA, N.A. since 2013. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary options. The firm uses model risk profiles and combines strategic and tactical asset allocation supported by affiliates for fund selection and ongoing monitoring.

Thomas Yokum is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 65 licenses and three years of industry experience. His prior work includes roles at UBS Financial Services and LPL Enterprise LLC, as well as experience in tutoring and other service positions. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm utilizes a multi-provider platform with discretionary and non-discretionary model portfolios and integrates services from KeyCorp affiliates including KeyBank and KeyBanc Capital Markets.

Anna Marie Pera is a financial advisor at Key Investment Services LLC with 31 years of industry experience. She holds Series 63 and Series 66 designations. Her prior roles include positions at HSBC Bank USA, N.A. and HSBC Securities (USA) Inc. from 2016 to 2022. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional plan clients. The firm offers portfolio management and model-based advisory products through a multi-provider platform, integrating services from KeyCorp affiliates and third-party managers.

Egon Moldenhauer is a financial advisor with Primerica Advisors who holds a Series 66 designation and has nine years of industry experience. He has worked at Park Avenue Securities and Guardian Life Insurance since 2016 and previously at MML Investors Services LLC and Massachusetts Mutual Life Insurance Company. Outside of his advisory role, Moldenhauer serves as President and CEO of Vectorr Industries LLC and is a board member of the Buffalo Niagara River Land Trust and the Wincrest Sportsman's Association. Park Avenue Securities serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients, offering brokerage and advisory relationships along with financial and retirement-plan consulting. The firm uses a mix of proprietary and third-party investment strategies across various account types and supports services such as securities-based lending and donor-advised funds.

Keith Smith is a financial advisor at HSBC Securities (USA) Inc. with 20 years of industry experience. He holds Series 63 and Series 66 designations and has been with HSBC Securities since 2013. Based in Buffalo, NY, his work focuses on managing client accounts within the firm’s various managed account programs. HSBC Securities (USA) Inc. offers managed account solutions to individuals, retirement accounts, charitable organizations, and corporations through several program types, including client-directed and fully discretionary options. The firm uses a structured investment process with multiple risk profiles and collaborates with affiliated and third-party providers for fund selection and portfolio management.

Craig Clark is a CFP® professional with 23 years of experience in the financial services industry. He is currently with Commonwealth Financial Network and also owns Clark & Company Wealth Management, LLC. Prior to this, he spent 16 years at Lincoln Financial Securities Corporation. Outside of his advisory work, Clark serves as a team manager for a youth hockey team in Buffalo, NY. Commonwealth Financial Network is a registered investment adviser that supports a national network of advisors with a range of advisory programs and services, including wealth management and retirement plan consulting. The firm provides operational, trading, technology, and compliance support while offering advisors discretion to construct client portfolios from a broad array of securities and insurance products.

Tyler Searles is a financial advisor at Empower Advisory Group with 10 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at JPMorgan Securities LLC and Bank of America. Outside of his advisory role, he has worked as an Uber delivery contractor since 2016. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain IRA and retail brokerage clients. The firm emphasizes long-term portfolio returns and integrates its services with its recordkeeping and administrative platforms.

Nate Waldmiller is a financial advisor with HSBC Securities (USA) Inc. based in Buffalo, NY, holding a Series 66 designation and 13 years of industry experience. He has worked with HSBC Bank USA, N.A. since 2015 and with HSBC Securities Inc. since 2012. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through a variety of client-directed and discretionary program types. The firm’s investment approach involves strategic and tactical asset allocation supported by global asset management teams and employs multiple risk profiles to tailor portfolios.

Ryan Koenig is a financial advisor at Farther with 13 years of industry experience. He has held positions at Farther Finance Advisors, Apex Clearing, and Personal Capital Advisors. He holds Series 63 and Series 65 designations. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform combined with direct meetings. The firm employs a Modern Portfolio Theory-based investment approach using bespoke allocations and proprietary algorithmic model portfolios, offering discretionary investment management, retirement plan consulting, and non-discretionary recommendations for private investment funds.

Andrew Cheatham is a financial advisor with Key Investment Services LLC, holding a Series 66 designation and six years of industry experience. His career includes roles at KeyBank, LPL Financial, M&T Securities, Edward Jones, Bank of America NA, and Merrill Lynch. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional clients. The firm offers multiple wrap programs through a network of financial professionals, combining platform services from Envestnet with portfolio management by the Key Wealth Chief Investment Office and third-party managers.

Cody Bauer is a financial advisor with Guardian Life and holds a Series 66 designation. He has one year of industry experience and has worked at Park Avenue Securities and Alliance Financial Network. Bauer’s background includes multiple roles connected to St. Bonaventure and various other companies prior to his current position. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of The Guardian Life Insurance Company of America, serves individuals—including high-net-worth clients—pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, retirement plan consulting, and investment advisory programs that include discretionary and non-discretionary portfolios managed in-house and by third parties.

John Paolini is a financial advisor at Farther with Series 63 and Series 65 licenses and four years of industry experience. He has worked at Farther Finance Advisors since 2022 and was self-employed in the financial sector from 2013 to 2022. In his individual capacity, Mr. Paolini serves as a trustee of a trust. Farther provides discretionary investment management and advisory services to individual investors, trusts, and estates through a web and mobile platform as well as in-person meetings. The firm employs an investment approach based on Modern Portfolio Theory, using proprietary model portfolios, algorithmic rebalancing, and a mix of ETFs, mutual funds, equities, and fixed income.

Lawrence Orsini is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His career includes multiple roles at HSBC entities since 2007, as well as positions at LPL Financial, Citigroup Global Markets, Banc of America Investment Services, and Quick & Reilly. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through a variety of client-directed and discretionary offerings. The firm employs a multi-profile investment process supported by HSBC Global Asset Management and affiliated providers, emphasizing client-directed portfolios within its broader managed-account business.

Joseph Mitchell is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has worked at Key Investment Services since 2012 and previously spent six years with HSBC Securities (USA) Inc. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that offers portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm employs a multi-provider model for portfolio design and implementation, integrating services from its affiliates KeyBank and KeyBanc Capital Markets.

Brian Zdrowak is a CFP® professional at Focus Partners Wealth, LLC with five years of industry experience. He previously worked at Insero Wealth Strategies and Buckingham Strategic Wealth, LLC. Focus Partners serves individuals, high-net-worth families, family offices, corporate and institutional clients with a range of wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach using an enhanced open architecture framework that integrates active and passive strategies, third-party managers, and private funds.

Ronald Yoviene is a financial advisor at Commonwealth Financial Network with 35 years of industry experience. He holds the Series 63 designation and has worked previously at Lincoln Financial Advisors Corporation and Lincoln Financial Securities Corporation. He is also the owner of Black Diamond Custom Wealth Management, Inc. and Black Diamond Custom Medicare Solutions, LLC. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors. The firm offers a broad platform including managed-account programs, access to third-party asset managers, and custody services, managing around $212.7 billion in client assets.