Janet Ross is a CFP® with 33 years of industry experience, currently serving as a financial advisor at GWN Securities Inc. since 2005. She maintains a life insurance license in New York, allowing her to offer related products when appropriate. Outside of her advisory role, she is also a Mary Kay consultant and a licensed notary. GWN Securities is an SEC-registered investment adviser and broker-dealer that provides discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios for individual and business clients. The firm operates a large network of advisors and offers a range of managed-account programs, including traditional asset-allocation and legacy market-timing strategies.

Joseph Ervolina is a financial advisor with Kestra Advisory and holds a Series 66 designation. He has 25 years of industry experience, including previous roles at Geneos Wealth Management Inc. Ervolina is also president of Cornerstone Capital Wealth Management Inc., where he manages the practice and oversees financial planning. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as fiduciary consulting, plan design, employee education, and advisor-managed accounts. The firm serves large institutional investors and sponsors, with reported assets under management near $79.8 billion.

Jacob Kantor is a financial advisor at Key Investment Services LLC with five years of industry experience. He holds the Series 66 and Series 63 licenses. His prior work experience includes roles at KeyBank, MML Investors Services LLC, MassMutual Life Insurance Company, and New York Life Insurance Co. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients. The firm utilizes a multi-provider model and integrates with KeyCorp affiliates to offer a range of investment and advisory services.

Tyler Zeplowitz is a financial advisor at Eagle Strategies (NY Life) with two years of industry experience. He holds Series 65 and Series 63 licenses and has a background that includes roles at NYLIFE Securities LLC and New York Life, as well as outside experience with Dicks Sporting Goods and Bubble Boy Car Wash. Eagle Strategies serves a broad range of individual and institutional clients, offering financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm emphasizes tailoring recommendations to client objectives and delivers advice through multiple program types, with the majority of assets managed on a non-discretionary basis.

Robert Leombruno Jr is a financial advisor with Valic Financial Advisors in Williamsville, NY, holding Series 63 and Series 65 licenses and having 18 years of industry experience. His career includes roles at Agia and Massachusetts Mutual Life Insurance Company. He is also the owner of Max Property Development, managing a multi-unit residential property. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants, providing portfolio management and financial planning through a large network of advisors. The firm uses discretionary unified managed accounts and offers tax-aware and ESG overlay services, operating at scale with approximately $29.2 billion in assets under management.

Pamela Hintermeier Abati is a financial advisor with VOYA Financial Advisors, Inc., holding a Series 63 designation and bringing 38 years of industry experience. She has been with VOYA Financial Advisors since 2014 and operates a tax preparation business that she has run since 1980. Additionally, she is an independent insurance agent specializing in fixed life and health insurance products. VOYA Financial Advisors, Inc. serves individual clients, including high-net-worth individuals, as well as pension plans, charitable organizations, and corporate clients. The firm offers a range of financial planning and portfolio management services through a large network of advisors, employing both in-house and external strategies supported by technology-enabled tools.

Edward Burgio III is a financial advisor at Independent Financial Partners with 16 years of industry experience. He holds a Series 66 designation and has worked at Independent Financial Partners since 2019, with prior experience at Key Investment Services LLC. Outside of his primary role, he owns Harbor Wealth Advisors, a financial advising business. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform serving individual, charitable, corporate, and high-net-worth clients, offering both discretionary and non-discretionary management with a notable focus on retirement-plan advisory and pension consulting.

Charles Triaga III is a financial advisor with Independent Financial Partners, holding Series 63 and Series 65 designations and 38 years of industry experience. His prior experience includes 14 years at key Investment Services LLC before joining Independent Financial Partners and IFP Securities, LLC in 2019. He is also the owner of Harbor Wealth Advisors, an investment-related business focused on financial planning, investing, and insurance services. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform serving tens of thousands of clients and offers both decentralized investment strategies and centralized asset management options, with a notable specialization in retirement-plan advisory and pension consulting services.

Ping Lin is a CFP® certificant with 16 years of industry experience. Lin is currently with Citizens Securities, Inc. and has previously worked at Charles Schwab and HSBC Securities (USA) Inc. Prior to joining Citizens Securities in 2024, Lin held roles at Charles Schwab Bank and Charles Schwab from 2021 to 2024. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory programs include both a digital advisory platform and a Managed Account program, while also operating as a broker-dealer and insurance agency.

Donna Barth is a financial advisor at Key Investment Services LLC with 25 years of industry experience. She holds Series 63 and Series 65 licenses. Barth has been with Key Investment Services and its affiliates since 2016. Key Investment Services LLC is an SEC-registered investment adviser offering portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm utilizes a multi-provider model with discretionary and non-discretionary management options and integrates services from KeyCorp affiliates in areas such as investment banking and municipal advisory.

Shawn Barnum is a financial advisor with Valic Financial Advisors in Williamsville, NY, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has worked at Valic Financial Advisors since 2014 and also holds a position at Agia since 2022. Outside of his advisory role, he serves as Power of Attorney for his mother. Valic Financial Advisors primarily serves U.S.-based individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models and operating at scale with over 1,200 advisors and approximately $26.4 billion in discretionary assets.

Thomas Volpini is a CFP® with 38 years of industry experience, currently serving at Hightower Advisors since 2017. Prior to this, he worked at Wells Fargo Advisors Financial Network LLC from 2009 to 2017. Outside of his advisory work, he serves as a reserve with the Erie County Sheriff Reserve in New York. Hightower Advisors provides investment advisory and planning services to a diverse client base including individuals, pension plans, charitable organizations, and financial institutions. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers along with proprietary research and a range of investment vehicles.

Joseph Martin is a financial advisor with Principal Financial Services in Amherst, NY, holding the CFP® designation and Series 63 license. He has 28 years of industry experience, including over two decades at Principal Securities Inc. and Principal Life Insurance Company. Principal Securities provides brokerage and registered investment advisory services to a broad client base, including individual investors, retirement plans, trusts, charitable organizations, corporations, and active-duty U.S. military personnel stationed abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions under various advisory and promoter arrangements.

Michael Williams Jr. is a financial advisor at Valic Financial Advisors with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Pruco Securities LLC. In addition to his advisory role, he is engaged in offering non-securities insurance products. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants, providing portfolio management, financial planning, and consulting services. The firm manages about $29.2 billion across its network of over 1,200 advisors, utilizing discretionary unified managed accounts and model-based solutions.

Marc Rosenthal is a financial advisor with Eagle Strategies (NY Life) in Williamsville, NY, holding Series 66 and Series 63 designations and 25 years of industry experience. He has been with Eagle Strategies since 2017 and concurrently associated with ROI Financial Group, Nylife Securities Inc., and New York Life Insurance Company since 2001. Outside of his advisory work, he serves as an officer for the Kaleida Health Foundation and as a board member of the Amherst Youth Hockey Association. Eagle Strategies serves a diverse client base, including individuals and institutions, providing financial planning, investment management, and retirement-plan advisory services through a wide network of affiliated representatives. The firm emphasizes tailored recommendations and focuses primarily on non-discretionary assets, with a notable presence in retirement plan consulting and insurance-related advisory services.

Emily Ford is a CFP® with seven years of industry experience, currently an advisor at Hightower Advisors. Her prior roles include positions at Northwestern Mutual Wealth Management Company, ESAS, LLC, and Russell Schwartzbeck. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, utilizing a multi-manager approach that includes affiliated and third-party managers, discretionary and non-discretionary portfolio management, and access to alternative investments and custom indexing strategies.

Matthew Turco is a financial advisor with Eagle Strategies (NY Life) based in Williamsville, NY, holding Series 63 and Series 66 licenses and with 26 years of industry experience. He has worked with firms including New York Life Insurance Co and Nylife Securities LLC since 2007, and currently operates under ROI Financial Group, LLC. Outside of his advisory work, he owns a business selling vintage and antique items on eBay. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisors. The firm offers a range of program types tailored to client objectives and handles primarily non-discretionary assets, working extensively with retirement investors and institutional plan sponsors.

Raelynn Harlach is a financial advisor at Valic Financial Advisors with 19 years of industry experience. She holds the ChFC® designation, as well as Series 63 and Series 65 licenses. Her career includes roles at Agia and Prudential-affiliated firms. She is also an agent for non-securities insurance products through Agia. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management, financial planning, and unified managed account solutions through a large network of advisors. The firm manages approximately $29.2 billion and emphasizes centralized technology and model-based investment approaches.

Tyler Schmitt is a financial advisor at Hightower Advisors with 11 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Hightower since 2023. His prior roles include positions at Legg Mason Investor Services and Franklin Templeton Financial Services and Distributors. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers across various investment vehicles, including mutual funds, ETFs, alternative investments, and custom indexing.

Tucker Hanson is a financial advisor with Focus Partners Wealth, LLC and holds the Series 63 and Series 65 licenses. He has seven years of industry experience, including prior roles at Principal Life Insurance Company, Ameriprise, Pacer ETFs, and Jackson National Life Distributors. He is based in Orchard Park, NY. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans, providing a range of services including investment management, financial planning, tax and compliance support, and employee benefit retirement plans. The firm employs a long-term investment approach with a focus on tax and fee sensitivity, utilizing a combination of active and passive strategies alongside third-party managers and private funds.