Jerry Bruno is a financial advisor with GWN Securities Inc. in Syracuse, NY, holding Series 63 and Series 65 licenses and having 28 years of industry experience. He previously worked at Leigh Baldwin & CO., LLC for 21 years. Outside of his advisory role, he is licensed to sell a variety of insurance products including life, disability, and annuities. GWN Securities provides investment advisory and related services to individual and corporate clients through a variety of managed account programs and financial planning. The firm employs a mix of sub-advisers and model-based allocations, incorporating tactical strategies such as market-timing and momentum-based approaches in some legacy programs.

Shawn Emmons is a financial advisor with Bankers Life Advisory Services, Inc., holding Series 63 and Series 65 licenses and three years of industry experience. He has worked within the Bankers Life family of companies since 2021 and spent six years at Syracuse University prior to that. In addition to his advisory role, he recruits and trains insurance agents as a Unit Field Trainer with Bankers Life & Casualty, Inc. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan consulting. The firm uses a blend of fundamental, technical, and cyclical analysis to create customized portfolios aligned with clients’ goals and risk tolerances.

Samuel Dickson is a financial advisor at Bankers Life Advisory Services, Inc. based in Syracuse, NY. He holds a Series 66 designation and has one year of experience in the industry. Prior to joining Bankers Life, he worked in various roles including a five-year position at Ducted Wind Turbines and concurrent roles with Uber and Lyft. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals with discretionary and non-discretionary portfolio management, as well as retirement plan consulting. The firm uses a combination of fundamental, technical, and cyclical analysis to create tailored asset allocations and provides ongoing portfolio management aligned with clients' goals and risk tolerances.

Leyla Morgillo is a Certified Financial Planner® with 14 years of industry experience, currently affiliated with Commonwealth Financial Network. She previously worked at Lincoln Financial Advisors for 10 years and joined Madison Financial Planning Group and Commonwealth Financial Network in 2023. Outside of her advisory role, she serves as secretary for the Kirkville Fire District. Commonwealth Financial Network supports a national network of approximately 2,950 advisors by providing operations, technology, compliance, and investment management services. The firm offers a range of advisory programs and discretionary model portfolios designed to meet diverse client needs.

Timothy Sennett is a financial advisor with Lincoln Investment in Syracuse, NY, holding Series 63 and Series 65 licenses and having 25 years of industry experience. Prior to joining Lincoln Investment in 2017, he worked at Legend Advisory Corporation and Legend Eequities Corporation. He is also a self-employed enrolled agent preparing income tax returns. Lincoln Investment Planning, LLC is a large enterprise firm serving a diverse client base, including individuals, high-net-worth investors, trusts, charities, and retirement plans, with a range of financial planning and investment management services supported by an in-house Investment Management & Research team and third-party managers.

Nicole Hurley is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. She has worked at firms including Northwestern Mutual Investment Services LLC and Focused Financial Solutions. Hurley is also co-owner of Crossbridge Financial Group of CNY, a private entity supporting securities, advisory, and insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing about $212.7 billion in client assets. The firm provides a broad adviser-support platform with access to managed-account programs, third-party asset managers, retirement consulting, and custody services.

Ernesto Smith Fernandez is a financial advisor at Key Investment Services LLC with three years of industry experience. He holds a Series 66 designation and has worked at firms including Equitable Advisors, LLC and KeyBank. He also has a background that includes military service with the Fuerzas Armadas Revolucionarias and teaching at Preuniversitario Saul Delgado. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm uses a multi-provider model and integrates services from KeyCorp affiliates, offering a variety of wrap programs and investment solutions largely managed on a non-discretionary basis.

Michael Davirro is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. His prior roles include positions at ETFIdea, LLC, Cadaret, Grant & Co., Inc., and he is co-owner of Bowers & Company CPAs PLLC, a CPA firm in Syracuse, NY. Outside of advisory services, he is involved in tax preparation and consulting through his CPA firm. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and a broad client base. The firm provides a wide range of managed-account programs and access to third-party asset managers, backed by extensive support services including trading, reporting, and custody.

Ronald Kelly is a financial advisor with TIAA-CREF in Syracuse, NY, holding Series 63 and Series 66 licenses and having 31 years of industry experience. He has been with TIAA since 2012. Outside of his advisory role, he volunteers as an officer with the Holy Name Society, supporting parish activities, and serves on the board of the Monsignor Ronald Bill Scholarship Fund, which awards annual academic scholarships to students. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing retirement plan relationships. The firm offers a range of advisory services including model portfolio management and customized portfolio solutions, and operates within a vertically integrated structure that includes affiliated funds and donor-advised fund services.

Gerri Harrison is a CFP® professional with 29 years of industry experience, currently serving at J.W. Cole Advisors, Inc. She has held roles at J.W. Cole Advisors and J.W. Cole Financial, as well as positions at Visions Analysis LLC, LPL Financial LLC, and Planning with Purpose LLC. Outside of her advisory work, she is involved in tax preparation and consulting through Riverside Income Taxes LLC and has a long-standing role in insurance sales. J.W. Cole Advisors operates a large network of independent advisors and offers fee-based portfolio management, financial planning, and retirement plan services for individuals, high-net-worth clients, and institutional accounts. The firm employs a variety of investment strategies and platforms, including discretionary and non-discretionary management, model-based approaches, and digital advice.

Erin Puff is a financial advisor at GWN Securities Inc. with one year of industry experience. She holds Series 63 and Series 65 credentials and has been involved with Djpuff Advisors Group, Inc. since 2014, where she also serves as Operations Manager. GWN Securities provides investment advisory and related services to individual and corporate clients through various managed account programs, financial planning, and introduction to third-party managers. The firm employs a combination of sub-advisers and model-based allocations, including market-timing and momentum-based strategies in some legacy programs.

Patrick Lynch is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 25 years of industry experience. He has worked at Diversified Wealth Strategies and Commonwealth Financial Network since 2008. His other business activities include involvement in fixed insurance. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and services, including discretionary model portfolios and personalized investment options, while supporting affiliated advisors with operations, technology, and compliance.

William Moore is a CFP® professional with 27 years of industry experience, currently serving as a financial advisor at Janney Montgomery Scott since 2018. He previously worked at Wells Fargo Advisors LLC and Wells Fargo Clearing from 2009 to 2018. Outside of his advisory role, he is a board member of Liverpool Turkey Trot LLC, a charitable organization that organizes an annual Thanksgiving Day 5K race. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, offering brokerage services, financial planning, and advisory programs that include both in-house portfolio management and third-party managers across multiple platforms.

Nathan Stevens is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 66 credentials and nine years of industry experience. He has worked at Private Advisor Group and LPL Financial since 2018 and previously was with Eastgate Financial from 2016 to 2018. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions. The firm employs a fiduciary-based advisory model that incorporates both discretionary and non-discretionary services using multiple investment strategies and third-party managers.

Robert Polak Jr. is a financial advisor with TIAA-CREF in Syracuse, NY, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with TIAA-CREF and TIAA since 2007. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers a range of investment management options including model portfolios and customized portfolios, operating within a vertically integrated structure and acting as adviser to a donor-advised fund.

Thomas Baker is a CFP® professional with 17 years of industry experience, currently affiliated with Commonwealth Financial Network in Syracuse, NY. He has worked at Salt City Financial Advisors since 2019 and previously spent a decade with Wells Fargo Advisors Financial Network LLC. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors through a range of advisory programs and services, including wealth management and retirement plan consulting. The firm provides operations, trading, technology, compliance, and practice-management support, while offering a variety of discretionary and customized portfolio solutions.

Donald Puff is a financial advisor with GWN Securities Inc. in Camillus, NY, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has served as the Operations Manager for DJPuff Advisors Group, Inc. since 2006 and has been with GWN Securities since 2004. In addition to advisory services, he operates as a general agent in the insurance business, focusing on life, health, long-term care insurance, and fixed annuities. GWN Securities provides investment advisory services to individual and corporate clients through multiple managed account programs and financial planning options. The firm combines discretionary portfolio management with model-based allocations and uses a mix of affiliated and unaffiliated sub-advisers, employing both traditional asset allocation and tactical, momentum-based strategies.

Andrew Baker is a financial advisor with Independent Financial Group, LLC in Cicero, NY, holding a Series 63 designation and 26 years of industry experience. He has been with Independent Financial Group since 2012. Outside of his advisory role, he owns and operates a business buying and selling used boats, RVs, automobiles, and snowmobiles at auction. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and corporate plans. The firm employs a combination of firm- and third-party investment models and offers various portfolio management and retirement plan services while operating as both a broker-dealer and investment adviser.

David Keim is a ChFC® with 39 years of industry experience. He has been with Commonwealth Financial Network since 2005. Keim is the sole member of Keim Asset Management, LLC, an entity created for securities and insurance business activities. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm provides a broad adviser-support platform that includes managed-account programs, access to third-party asset managers, and custody and clearing services.

Katelyn Kriesel is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and possessing 14 years of industry experience. Her prior roles include positions at Cadaret, Grant & Co., Inc., Morgan Stanley, and ETFidea, LLC. She also serves as an elected Town Councilor for the Town of Manlius. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and hundreds of thousands of clients. The firm offers a broad range of managed-account programs, access to third-party asset managers, and custody services, supporting client portfolios through both internal and external investment management solutions.