Michael Sheridan is a CFP® with 32 years of industry experience, currently serving at Independent Financial Partners since 2020. His prior experience includes 15 years at Key Investment Services LLC. Outside of his advisory role, he is involved as the owner of a holding company and an S-Corp related to financial services compensation. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform with discretionary and non-discretionary account management, and is notable for its formal retirement-plan advisory and pension consulting capabilities.

Brandon Maggio is a financial advisor at Key Investment Services LLC with five years of industry experience. He holds the Series 63 and Series 66 designations. His prior experience includes roles at Prudential Insurance Company of America and Pruco Securities, LLC, as well as positions at the Syracuse VA Medical Center and KeyBank. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, model portfolios, and separately managed accounts. The firm emphasizes client-directed investment strategy selection supported by ongoing monitoring and due diligence, operating within the KeyCorp group and affiliated with KeyBank and KeyBanc Capital Markets.

Brent Schleicher is a financial advisor with Independent Financial Partners, holding Series 63 and Series 65 credentials and 29 years of industry experience. He previously worked at Commonwealth Financial Network for 11 years before joining Independent Financial Partners and IFP Securities in 2025. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent Investment Adviser Representatives. The firm offers a decentralized advisory model with both discretionary and non-discretionary account management, and it is notable for its formal retirement-plan advisory and pension consulting capabilities.

Joseph Fletcher is a financial advisor with Commonwealth Financial Network in Syracuse, NY, holding a Series 66 designation and three years of industry experience. Prior to joining Commonwealth, he worked at Salt City Financial Advisors and has professional experience in corporate and sports-related roles. Outside of finance, he is involved in bookkeeping for The Goalie Workshop and coaches at The Platform Lacrosse Academy. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm offers a range of advisory programs and support services, including discretionary model portfolios and personalized investment solutions, while providing operational and compliance infrastructure to affiliated advisors.

Mario Cabral is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 66 licenses and five years of industry experience. His prior roles include positions at Equitable Advisors, Mass Mutual Life Insurance Company, and AXA Advisors. Outside of his advisory work, he is a 50% owner of St. Famous Partners LLC, a company that manages rental properties. Park Avenue Securities LLC, a wholly owned subsidiary of The Guardian Life Insurance Company of America, provides brokerage services, financial planning, and investment advisory programs to individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers both discretionary and non-discretionary advisory relationships utilizing model portfolios from in-house and third-party managers.

Collin Avery is a financial advisor at Key Investment Services LLC with four years of industry experience. He holds the Series 66 designation and has previously worked at KeyBank, Mariner Finance, and Sir Walter Chevrolet. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, including wrap-fee programs, model portfolios, separately managed accounts, and brokerage and insurance products. The firm emphasizes client involvement in investment strategy selection and provides ongoing monitoring, due diligence, and supervisory oversight while working within the KeyCorp group and collaborating with affiliated entities.

Megan Dozier is a financial advisor at Citizens Securities, Inc. with three years of industry experience. She holds the Series 66 designation and previously worked at Equitable Advisors for two years. Prior to her financial services career, she spent several years in roles at St. Lawrence University, Rowan University, and A Service Company, Inc. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs alongside brokerage and insurance services, including a digital advisory program that uses proprietary algorithms to manage ETF-based portfolios.

Ping Lin is a CFP® professional with 15 years of industry experience currently serving at Citizens Securities, Inc. in Syracuse, NY. Prior to joining Citizens Securities in 2024, Lin worked at Charles Schwab and HSBC Securities (USA) Inc., with a combined seven years at the former institutions. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm operates a digital advisory program utilizing ETF-based portfolios guided by proprietary algorithms and client risk profiles, complemented by a Managed Account program and commission-based brokerage services.

Jeffrey Petroske is a financial advisor with TIAA-CREF in Syracuse, NY, holding Series 65 and Series 63 licenses and six years of industry experience. His prior work includes roles at M&T Securities, Inc. and M&T Bank. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing employer retirement plan relationships. The firm offers both point-in-time planning services and ongoing portfolio management through model portfolios and customized strategies, operating within a vertically integrated structure that includes advisory services for donor-advised funds.

Ellen Raflowski is a Series 66 licensed financial advisor with Valic Financial Advisors, bringing 13 years of industry experience. She has worked with Valic Financial Advisors since 2016 and is also associated with Agia in a non-securities insurance capacity. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors.

Amber Amidon is a financial advisor with Guardian Life and holds Series 63 and Series 65 credentials. She has 14 years of industry experience, including positions at Park Avenue Securities, Principal Financial Services, and Cadaret, Grant & Co., Inc. Outside of her advisory role, she serves as a power of attorney for a family member. Amber works with Park Avenue® Wealth Management, a subsidiary of The Guardian Life Insurance Company of America, which provides brokerage services, financial planning, and retirement plan consulting to individuals, pension plans, charitable organizations, and corporate clients. The firm offers a range of advisory programs, including discretionary and non-discretionary models, and integrates proprietary and third-party investment strategies.

Mario Rector is a financial advisor with Principal Financial Services in East Syracuse, NY, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Legacy Financial Group and Union Financial, Inc. He also has experience in fixed insurance sales, covering life, disability, annuities, health, long-term care, dental, Medicare, and Medicaid insurance products. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and corporations. The firm offers financial planning, retirement consulting, and access to third-party money manager programs under various advisory and promoter arrangements.

Jason Holowinski is a financial advisor at Janney Montgomery Scott with 32 years of industry experience. He has been with Janney Montgomery Scott since 2008 and holds a Series 63 designation. Outside of his advisory work, he is a partner in Blue Skies Enterprises. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients, including individuals, families, trusts, corporate and retirement plans, and charitable organizations, offering brokerage, financial planning, and advisory services through a combination of in-house and third-party managers.

Brandon Santillo is a financial advisor at Janney Montgomery Scott with six years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at Equitable Advisors and the Jim and Julie Boeheim Foundation. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients, including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients, offering brokerage services, financial planning, consulting, and multiple advisory programs.

John Donohue Jr. is a financial advisor with Commonwealth Financial Network based in East Syracuse, NY. He holds the CFP® and ChFC® designations and has 41 years of industry experience. He has been a partner at Diversified Wealth Strategies, LLC since 2008 and has been operating under his own entity, John A Donohue CLU, since 1981. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and services, including wealth management and retirement plan consulting, supported by in-house investment management, technology, and compliance resources.

Jerry Bruno is a financial advisor with GWN Securities Inc. in Syracuse, NY, holding Series 63 and Series 65 licenses and 27 years of industry experience. Prior to joining GWN Securities in 2023, he worked for Leigh Baldwin & Co., LLC for 21 years. Outside of his advisory role, he is licensed to sell a broad range of insurance products and manages a two-family rental property. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individuals and business clients through discretionary managed accounts and financial planning. The firm offers a variety of managed-account programs and model portfolios, including SMA, UMA, and fund-strategist options, with a distinctive history of incorporating market-timing and momentum-based strategies.

Nicholas Caracci is a financial advisor at Citizens Securities, Inc. in Syracuse, NY, holding Series 63 and Series 65 licenses with 10 years of industry experience. He has been with Citizens Securities and related entities since 2015. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm’s investment advisory offerings include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Shawn Emmons is a financial advisor with Bankers Life Advisory Services, Inc. in Syracuse, NY, holding Series 65 and Series 63 licenses and three years of industry experience. Prior to his advisory role, he worked at Bankers Life Securities, Inc. and Bankers Life & Casualty, Inc., where he also serves as a unit field trainer recruiting and training insurance agents. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan consulting. The firm integrates fundamental, technical, and cyclical analysis methods to tailor asset allocations and portfolio management to clients’ goals and risk tolerances.

Leyla Morgillo is a Certified Financial Planner® with 14 years of industry experience, currently affiliated with Commonwealth Financial Network. She previously worked at Lincoln Financial Advisors for 10 years and joined Madison Financial Planning Group and Commonwealth Financial Network in 2023. Outside of her advisory role, she serves as secretary for the Kirkville Fire District. Commonwealth Financial Network supports a national network of approximately 2,950 advisors by providing operations, technology, compliance, and investment management services. The firm offers a range of advisory programs and discretionary model portfolios designed to meet diverse client needs.

Timothy Sennett is a financial advisor at Lincoln Investment with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Lincoln Investment since 2017. Prior to that, he was with Legend Advisory Corporation and Legend Eequities Corporation. He is also a self-employed Enrolled Agent who prepares income tax returns. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and a range of advisor-managed and firm-managed investment programs, employing both strategic and tactical approaches through its Investment Management & Research team.