Brad Wagner is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since beginning his career with Merrill in 1996, he has focused on helping clients achieve and maintain financial well-being by providing clarity, simplicity, and partnership in managing their financial lives. Brad’s approach emphasizes understanding clients' values, goals, and life circumstances to create tailored strategies that support smarter financial decisions and better outcomes. Brad’s expertise encompasses a wide range of client focus areas including college education planning, executive compensation, family wealth management strategies, liquidity management, retirement planning, portfolio management, and addressing the unique needs of women and wealth. He integrates his knowledge as a Certified Divorce Financial Analyst (CDFA), CERTIFIED FINANCIAL PLANNER™ (CFP), Certified 401(k) Professional (CKP), and Certified Plan Fiduciary Advisor (CPFA) to serve clients with comprehensive and evolving financial plans. He earned his bachelor's degree from the Kelley School of Business at Indiana University and holds a high school diploma from St. Viator. Brad is engaged in community organizations such as Junior Achievement, Saratoga Arts, and The Leukemia & Lymphoma Society. Outside of work, he enjoys hiking, reading, traveling, and spending time with his wife and three children.

Shane Colamarino is a financial advisor with LPL Financial in Queensbury, NY, holding Series 63 and Series 65 registrations and bringing 19 years of industry experience. His prior roles include positions at Cetera Investment Services and Foresters Advisory Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions, offering a broad range of financial planning and investment management solutions through a large network of advisors.

Thomas Niles is a financial advisor with LPL Financial in Saratoga Springs, NY, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He previously worked for Janney Montgomery Scott for 10 years before joining LPL Financial in 2025. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by technology tools and a broad array of non-advisory financial services.

Desmond Tavera is a Financial Advisor and Senior Portfolio Advisor with Merrill Lynch Wealth Management. He specializes in tax-efficient investment management, retirement planning, estate planning strategies, and exit planning for business owners. He is part of a team with over 75 years of combined experience helping individuals, families, and business owners reach their financial goals. Desmond holds several professional designations, including Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), and Retirement Accredited Financial Advisor (RAFA). He earned his Bachelor's Degree from the State University of New York at Plattsburgh. Fluent in both English and Spanish, Desmond works with a strong network of CPAs, attorneys, and real estate professionals to provide coordinated advice to clients at every stage of life and business. Committed to community involvement, Desmond volunteers with organizations such as the Mohawk Hudson Humane Society and the Regional Food Bank of Northeastern New York. He is also a member of the Hispanic/Latino Organization for Leadership & Advancement. Desmond's approach involves simplifying complex financial matters to help clients focus on what matters most to them.

Robert Butler III is a financial advisor with LPL Financial in Glens Falls, NY, holding Series 63 and Series 66 credentials and nine years of industry experience. His prior roles include positions at Equity Services Inc, National Life Group, Northwestern Mutual, Bank of America, Merrill Lynch, and New York Life. He is also an adjunct financial services instructor at Bryant & Stratton College. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment solutions, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.

Mark Ostrander is a financial advisor with Edward Jones in Glens Falls, NY, holding a Series 66 designation and seven years of industry experience. Prior to joining Edward Jones in 2019, he worked at Aldridge Pite LLC for four years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard with approximately $1.01 trillion in assets under management.

Maureen Parker is a financial advisor at Charles Schwab with 29 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Charles Schwab since 2016. Her prior experience includes roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of advisory work, she serves on the marketing committee for fundraising events at the Saratoga Performing Arts Center. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to affiliated discretionary separately managed accounts, supported by a multi-asset investment approach and centralized operational infrastructure.

Julia Mccurdy is a financial advisor at Morgan Stanley with 26 years of industry experience and holds Series 63 and Series 65 designations. She has worked at Morgan Stanley and its predecessor firms since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and modeled outcomes. The firm manages approximately $2.74 trillion in client assets and operates with a broad suite of retail and institutional investment services.

Jeffrey Hill is a financial advisor with OSAIC, holding Series 63 and Series 66 credentials and bringing 37 years of industry experience. His prior roles include positions at American Portfolios Financial Services, Inc., Financial West Group, and Insight Capital Management, where he is also an owner. Outside of his advisory work, he serves as a board member and trustee at Temple Beth El and acts as a foster parent in Warren County, NY. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs a range of tools and strategies to construct and manage portfolios that include stocks, bonds, mutual funds, ETFs, and alternative investments.

Valerie Mosher is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and bringing 17 years of industry experience. Her career includes roles at several financial firms such as Fisher Investments, Allstate Financial, and Champion Financial Services. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Zachary Zaloga is a financial advisor with Morgan Stanley in Saratoga Springs, NY, holding a Series 66 designation and possessing 10 years of industry experience. He has worked with Morgan Stanley and its Private Bank division since 2015 and 2016, respectively. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers comprehensive financial planning services supported by structured tools and advanced modeling techniques, managing approximately $2.74 trillion in client assets.

Todd Macejka is a CFP® professional with 28 years of experience in financial advising. He is currently affiliated with Raymond James Financial Services Advisors, Inc. and Aurora Wealth Advisory, where he serves as CEO and President. His prior experience includes roles at Cantella & Co., Inc. and The Ayco Company/Mercer Allied Company, L.P. Macejka is a partner at Aurora Tax Advisory and serves as a member at large on the Oak Ridge Homeowners Association board. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual and institutional clients, offering tailored non-discretionary services that utilize risk profiling and analytical modeling to support client objectives. The firm supports a large advisor network and maintains specialized offerings in municipal advising and employer SIMPLE IRA programs.

Amy Cesarano is a financial advisor with Morgan Stanley in Glens Falls, NY, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with Morgan Stanley since 2009 and has also worked at Morgan Stanley Private Bank, N.A. since 2019. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning that utilizes firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers comprehensive services through its Financial Advisors and Estate Planning Strategies Group.

Jay Matthews is a financial advisor at Edward Jones with 28 years of industry experience. He has held positions at Edward Jones since 2019, following previous roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. He holds the Series 63 and Series 66 designations. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, access to separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Robert Ely is a financial advisor with LPL Financial in Saratoga Springs, NY. He holds Series 63 and Series 66 licenses and has 13 years of industry experience. His prior roles include positions at KeyBank, Key Investment Services LLC, and State Farm VP Management Corp. Ely is also involved with NBT Insurance Agency, LLC, where he contributes part-time. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Gregory Hollander is a financial advisor with Raymond James Financial Services Advisors Inc., holding a Series 66 designation and 14 years of industry experience. He has been with Raymond James since 2012 and also maintains a concurrent role at High Point Trading since 2014. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique municipal advisor affiliation.

Warren O'Connor is a financial advisor at Edward Jones in Saratoga Springs, NY, holding a Series 66 designation with 11 years of industry experience. He has been with Edward Jones since 2014. Outside of his advisory work, he is associated with a family farm in Chateaugay, NY. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,000 financial advisors.

William Jackowski Jr. is a financial advisor at Raymond James & Associates with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Raymond James since 2015. He also serves as a trustee for the Jackowski Family Trust. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing roughly $501 billion in assets. The firm serves diverse clients including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and municipal advisory services.

Colleen Hamel is a financial advisor with LPL Financial, holding a Series 63 registration and 24 years of industry experience. Her career includes long-term roles at Uvest Investment Services and Glens Falls National/Saratoga National Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions, utilizing model portfolios, third-party subadvisors, and technology-enabled tools to support its network of over 22,800 advisors.

Robert Bell is a financial advisor at Morgan Stanley with 27 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Prior to that, he was associated with Citigroup Global Markets starting in 1994. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.