Chase Kelly is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 designations and bringing 10 years of industry experience. He has worked at Morgan Stanley and its private bank since 2017 and previously held positions with JPMorgan Chase and JPMorgan Securities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial and estate planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and methodologies to support client financial goals.

David Bry is a financial advisor with Stifel, holding a Series 66 designation and bringing 26 years of industry experience. His career includes roles at Wells Fargo Advisors and Wells Fargo Clearing before joining Stifel in 2019. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services built on proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Brandon Schneider is a financial advisor at Osaic with two years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Macmillan Associates, KUKA Assembly and Test, Nexteer Automotive, and Saginaw Valley State University. OSAIC serves a broad range of retail and institutional clients, including high-net-worth individuals, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, employing advanced asset-allocation tools and multiple investment platforms to construct and manage diversified portfolios.

Dana Gibbs is a financial advisor at Ameriprise with Series 63 and Series 66 licenses and 33 years of industry experience. He previously worked for Benjamin F. Edwards & Co. for 11 years before joining Ameriprise Financial Services LLC in 2024. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning, utilizing a centralized team that produces written recommendation reports and ongoing advice based on investment research and algorithmic tools.

Paul Gaiser is a financial advisor with Thrivent Investment Management in Bay City, MI, holding a Series 66 license and bringing nine years of industry experience. Prior to joining Thrivent in 2017, he worked at Berthiaume & Co. from 2013 to 2017. He serves on the boards of several local nonprofit organizations, including United Way of Bay County, Foster Family Navigation & Resource Center, and Outdoor Driven, where he contributes to community fundraising, financial oversight, and support initiatives for veterans and families. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, offering written financial recommendations across various planning areas without discretionary portfolio management. The firm emphasizes goal-based planning and offers clients the ability to combine planning with managed account programs through a consolidated billing option called WealthPlan.

Angela Street is a financial advisor with Primerica Advisors in Bay City, MI. She holds Series 63 and Series 65 designations and has 10 years of industry experience, all with Primerica-affiliated firms. Her activities include sales of investment products and part-time referrals of home security and automation services through Primerica-related entities. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm uses model-based investment strategies managed by third parties and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Brandon Fiting is a financial advisor at Raymond James Financial Services Advisors, Inc. in Saginaw, MI, holding a Series 66 designation with three years of industry experience. His prior work includes roles at JP Morgan Chase and Quicken Loans. He is also affiliated with AHP Financial Services Inc., where he serves as a fully licensed financial advisor. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutional investors. The firm provides tailored, non-discretionary planning and consulting using analytical tools and supports clients through a broad network of advisors and affiliated firms.

Alison Longlois is a Series 66 licensed financial advisor with Morgan Stanley in Saginaw, Michigan, where she has worked since 2014. She has 15 years of industry experience and is the owner of Longlois Agency LLC, which operates in the insurance sector. Additionally, she serves as trustee or co-trustee for multiple trusts in Flint, Michigan, and is involved in marketing activities for a health and wellness company outside of her advisory role. Morgan Stanley Wealth Management provides a wide range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses a structured planning process supported by proprietary tools and offers both direct and employer-sponsored plans.

Beth De Leeuw is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 66 licenses and having 27 years of industry experience. Her prior work includes roles at Raymond James Financial Services, Isabella Bank, The Huntington Investment Company, Cetera Investment Services, and Valic Financial Advisors. She is also an associate at Isabella Investment Services and Isabella Wealth, where she advises clients on investments. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on written recommendations and ongoing retirement-income planning advice.

Kenneth Grzegorczyk is a financial advisor with Osaic Wealth Inc., holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. He previously worked for Sigma Planning Corporation for 15 years and has operated J&K Tax Service since 1981, where he prepares tax returns and is involved in insurance sales through his sole proprietorship. Osaic Wealth Inc. serves a wide range of clients, including individuals, high-net-worth investors, and institutional entities, offering integrated brokerage and advisory services with a focus on diversified portfolios and access to third-party investment solutions.

James Besaw is a financial advisor with Edward Jones in Saginaw, MI, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones in 2023, he worked at Fabiano Brothers and Herter Music Center. Outside of finance, he is a self-employed private music teacher and performer, and also writes marching band drills for high school bands. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment solutions, supported by a nationwide network of over 23,000 financial advisors.

Megan Granda is a financial advisor with Ameriprise in Chesaning, MI, holding Series 63 and Series 66 designations and bringing 23 years of industry experience. She has been with Ameriprise and its affiliated entities since 2001. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, delivering detailed, non-discretionary recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Jonathan Dekker is a Series 66 licensed financial advisor with 13 years of industry experience. He is currently with LPL Financial and has previously worked at Cuna Mutual Group, CUNA Brokerage Services, Cetera, and Wells Fargo Clearing. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, utilizing a variety of investment strategies and operational tools across a large network of advisors.

Mark Mathewson is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has been assisting clients since 1987. He specializes in managing individual wealth through various market cycles, focusing on tailored strategies that align with each client's specific financial goals. Mark’s approach emphasizes understanding clients’ needs to deliver comprehensive wealth management solutions. He holds a Bachelor of Business Administration degree in Management from Saginaw Valley State University and earned the CERTIFIED FINANCIAL PLANNER™ (CFP) certification in 2004, awarded by the Certified Financial Planner Board of Standards, Inc. Additionally, Mark is designated as a Personal Investment Advisor (PIA). Beyond his professional role, he participates in community volunteer activities, reflecting his commitment to the local areas he serves.

Bryan Graczyk is a Certified Financial Planner (CFP®) with 29 years of industry experience. He is currently affiliated with OSAIC Wealth Inc and has previously worked at The Graczyk-Dijak Financial Group, Harbour Investments, Inc, and NEXT Financial Group, Inc. Outside of his advisory role, he is also an independent insurance agent. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients, providing integrated brokerage and investment advisory services through a large network of affiliated advisers and multiple advisory platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios incorporating various asset classes, and it offers both discretionary and non-discretionary account management.

Wesley Schropp is a Wealth Management Advisor and managing partner of the Iles Schropp Group within Merrill Lynch Wealth Management. He has been with Merrill since 2008, initially joining as an intern, and became a partner in the Iles Schropp Group in 2014. The group specializes in institutional investment consulting and focuses on serving foundations, endowments, nonprofits, corporations, and multi-generational families. Wesley holds a Bachelor's Degree in Personal Financial Planning from Central Michigan University. He has earned several professional designations, including the Certified Financial Planner (CFP), Certified Investment Management Analyst (CIMA), and Certified Plan Fiduciary Advisor (CPFA). He also holds FINRA Series 7, 66, and SIE registrations. Wesley's expertise encompasses family wealth management strategies, institutional investment consulting, legacy planning, socially responsible and ESG investing, tax minimization, and personal retirement planning. He is active in professional and community organizations such as the Council of Michigan Foundations and Junior Achievement. Wesley resides in Saginaw, Michigan, with his wife and two children. His personal interests include golfing, reading, skiing, and spending time with his family and their golden retriever.

Michelle Gaiser is a financial advisor with Raymond James & Associates in Bay City, MI, holding a Series 66 designation and six years of industry experience. She previously worked at Wells Fargo Advisors before joining Raymond James in 2018. Outside of her advisory role, Michelle owns businesses focused on fitness and wellness, including Gaiser Fitness and FASTer Way to Fat Loss, which offers health coaching services. Raymond James & Associates, Inc. is a large dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and municipalities. The firm provides tailored financial planning and advisory services supported by comprehensive research, portfolio management options, and specialized municipal advisory capabilities.

Jacob Kokaly is a financial advisor with OSAIC based in Saginaw, MI, holding Series 63 and Series 65 licenses and possessing eight years of industry experience. His prior work includes roles at Royal Alliance Associates, Signator Investors, Warmels & Comstock, and Michigan State University. Outside of his advisory work, he has been involved in a family-owned bread company, working part-time as a merchandiser. OSAIC serves a diverse range of clients, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services through a large network of advisers and multiple platforms. The firm employs various portfolio construction tools and provides access to third-party money managers and managed-account solutions.

Nathanael Ott is a financial advisor with Thrivent Investment Management in Saginaw, MI, holding a Series 66 designation and 19 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2006. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing comprehensive written recommendations on a variety of financial topics without including implementation. The firm integrates holistic, goal-based analyses with planning and managed-account services under a consolidated billing option called “WealthPlan.”

Jon Frank is a financial advisor at Equitable Advisors in Saginaw, MI, holding a Series 66 designation with nine years of industry experience. He has worked at Equitable Advisors and its predecessor AXA Advisors since 2017 and previously at Premier Financial Group. Outside of his advisory role, he operates a seasonal landscaping business and coaches volleyball at Valley Lutheran High School. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management programs. The firm utilizes a range of in-house and third-party investment models, with advisory services delivered through a network of Investment Adviser Representatives.