Rajwinder Kaur is a financial advisor with Ameriprise in Saginaw, MI, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. Her prior roles include positions at The Huntington National Bank, Principal Securities Inc., and Wells Fargo. Ameriprise Financial Services serves both individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides tailored recommendation reports and ongoing advice focused on reliable income sources and tax-aware withdrawal strategies.

Hunter Keim is a financial advisor at Robert Baird & Co. with a Series 66 designation and two years of industry experience. He has held roles at several organizations including EXP Realty and Mid Michigan College, as well as involvement with The Wanderheart Project / Life Unplugged. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individual, corporate, pension, and charitable clients through a variety of financial planning and portfolio management services. Baird combines internal research and manager oversight with innovative strategies including tax management and model-traded SMA approaches, managing approximately $394 billion in assets as of the end of 2025.

Kelli Mcdonell is a financial advisor with Merrill in Saginaw, MI, holding a Series 66 designation and 18 years of industry experience. She has been with Merrill Lynch since 2005. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Lee Le Roy III is a financial advisor with Ameriprise, holding Series 63 and Series 65 designations and 29 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of advisory work, he serves as a FINRA-vetted arbitrator involved in dispute resolution. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, delivering tailored recommendation reports that integrate research, modeling, and tax-efficiency analysis. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Clark Piper is a financial advisor at J.P. Morgan Securities with 21 years of industry experience. He holds a Series 66 designation and has worked at various J.P. Morgan entities since 2006. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager and fund searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

David Foster is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 18 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as a trustee for his father's trust. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Michael Wegener is a financial advisor with Ameriprise Financial Services LLC, holding a PFS™ designation along with Series 63 and Series 65 licenses. He has 28 years of industry experience, including previous roles at Raymond James & Associates, Wells Fargo Clearing, and Wells Fargo Advisors LLC. Outside of his advisory work, he is involved with OP Leasing, LLC, a rental real estate business. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which focuses on dependable income sources and tax-aware withdrawal strategies.

Nathan Schmidt is a financial advisor with LPL Financial, holding a Series 66 designation and two years of industry experience. Prior to his role at LPL Financial, he worked at Wildfire Credit Union and has a background that includes positions at Exact Sciences and Michigan State University. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors.

Scott Stasik is a Series 66-licensed financial advisor with Equitable Advisors in Saginaw, Michigan, where he has worked since 2000. He has 26 years of industry experience, with prior work at Axa Advisors. Outside of his advisory role, he serves as treasurer for the Lady Hawks softball organization. Equitable Advisors provides financial planning, retirement consulting, and asset management services to individuals, pension plans, corporations, and nonprofit clients through a network of Investment Adviser Representatives. The firm utilizes a variety of third-party advisory models and offers ERISA fiduciary services, focusing on tailored investment solutions without sponsoring its own wrap fee program.

Matthew Murray is a financial advisor at Edward Jones in Midland, MI, holding a Series 66 designation with eight years of industry experience. Prior to joining Edward Jones in 2018, he worked at Airgas USA, LLC for 17 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of advisory strategies, operating under a fiduciary standard and managing approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors.

Joseph Shaver is a CFP® with 19 years of industry experience. He is currently with Ameriprise Financial Services LLC and previously worked for Thrivent Financial for Lutherans and Thrivent Investment Management Inc. for 18 years. He serves as President on the Board of Directors for the Peace Lutheran Church and School Foundation in Saginaw, MI. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written Recommendation Reports and ongoing advice. The firm integrates internal research, third-party data, and algorithmic tools to provide tailored planning within defined enrollment criteria and its affiliated investment ecosystem.

Nicole Sabin is a financial advisor with Ameriprise in Midland, MI, holding Series 63 and Series 66 designations and having 21 years of industry experience. She has worked at Ameriprise since 2017 and previously at Cetera Advisors LLC from 2013 to 2017. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to produce written recommendation reports. The firm provides a wide range of advisory, brokerage, and insurance solutions through affiliated entities and utilizes algorithmic automation alongside oversight committees to generate tailored retirement-income recommendations.

Mc Kenzie Lee is a Series 66-licensed financial advisor with Edward Jones in Midland, MI, with five years of industry experience. Lee has worked with Edward Jones and Edward Jones Investments since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Ellen Martz is a financial advisor with Raymond James & Associates in Saginaw, MI, holding Series 63 and Series 65 credentials and over 42 years of industry experience. She has been with Raymond James since 1999 and also has a long tenure at Roney & Co. Martz serves on multiple nonprofit boards, including as a trustee and officer for organizations such as the Catholic Community Foundation of Mid-Michigan and the JRS Biodiversity Foundation. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, offering financial planning and consulting services with a range of portfolio management styles and affiliated research support.

Sheri Turek is a financial advisor with Ameriprise, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. Her career includes roles at The Huntington Investment Company, Infinex Investments, Flagstar Bank, and J.P. Morgan Securities. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service for clients nearing or in retirement that provides tailored, tax-aware withdrawal strategies and ongoing annual planning advice.

Todd Arner is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and over 26 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2019 and previously spent five years with VOYA Financial Advisors. Arner is also an independent insurance agent and serves as vice president and board member of Westchester Village in Saginaw, MI. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a broad range of clients, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals using various platform arrangements and both proprietary and unaffiliated investment strategies.

Zachary Christensen is a financial advisor with Edward Jones in Bay City, MI, holding CFP® and Series 66 credentials and bringing nine years of industry experience. Before joining Edward Jones in 2017, he worked at Tyin' and Flyin' LLC and The Dow Chemical Company. Outside of his advisory role, he is involved with Triple C LLC, a business focused on buying and reselling collectibles and equipment. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm manages over $1 trillion in assets and offers a wide range of advisory programs, investment strategies, and affiliated services through a nationwide network of financial advisors and branch offices.

Bruce Falcon is a financial advisor at Osaic with 31 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including The O.N. Equity Sales Company, Pruco Securities LLC, and Ohio National Financial Services. Outside of his advisory role, Falcon is involved in several community and entrepreneurial activities, serving on nonprofit boards for a music and film festival and an outdoor beer garden, competing as a professional bowler, and co-owning a portable restroom leasing business. Osaic Wealth, Inc. serves retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers a range of brokerage and advisory services and employs asset-allocation tools and third-party solutions to construct diversified portfolios tailored to client needs.

Jonathan Laundra is a CFP®-certified financial advisor with Edward Jones in Midland, MI, with 19 years of industry experience and 17 years at Edward Jones. He serves as treasurer and director for J.D. Laundra Foundations & Masonry, a construction company, and is the head coach of a middle school boys swim team at the Midland Community Center. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory and investment solutions, supported by a large national network of financial advisors and branch offices.

Zachary Stedry is a CFP® professional with eight years of industry experience currently serving at LPL Financial since 2023. His prior roles include positions at Cetera, Voya Financial Advisors, and Roberts Boehler & Fisher CPAs. He is also involved in an independent insurance agency through Zachary J Stedry, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of financial planning and investment management solutions, including access to model portfolios, third-party asset management, and institutional platforms.