Megan Flood is a financial advisor with LPL Financial in South Burlington, Vermont, holding Series 63 and Series 66 credentials and 19 years of industry experience. She has been with LPL Financial since 2018 and previously worked at Lincoln Financial Securities and ALPS Holdings. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management approaches supported by proprietary and third-party research.

Charles Dinklage is a financial advisor with Equitable Advisors in Burlington, VT, holding Series 63, Series 65, and Series 66 licenses and bringing 30 years of industry experience. He has been with Equitable Advisors since 1995, including its predecessor Axa Advisors, Llc. Outside of his advisory role, he serves as power of attorney for both of his parents. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through third-party programs. The firm employs a hybrid referral and implementation model, utilizing a range of third-party asset managers and LPL programs to tailor advisory services to client goals and risk tolerance.

Gail Whitehouse is a financial advisor at Morgan Stanley with 16 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Smith Barney LLC since 2016. Outside of her advisory role, she is an active musician and singer who performs with various community musical groups, both professionally and voluntarily. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Thomas Sequist is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015. Outside of finance, he is president and co-owner of a manufacturing business for a horse grooming tool and works as a ski instructor at Stowe Mountain Resort. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Danielle Bower is a financial advisor at Morgan Stanley with 20 years of industry experience and holds a Series 66 designation. She previously worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated for 14 years before joining Morgan Stanley in 2017, where she has been with the firm and its private bank division since. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides services through both direct individual plans and Corporate Financial Planning agreements.

Tobin Nadeau is a financial advisor at LPL Financial with 10 years of industry experience. He holds a Series 66 designation and previously worked at Penn Mutual Life Insurance Co and Hornor Townsend & Kent Inc. Outside of his advisory work, he is involved with TAKE IT EASEL LLC, a non-investment-related business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, supported by proprietary research and third-party subadvisors.

M. Elizabeth Fluhr Kay is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. She has been with Morgan Stanley and its affiliates since 2007. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a variety of advisory programs to individuals and institutional clients. The firm emphasizes structured financial planning supported by proprietary tools and serves clients through both direct relationships and corporate agreements.

Jeffery Thompson is a financial advisor with Ameriprise in Essex Junction, VT, holding a Series 66 designation and 17 years of industry experience. He has been with Ameriprise and its affiliated entities since 2013. Outside of advising, he is involved with R&D Holdings LLC, providing concierge client service support for Ameriprise Financial practices. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement who meet certain asset criteria, combining research, modeling, and tax-efficiency analysis to generate written recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions and utilizes algorithmic automation alongside oversight committees to support its retirement planning services.

Zachary Kirka is a financial advisor with Raymond James & Associates holding a Series 66 designation and no prior industry experience. His career background includes roles outside finance, such as working at Ruben James Bar/Restaurant and Vermont National Country Club. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and governmental entities. The firm provides wealth advisory planning and investment consulting through a non-discretionary approach and supports municipal and public finance clients with affiliated capabilities.

Henry Romero is a financial advisor at Edward Jones with seven years of industry experience. He holds the Series 66 designation and previously worked at the United Nations Gift Center for four years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Alec Kurth is a financial advisor at Charles Schwab with the Series 66 and Series 63 licenses and three years of industry experience. He has held positions at Charles Schwab Bank and Charles Schwab since 2022. His prior work includes roles with Sojourners Care Network Crisis Transitional Housing Unit and Vinton County Flood Relief. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering advisory, brokerage, custody, and financial planning services through its integrated wealth advisory programs. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and incorporates multi-asset strategic asset allocation models supported by in-house research.

Patti Steffens is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 16 years of industry experience. She has been with Raymond James & Associates since 2015. Outside of her advisory role, she serves as a notary public. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets, providing wealth advisory and investment consulting services to a diverse client base including individuals, institutions, and government entities.

Catherine Harris is a CFP® and PFS™ credentialed financial advisor with 26 years of industry experience. She is currently with LPL Financial and has been involved with CHS Wealth Management & CPAs, a firm she owns, since 2013. Harris’s background includes roles at Cetera and Becker Professional Education. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, and other institutions through a broad network of investment adviser representatives. The firm offers diversified advisory programs, financial planning, and retirement consulting supported by proprietary and third-party research.

Matthew Smith is a financial advisor at Morgan Stanley with 39 years of industry experience. He holds Series 63 and Series 65 registrations and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 2000. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and offers planning that utilizes structured discovery conversations and firm-approved tools.

Amy Phippen is a financial advisor at Wells Fargo Advisors with two years of industry experience. She holds Series 66 and Series 63 licenses and has previously worked at Northwestern Counseling & Support Services, Grand Isle Supervisory Union, Summit County District Attorney Office, Vail Resorts, and Epoch Investment Partners. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides a broad range of investment and financial planning services to individuals, trusts, and institutional clients. The firm offers tailored recommendations using proprietary research and planning tools, with services covering areas such as retirement, education, risk management, and specialized planning topics.

Heather Lemon is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds Series 63 and Series 66 designations and has worked previously at NBT Bank and LPL Financial. Her current roles include positions with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by firm-approved tools and modeling techniques.

Colleen Tremblay is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. She has worked with Morgan Stanley Private Bank, National Association since 2016 and Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and emphasizes structured planning processes supported by proprietary tools and modeling techniques.

Kimberly Nassar is a financial advisor at Wells Fargo Clearing with 19 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at UBS Financial Services for 14 years. Kimberly also serves as a notary public in South Burlington, Vermont. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services tailored to plan objectives and risk tolerances. The firm’s advisory process is IPS-driven and includes a broader range of financial products than typical large institutional advisers.

David Carris is a financial advisor at Morgan Stanley with 30 years of industry experience. He has held roles at UBS Financial Services and Morgan Stanley Smith Barney LLC prior to his current position. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and firm-approved tools to model outcomes without providing individual security recommendations as part of standalone plans.

Shane Norris is a financial advisor with Mass Mutual Investors Services in Burlington, VT, holding a Series 66 designation and three years of industry experience. Prior to his current role, he worked at WB Mason Company for seven years. Mass Mutual Investors Services operates as a subsidiary of MassMutual, providing ongoing financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs a collaborative, software-driven approach to financial planning and offers specialized services including divorce planning and event-driven planning programs.