Jonathan Wheatley is a financial advisor with Robert W. Baird & Co. in Traverse City, MI, holding a Series 66 designation and six years of industry experience. His prior work history includes positions at Bank of America and Merrill, each from 2020 to 2024, and two decades with the Antrim County Sheriff's Office from 2000 to 2020. The DDK Group at Robert W. Baird & Co., where Wheatley is based, serves a diverse client base including individuals, corporate clients, pensions, and charitable organizations. The firm offers a variety of financial planning, consulting, and portfolio management services that incorporate internal research, manager selection, and oversight, with nearly $394 billion in regulatory assets under management as of December 2025.

Raja Asava is a financial advisor with LPL Financial based in Traverse City, MI, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has previously worked with Spc and Sigma Financial Corporation, as well as Schekpo Inc. Outside of his advisory role, he is involved in tax preparation and accounting through H & R Block, dedicating part of his time to that work. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and corporations nationwide. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research from internal and external sources, with both discretionary and non-discretionary management options.

Brian Percy is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques in its financial planning process.

Peter Braden is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 66 credentials. He has 19 years of industry experience, including five years at Morgan Stanley Private Bank, National Association, prior to joining Cambridge in 2020. Outside of his advisory role, he is a partner in Hearth Sauna Partnership, a business based in Traverse City, MI. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm provides financial planning, investment management, and retirement advisory services through independent financial professionals, offering a variety of portfolio management approaches across multiple platform arrangements.

Daniel Mc Namara is a CFP® and Series 66 credentialed advisor at Charles Schwab with 19 years of industry experience. He has worked at Charles Schwab since 2015 and is also president of TCCSIBL Inc., a company focused on expense and payroll management for franchise operations. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm’s client model combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a broad range of integrated brokerage, custody, and investment services.

Michael Buren is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Chase Bank, N.A. since 2015. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting. The firm uses quantitative asset-allocation modeling combined with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Julio Vozza is a financial advisor at LPL Financial with 12 years of industry experience. He holds the Series 66 designation and has worked at firms including SPC and SIGMA Financial Corporation. Outside of his advisory role, he is president of Drago Construction Services and Vozza Insurance Agency. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers comprehensive financial planning and advisory programs, including discretionary and non-discretionary management supported by in-house and third-party research.

Terry Knott is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2010 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, and it includes a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Jeffrey Pasche is a financial advisor at Raymond James & Associates with 42 years of industry experience. He has been with Raymond James since 1999 and also has a longstanding role at Western Michigan University since 1983. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension plans, and municipal entities. The firm offers financial planning and advisory services supported by a broad range of investment strategies and affiliated research, with a notable presence in municipal advisory services and a comprehensive affiliate network.

Joshua Sprunger is a financial advisor with Thrivent Investment Management in Traverse City, MI, holding a Series 66 credential and eight years of industry experience. He has been with Thrivent since 2017 and previously served at Warren Road Church for eight years. Outside of his advisory role, Sprunger coaches junior high track and basketball and serves on the board of the Northwest Michigan Fellowship of Christian Athletes. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits through its network of financial advisors. The firm offers holistic, goal-based planning focused on a wide range of topics and allows clients to combine planning with managed-account programs under a consolidated billing option called WealthPlan.

Carly Ellis is a CFP® with 25 years of industry experience and has been with Robert W. Baird & Co. since 2002. She is based in Traverse City, MI. Outside of her advisory role, she is involved in managing a rental home in Williamsburg, MI. She is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and charitable organizations. The group provides tailored financial planning and portfolio management services using a mix of in-house and third-party managers with a range of investment strategies and overlays.

Megan Pegan Naylor is a financial advisor at Raymond James Financial with 11 years of industry experience. She holds the Series 66 designation and has been with Raymond James Financial Services Advisors, Inc. since 2015. Outside of her advisory role, she is an associate at Schweitzer Capital Group, LLC, where she performs general office duties. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individual, high-net-worth, institutional, and charitable clients. The firm offers tailored, non-discretionary planning and supports its clients with analytical tools and advisory programs.

Matthew Ligon is a financial advisor with Wells Fargo Clearing in Traverse City, MI, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent seven years at Stifel. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, retirement plan consulting, and brokerage solutions to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and utilizes research from Wells Fargo Investment Institute and third parties to support its investment approach.

Eric Miles is a Managing Director and Wealth Management Advisor at the Portage/Kalamazoo Michigan branch of Merrill Lynch Wealth Management. He has been with Merrill since July 2000 and was Resident Director from 2006 to 2018. In addition to his role at Merrill, Eric serves on the Bank of America Michigan LGBT Pride Leadership Team. Eric provides a team-supported, goals-based financial strategy for high net worth investors, encompassing all aspects of their financial lives. His client focus areas include investment consulting for defined contribution plans, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, portfolio management services, small business strategies, socially responsible and ESG investing, special needs planning strategies, and retirement income. He holds a Bachelor's Degree from Western Michigan University, where he majored in Finance and minored in Economics. Eric has earned the Chartered Retirement Planning Counselor (CRPC) designation. He and his wife, Kim, reside in Kalamazoo with their three children. Eric's personal interests include boating, football, and skiing.

Andrew Maniaci is a financial advisor at LPL Financial in Traverse City, MI, holding Series 63 and Series 66 designations with 20 years of industry experience. He previously worked for Cuso Financial Services, LP for 12 years and currently has an ongoing affiliation with TBA Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party research, and various portfolio management strategies.

Wayne Olivier is a financial advisor with Wells Fargo Clearing in Marquette, MI, holding Series 63 and Series 65 licenses and 34 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2010 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. Their advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in their investment menus.

Cody Holderbecker is a financial advisor at Thrivent Investment Management with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Facet, Edward Jones, Brighthouse Financial, and Enterpointe Wireless. Holderbecker is based in Traverse City, MI. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofits, providing written recommendations across a range of financial planning topics. The firm delivers goal-based analyses and allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan,” while maintaining a separation between planning and portfolio management.

Kristi Avery is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and having 20 years of industry experience. She previously worked at For Investment Partners, Western International Securities, Inc., Financial West Group, and Kevin P. Kelly & Associates. Kristi also serves as a notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

David Graf is a financial advisor at Cambridge Investment Research Advisors with 23 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at MML Investors Services and MassMutual. Outside of his advisory work, Graf is involved in youth soccer as a coach and referee, and he also serves as a coach for Grand Traverse Area Catholic Schools. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, employing both proprietary and third-party strategies tailored to client objectives.

Andrew Weaver is a financial advisor with Edward Jones in Traverse City, MI, holding a Series 66 designation and seven years of industry experience. He worked at Coretek Services from 2015 to 2018 before joining Edward Jones, where he has been since 2018. Outside of advising, he is a co-owner of Sugarhill Farms, LLC, involved in agricultural activities including planting, harvesting, and livestock care. Edward Jones is a full-service wealth management firm serving over four million clients, including individual and institutional investors. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions supported by a nationwide network of advisors and branch offices.