Kristi Avery is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. Her prior roles include positions at For Investment Partners, Western International Securities, Inc., Financial West Group, and Kevin P. Kelly & Associates. Outside of advising, she is a commissioned notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with an investment approach that includes strategic and tactical allocations as well as third-party asset management.

David Graf is a financial advisor at Cambridge Investment Research Advisors with 23 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at MML Investors Services and MassMutual. Outside of his advisory work, Graf is involved in youth soccer as a coach and referee, and he also serves as a coach for Grand Traverse Area Catholic Schools. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, employing both proprietary and third-party strategies tailored to client objectives.

Andrew Weaver is a financial advisor with Edward Jones in Traverse City, MI, holding a Series 66 designation and seven years of industry experience. He worked at Coretek Services from 2015 to 2018 before joining Edward Jones, where he has been since 2018. Outside of advising, he is a co-owner of Sugarhill Farms, LLC, involved in agricultural activities including planting, harvesting, and livestock care. Edward Jones is a full-service wealth management firm serving over four million clients, including individual and institutional investors. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions supported by a nationwide network of advisors and branch offices.

Shereen Boyer is a CFP® practitioner with 34 years of experience in financial services. She is currently with Morgan Stanley and has previously worked at Bank of America and Merrill. She serves on the Endowment Committee of Old Trail School, advising on fundraising strategy. Morgan Stanley Wealth Management provides a range of advisory programs for individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process includes structured discovery and scenario modeling, delivering advisory services without individual security recommendations as part of standalone plans.

Lisa Brantley is a financial advisor with Primerica Advisors in Traverse City, MI, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. She has been with Primerica Advisors since 1991 and has also worked at Communities First Inc, Cornerstone, and the Flint & Genesee Chamber of Commerce. In addition to investment advisory services, she receives compensation for sales of loan products and home security referrals through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-driven strategies managed by third-party asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Rebecca Ann Miller is a financial advisor with UBS Financial Services in Traverse City, MI, holding a Series 66 designation and 12 years of industry experience. She previously worked at Morgan Stanley before rejoining UBS, where she has been since 2014. Outside of her advisory work, she coaches within the Frankenmuth School District and serves on the board of directors for Impact 100 Traverse City, where she leads the Financial Review team evaluating grant applications from local nonprofits. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary capital market research with customized financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, providing a broad range of investment and capital markets solutions.

Rebecca Teahen is a financial advisor with Robert W. Baird & Co. in Traverse City, MI, holding a Series 66 designation and four years of industry experience. Prior to joining Baird, she worked at Northwestern Michigan College for twelve years. She serves as a board member and treasurer for 20 Fathoms, a local organization, and is a limited partner in Teahen Farms LLC. Baird’s Private Wealth Management team, including the DDK Group, serves individuals, corporate clients, pensions, and charitable organizations, offering financial planning, portfolio management, and custody services. The firm employs manager-traded and model-traded SMA strategies, tax management, and internal research tools, and manages approximately $394 billion in regulatory assets as of December 2025.

Kevin Dunklow is a financial advisor with Stifel, holding a Series 66 designation and eight years of industry experience. Prior to joining Stifel in 2021, he worked at Edward Jones from 2017 to 2021 and served with the Traverse City Police Department for 13 years. He is a board member of Charlie Golf One, a nonprofit focused on affordable housing and programs for veterans in the Traverse City community. Stifel serves a diverse client base including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to support asset allocation, retirement, insurance, and estate planning analyses.

Meghan Dykstra is a CFP® professional with 21 years of experience in the financial services industry. She currently serves with Cambridge Investment Research Advisors and has held previous roles at Securities America Advisors and Securities America, Inc. She is president of the Vasa Ski Club/Raptors in Traverse City, MI, where she volunteers. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through independent Financial Professionals, utilizing proprietary and third-party model strategies across multiple platform arrangements.

Hannah Sweeney is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and seven years of industry experience. She has been with Wells Fargo Clearing since 2018 and has held teaching positions at Ferris State University and Northwestern Michigan College. Additionally, she serves as a trustee of a family trust in Traverse City, MI. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is grounded in modern portfolio theory and includes a comprehensive investment menu that features insurance-related vehicles and bank deposit sweep options.

Maryann Shepherd is a financial advisor with Cambridge Investment Research Advisors in Traverse City, MI, holding Series 63 and Series 66 designations and 25 years of industry experience. She has been with Cambridge Investment Research Advisors and Cambridge Investment Research Inc. since 2014. Outside of her advisory role, she works as an independent insurance agent for various companies. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing multiple portfolio management platforms and a range of investment strategies.

David Schweitzer is a financial advisor with Raymond James Financial in Traverse City, MI, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been associated with Raymond James Financial Services, Inc. since 1999 and founded Schweitzer Capital Group, LLC in 2011. He currently serves on the board of Wolverine Power Cooperative, an electric power generation nonprofit. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and nonprofit organizations. The firm offers tailored, non-discretionary planning and consulting supported by analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Philip Bocketti Jr. is a financial advisor at UBS Financial Services with 33 years of industry experience. He has been with UBS Financial Services Inc. since 1991. Bocketti serves on the Board of Directors for Make-A-Wish Michigan, a nonprofit organization that grants wishes to children with critical illnesses. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients using a combination of financial planning, portfolio management, and research-driven asset allocation. The firm integrates institutional trading capabilities with wealth management services and offers a broad range of capital markets and advisory solutions.

Mark Zivkovich is a financial advisor with J.P. Morgan Securities LLC, holding a Series 66 designation and 27 years of industry experience. He has worked at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2018 and previously spent 18 years at Scottrade, Inc. There are no additional notable outside activities reported. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, employing a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework. The firm’s advisory services are offered on a non-discretionary basis through a select group of Wealth Advisors.

Paul Bonaccini is a financial advisor with Ameriprise in Traverse City, MI, holding a Series 63 designation and bringing 36 years of industry experience. His prior roles include six years at Wedbush Securities Inc and 20 years at Raymond James & Associates. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement-income planning and ongoing advice, utilizing investment research and algorithmic tools to support asset allocation and withdrawal strategies.

Kurt Rivard is a CFA® charterholder with 41 years of industry experience, currently serving as an advisor at Robert Baird & Co. since 1993. He is also a certified ski instructor and member of the Professional Ski Instructors of America, working part-time at Crystal Mountain Resort. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which advises a broad range of clients including individuals, families, pensions, and charitable organizations. The group offers tailored investment strategies through a combination of in-house and third-party managers, providing services from financial planning to discretionary portfolio management.

Joseph Wieske is a CFA® charterholder with 39 years of industry experience. He is currently an advisor at Ameriprise in Traverse City, MI, having joined the firm in 2026. His prior experience includes roles at The Huntington Investment Company and Incapital LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning advice, emphasizing dependable income sources and tax-aware withdrawal strategies.

William Kildee is a financial advisor with Ameriprise in Traverse City, MI, holding Series 63 and Series 65 credentials and 32 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Kildee is also involved in independent insurance brokering and manages office operations through Kildee & Associates, LLC. Ameriprise Financial Services is a large diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning that includes written Recommendation Reports and ongoing tax-aware withdrawal strategies. The firm’s retirement income service combines internal research and third-party data and operates within a defined investment framework influenced by affiliated product relationships.

John Kish Jr. is a financial advisor with Ameriprise, holding Series 63, 65, and 66 designations and possessing 36 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of advising, he is a co-owner of a property management business in Northville, Michigan, and is involved in independent insurance brokering. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Robert Revett is a financial advisor with Ameriprise in Traverse City, MI, holding Series 63 and Series 65 licenses and 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Revett serves on the board of directors for the Miller Creek Commerce Association and is involved in several local business ventures related to real estate and property management. Ameriprise is a large institutional firm that offers a specialized retirement-income planning service for individuals with significant investable assets, combining research-driven modeling and tax-smart strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.