Chad Bouma is a financial advisor at Cetera with 25 years of industry experience and holds Series 63 and Series 66 credentials. He has been with Cetera since 2013 and also works with Hillco Contracting, where he performs construction labor. Bouma is a member of Northwest Capital Management LLC, a financial services and insurance business. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform that includes discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Todd Van Mersbergen is a financial advisor with Cetera, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Avantax Insurance Services and operating his own firm, VM Financial, LLC. Outside of finance, he manages multiple berry farming operations and provides accounting and tax preparation services through Maas CPA. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes both affiliated and third-party managers.

Blayne Barnhart Jr. is a financial advisor at Ameriprise with 39 years of industry experience. He has been with Ameriprise and its predecessor firm since 1987. Outside of his advisory role, he is a shareholder and manager at Momentum Partners, LLC. Ameriprise provides retirement-income planning services primarily to individuals with significant investable assets, offering tailored recommendations on income sources, Social Security, and tax-smart withdrawal strategies. The firm combines research and modeling with advisory oversight to deliver structured, algorithm-supported retirement income plans.

Dorothy Whitman is a financial advisor with LPL Financial in Ferndale, WA, holding a Series 66 designation and 17 years of industry experience. Her prior roles include positions at Key Investment Services, Securities America Advisors, Allstate Financial Services, and Ameriprise. She serves as the International Chair for Sunrise Rotary Bellingham, where she assists with organizing international events and coordinating communication and travel. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with a range of discretionary and non-discretionary investment strategies.

Colin Hawkes is a CFP® professional with 26 years of industry experience, currently with Wells Fargo Clearing since 2026. He previously worked at RBC Capital Markets for three years and UBS Financial Services for seventeen years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Matthew Kok is a financial advisor at LPL Financial with 28 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. His prior experience includes roles at Raymond James Financial Services and Eagle Strategies. Kok is also involved with KJ Wealth Group LLC, a business entity primarily for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of solutions including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advanced operational tools and oversight of substantial discretionary assets.

Joseph Carpenter is a financial advisor with LPL Financial in Bellingham, WA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He worked at Merrill from 1999 to 2012 before joining LPL Financial, where he has been since 2012. He also provides occasional notary public services for clients. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Jenny Zheng is a financial advisor at Wells Fargo Clearing with a Series 66 designation and three years of industry experience. Prior to joining Wells Fargo, she worked at Bright Horizons at University Village for two years and at Xing's Panda Palace for five years. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Nancy Fortier is a financial advisor with LPL Financial based in Bellingham, WA, holding a Series 66 designation and six years of industry experience. She has worked at LPL Financial and Peoples Bank since 2017 and previously was employed by Peace Health Medical Group and taught at Whatcom Community College and Western Washington University. Outside of advising, she is also employed as a dishwasher at Tino's Pizza & Pasta Co. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a large network of representatives to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment programs, utilizing both proprietary and third-party strategies, and supports advisors with advanced operational and research tools.

Joseph Silva is a financial advisor with Morgan Stanley in Bellingham, WA, holding a Series 66 credential and six years of industry experience. His career has been focused at Morgan Stanley since 2019, including roles with Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Prior to entering the financial industry, he worked at Wesspur Tree Equipment Inc. and spent two years as a full-time student. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including financial and estate planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market modeling in its advisory process.

Joshua Fish is a CFP® and holds a Series 66 license, working as a financial advisor with Edward Jones in Bellingham, WA. He has eight years of industry experience, including six years at Lake Padden Golf Course prior to joining Edward Jones in 2017. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including various types of households, pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory strategies and affiliated investment products, operates under a fiduciary standard, and maintains one of the largest networks of financial advisors and branch offices in the industry.

William Tuttle is a Series 66-registered financial advisor with 21 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously held positions at Chase Investment Services Corp., Wamu Investments, Inc., and Key Investment Services LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers both brokerage and advisory solutions and manages approximately $671 billion in assets through a network of over 14,000 financial advisors.

Richard Donahue is a CFP® professional with 60 years of industry experience currently affiliated with LPL Financial. His prior roles include positions at Cetera Advisor Networks, CWM, LLC, and Linsco/Private Ledger Corp., among others. Outside of advisory services, he is involved in insurance-related activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by advanced operational tools.

Andre Triplett Jr. is a financial advisor at LPL Financial holding a Series 66 designation with one year of industry experience. He attended Eastern Washington University and has worked at LPL Financial since 2025. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, with advisory services supported by technology and a broad range of financial products.

James Gruett is a financial advisor with Morgan Stanley in Bellingham, WA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm‑approved tools and modeling techniques.

Monisha Brandt is a CFP®-designated financial advisor with Edward Jones in Ferndale, WA, and has 21 years of industry experience. She previously worked at Merrill for four years before joining Edward Jones in 2009. Brandt serves as secretary for the Kulshan Ridge Pony Club in Lynden, WA. Edward Jones is a full-service wealth management firm serving over four million clients, including both individual and institutional investors. The firm offers a range of advisory strategies and affiliated investment products, operating under a fiduciary standard with a large national network of advisors and branch offices.

Eric Morgan is a financial advisor with LPL Financial, holding a Series 66 designation and 20 years of industry experience. He previously worked at Merrill for six years before joining LPL Financial in 2012. Outside of his advisory role, he also offers notary public services at no cost to clients of Spinnaker Financial Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing model portfolios, third-party subadvisors, and customized strategies.