Catherine Harris is a CFP® and PFS™ credentialed financial advisor with 26 years of industry experience. She is currently with LPL Financial and has been involved with CHS Wealth Management & CPAs, a firm she owns, since 2013. Harris’s background includes roles at Cetera and Becker Professional Education. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, and other institutions through a broad network of investment adviser representatives. The firm offers diversified advisory programs, financial planning, and retirement consulting supported by proprietary and third-party research.

Matthew Smith is a financial advisor with Morgan Stanley in Colchester, VT, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Alice Weir is a financial advisor with LPL Financial in Plattsburgh, NY, holding a Series 63 license and 13 years of industry experience. She has worked with NBT Financial Services and LPL Financial since 2016. Outside her advisory role, she serves as a Clinton County Notary Public and is involved with the NBT Insurance Agency, marketing and servicing fixed insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including model portfolios and retirement plan consulting, supported by a national network of investment adviser representatives.

Amy Phippen is a financial advisor at Wells Fargo Advisors with two years of industry experience. She holds Series 66 and Series 63 licenses and has previously worked at Northwestern Counseling & Support Services, Grand Isle Supervisory Union, Summit County District Attorney Office, Vail Resorts, and Epoch Investment Partners. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides a broad range of investment and financial planning services to individuals, trusts, and institutional clients. The firm offers tailored recommendations using proprietary research and planning tools, with services covering areas such as retirement, education, risk management, and specialized planning topics.

Heather Lemon is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds Series 63 and Series 66 designations and has worked previously at NBT Bank and LPL Financial. Her current roles include positions with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by firm-approved tools and modeling techniques.

Colleen Tremblay is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. She has worked with Morgan Stanley Private Bank, National Association since 2016 and Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and emphasizes structured planning processes supported by proprietary tools and modeling techniques.

Kimberly Nassar is a financial advisor at Wells Fargo Clearing with 19 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at UBS Financial Services for 14 years. Kimberly also serves as a notary public in South Burlington, Vermont. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services tailored to plan objectives and risk tolerances. The firm’s advisory process is IPS-driven and includes a broader range of financial products than typical large institutional advisers.

David Carris is a financial advisor at Morgan Stanley with 30 years of industry experience. He has held roles at UBS Financial Services and Morgan Stanley Smith Barney LLC prior to his current position. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and firm-approved tools to model outcomes without providing individual security recommendations as part of standalone plans.

Shane Norris is a financial advisor with Mass Mutual Investors Services in Burlington, VT, holding a Series 66 designation and three years of industry experience. Prior to his current role, he worked at WB Mason Company for seven years. Mass Mutual Investors Services operates as a subsidiary of MassMutual, providing ongoing financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs a collaborative, software-driven approach to financial planning and offers specialized services including divorce planning and event-driven planning programs.

Hans Asoera is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. He worked at Edward D. Jones & Co., L.P. for 31 years before joining Raymond James in 2020. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutional clients, charitable organizations, and government entities. The firm provides financial planning and investment consulting through a variety of portfolio management styles and offers municipal advisory services alongside market-making and execution in municipal and government bonds.

Kristin Dearborn is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Edward Jones since 2017. Prior to joining Edward Jones, she worked at Peterson Consulting Inc, Starbucks, and Vermont Energy Investment Corporation. Outside of her advisory role, Dearborn is a published fiction writer with multiple royalties from short stories and novels, and she serves as president of the South Burlington Rotary Club. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Joshua Daly is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 credentials and nine years of industry experience. He has worked at Morgan Stanley since 2021 and previously spent 11 years with Fidelity Charitable. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Brenda Kelley is a financial advisor with Raymond James & Associates in Burlington, VT, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. She has been with Raymond James & Associates since 2016. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension and profit-sharing plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions supported by a nationwide adviser network.

Katherine Cunyas Torres is a financial advisor with J.P. Morgan Securities and holds the Series 66 designation. She has five years of industry experience, including prior roles at Morgan Stanley and New England Federal Credit Union. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with brokerage and investment management capabilities.

Shawn Zwick is a financial advisor at Mass Mutual Investors Services with one year of industry experience. He holds a Series 66 designation and has worked previously at Akron Cotton Products Inc. and Servpro of Burlington/Middlebury. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, goal-oriented planning engagements.

Amos Robinson is a financial advisor at Charles Schwab with 25 years of industry experience. He holds Series 65, Series 66, and Series 63 licenses. His prior experience includes roles at ThomasPartners, Inc., Windhaven Investment Management, and various Charles Schwab affiliates. He serves as a member of the investment committee at Saint Michael's College, overseeing the school's endowment. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, supported by a centralized operational structure.

Colin Pomer is a financial advisor with Mass Mutual Investors Services who holds a Series 66 designation and has five years of industry experience. He has worked at MML Investors Services since 2021 and has prior experience with MassMutual Life Insurance Company and National Life Group. Outside of financial advising, he is a co-owner of a CrossFit gym and serves as treasurer for a youth mental health organization. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs and educational seminars with a collaborative, goal-oriented planning process.

Aaron Glosser is a CFP®-certified financial advisor with 12 years of industry experience, currently practicing at Edward Jones in Colchester, VT since 2013. He holds the Series 66 designation and has maintained a role at Edward Jones throughout his career. Outside of advising, he has experience as an owner maintaining a rental property in Colchester. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Danielle Gilbert Richard is a Wealth Management Advisor with Merrill Lynch Wealth Management, where she has worked since 2000. She leads The GRK Group with her partner, Dorota Kim, providing personalized financial strategies that focus on clients' goals and aspirations. Danielle holds the CERTIFIED FINANCIAL PLANNER® certification and the Chartered Retirement Planning Counselor™ designation, along with several other professional credentials. Her practice serves clients in Vermont and ten other states, specializing in areas such as family wealth management, portfolio management, philanthropic planning, and socially responsible investing. Danielle graduated from the University of Vermont with a Bachelor's degree in Natural Resources. She is a past board member of the University of Vermont Medical Center Foundation and of the Mary Haas Ovarian Cancer Early Detection Foundation. Throughout her career, Danielle has been recognized on various lists including Forbes' "America's Top Women Wealth Advisors," Forbes' "Best-in-State Wealth Advisors," Working Mother/SHOOK Research's "Top Wealth Advisor Moms," and Barron's "America's Top 1,000 Advisors: State-by-State." Outside of her professional work, Danielle enjoys boating, hiking, traveling, and spending time with her family. She lives with her husband and their son in Shelburne, Vermont.

Laurie Messier is a financial advisor with Morgan Stanley in Colchester, VT, holding a Series 66 designation and 31 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.