Daniel Phillips is a financial advisor with GWN Securities Inc. in Jackson, NJ, holding a Series 66 designation and 24 years of industry experience. He has been with GWN Securities since 2014. In addition to his advisory role, he is involved in selling life, health, and long-term care insurance products to clients. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm manages approximately $3.65 billion across more than 37,000 client accounts and offers a range of managed-account programs, including legacy market-timing and momentum-based strategies.

Ronald Lomangino is a financial advisor at Kestra Advisory with 33 years of industry experience. He holds the ChFC® designation as well as Series 63 and 65 licenses. His prior experience includes roles at Commonwealth Financial Network, Everbank, Securities America Advisors, and Cetera Advisors. Lomangino is the owner and managing director of Dynasty Advisors LLC, where he manages day-to-day operations and client relations. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse range of institutional and individual clients, including large plan sponsors. The firm offers services such as fiduciary consulting, plan design, and employee education, supporting recommended investments with due diligence on performance, fees, and manager tenure.

Megan Schneider is a financial advisor with Guardian Life and holds a Series 66 designation. She has eight years of industry experience, including roles at LPL Financial and Park Avenue Securities. Schneider is currently based in Wall, NJ. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, businesses, and charitable organizations, offering a range of financial planning and investment management solutions through both advisor-led and model-based strategies.

John Spottke is a financial advisor at Guardian Life with 39 years of industry experience. He holds the ChFC® and Series 63 designations and has worked at Mass Mutual Life Insurance Company since 1986 and at Park Avenue Securities since 2016. Outside of his advisory role, he serves as Director Emeritus and Chairman of the Annual Golf Outing for the Jersey Shore Chamber of Commerce. Park Avenue Securities, a subsidiary of Guardian Life, provides brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, charitable organizations, and businesses. The firm offers tailored client relationships through a mix of advisor-led discretionary management, model-based strategies, and digital advisory solutions.

Prescilla Ting Murphy is a financial advisor at Citizens Securities, Inc. with four years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Santander Securities, LLC and Citizens Bank. Additionally, she serves as a Notary Public in New Jersey. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs as well as brokerage and insurance services. The firm’s offerings include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Charles Maratta is a financial advisor with Empower Advisory Group in Toms River, NJ, holding Series 63 and Series 65 licenses and a CRPC designation. He has 14 years of industry experience, including roles at GWFS Equities and PNC Investments. He is also a registered New Jersey notary, though he does not engage in notary activities professionally. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, leveraging an integrated model tied to Empower’s administrative platforms. The firm’s approach focuses on long-term portfolio returns, annual rebalancing, and clients’ savings rates through a combination of point-in-time financial plans and optional managed account solutions.

Lisa Parisi is a financial advisor at PNC Wealth Management with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has been with PNC since 2015, including roles at PNC Investments and PNC Bank. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including the Portfolio Solutions Strategist Digital Offering, an invitation-only online, discretionary model account available to select employees. The program uses algorithmic risk assessment and approved model strategies executed via mutual funds and ETFs, with portfolio management delegated to third parties.

Louis Esposito is a financial advisor with United Planners' Financial Services of America, holding a Series 66 designation and 20 years of industry experience. His prior roles include positions at LPL Financial, Cadaret, Grant & Co., Inc., Trans World Assurance, and Woodbury Financial Services. In addition to advisory work, he operates as an insurance agent specializing in non-variable insurance and serves as managing partner of Mendham Wealth Management, a marketing entity. United Planners Financial Services serves a diverse client base including individuals, corporations, and institutional clients, offering financial planning, portfolio management, retirement plan services, and brokerage solutions through a network of 477 independent advisors. The firm employs an open-architecture platform with multiple custodians and third-party money managers, primarily managing non-discretionary assets.

Jennifer Chapman is a financial advisor at Mariner with a Series 65 designation and one year of industry experience. She has been with Mariner since 2014. Mariner serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and private funds. The firm offers investment management, financial planning, retirement plan consulting, and coordinated tax and family office services, utilizing discretionary portfolios supported by both in-house research and third-party managers.

Richard Poveromo is a financial advisor at SPC with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has been with SPC and Sigma Financial Corporation since 2005. Outside of his advisory work, he is a fiction writer and self-publishes novels under his imprint, Blue Coral Books, and also assists with his wife's resale business. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors, employer-sponsored plans, charitable organizations, and corporate clients. The firm supports a large advisory network and offers tailored, discretionary investment advice delivered at the individual advisor level.

Richard Pasick is a financial advisor with Guardian Life, holding the ChFC® designation and Series 63 license, and has 40 years of industry experience. He has worked with Park Avenue Securities and Guardian Life since 2016 and has been with Congilose & Associates since 1983. In addition to his advisory role, he conducts Social Security workshops and provides coaching and education to other agents. Park Avenue Securities, a wholly owned subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, and charitable organizations. The firm combines discretionary management with model-based strategies and provides a range of financial planning and consulting services tailored to client needs.

Daravy Son is a financial advisor with Allworth Financial, L.P., holding Series 63 and Series 65 credentials and having 30 years of industry experience. He worked at George McKelvey Co., Inc. for 21 years before joining Allworth Financial in 2024. Allworth Financial serves a diverse client base including individual and high-net-worth investors, pension plans, trusts, corporations, and charitable organizations. The firm employs a combination of quantitative and qualitative analysis to offer customized portfolio management and financial planning, utilizing various investment strategies and managing both wrap and non-wrap programs.

Eric Colella is a financial advisor with Kestra Advisory Services, LLC, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. Prior to joining Kestra in 2025, he spent nine years with Commonwealth Financial Network. He is also an insurance agent with Dynasty Advisors LLC, a role he has held since 2005. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad range of institutional and individual clients. The firm offers services including plan design, fiduciary consulting, investment advice, and employee education, serving clients such as large institutional investors and sovereign wealth funds.

Andrew Despotakis is a CFP® professional with nine years of industry experience, currently serving as an advisor at Mariner Wealth Advisors. His prior experience includes roles at Msec, LLC, CETERA Advisor Networks, and Wealth Enhancement Advisory Services. Outside of his advisory work, he owns Monument Fingerboards, a business that manufactures miniature skateboard products, and he is also a piano composer who publishes original piano content. Mariner Wealth Advisors serves a diverse client base, including high-net-worth individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement consulting, and tax services. The firm employs a discretionary, customized investment approach supported by an internal portfolio management team and integrates tax and accounting services alongside traditional portfolio management.

Alexander Saulon Jr. is a financial advisor with Kestra Advisory Services, LLC, holding a CFP® designation and over 28 years of industry experience. His prior roles include positions at Commonwealth Financial Network and Everbank. He is also involved with Dynasty Advisors LLC, where he provides comprehensive financial planning and life and health insurance services. Kestra Advisory Services offers investment advisory and retirement-plan consulting to institutional and individual clients, providing fiduciary consulting, plan design, employee education, and access to multiple management platforms and third-party managed solutions. The firm serves a diverse client base, including large institutional investors and sovereign wealth funds, with approximately $79.8 billion in assets under management.

Evan Ha is a financial advisor at Bankers Life Advisory Services, Inc. with 15 years of industry experience. He holds the Series 66 designation and has worked within various divisions of Bankers Life since 2007. In addition to his advisory role, he is appointed as an insurance agent with Bankers Life and Casualty, writing business related to Medicare Supplement, annuities, life, health, and long-term care insurance products. Bankers Life Advisory Services, Inc. primarily serves mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan consulting. The firm employs fundamental, technical, and cyclical analyses to create customized asset allocations and portfolio management strategies tailored to clients’ goals and risk tolerances.

Matthew Golizio is a financial advisor with Valic Financial Advisors who holds a Series 66 credential and has 24 years of industry experience. His prior firms include Merrill and Ascensus. Outside of his advisory career, he operates Jersey Shore Photo Booths, providing photography and photo booth services for events such as weddings and sweet 16s. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors. The firm manages approximately $29.2 billion and emphasizes centralized technology and model solutions in its service delivery.

Stanley Alterman is a financial advisor with Osaic Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. He previously worked for American Portfolios Financial Services, Inc. for 20 years before joining Osaic Advisory Services. Outside of his advisory role, he teaches sailing through the SEAS Society for the Education of American Sailors and serves as president of the Summit Condo Association. Osaic Advisory Services, LLC is an SEC-registered enterprise firm serving a diverse client base including individuals, pension plans, corporate and charitable entities, and sovereign wealth funds. The firm offers a range of services such as representative-managed programs, retirement plan consulting, financial planning, and access to alternative investments, utilizing various investment strategies and platform relationships.

Heather Barone is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and 20 years of industry experience. She has worked at EPA Financial Services since 1991, where she is also president and part owner, and has held positions at Ameriprise Financial Advisors and Cambridge Investment Research. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides advisory programs, technology, compliance, and practice-management support, enabling advisors to construct customized portfolios and access discretionary model portfolios managed by its Investment Management and Research team.

John Shibles is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. Prior to joining Commonwealth in 2017, he worked at Regal Securities for 11 years and Shibles Brothers LLC for 19 years. Outside of his advisory role, he is involved in commercial real estate management as a co-owner and executive of multiple entities in New Jersey. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing roughly $213 billion in client assets. The firm offers a broad adviser-support platform including discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and custody/clearing services, enabling advisors to implement portfolios through both internal models and external platforms.