Michael Soriero is a CFP® with 39 years of industry experience. He is currently with SPC and has been with the firm since 2008. He also has ongoing roles at SIGMA Financial Corporation and Senior Planning Associates, where he has worked since 1989. He is involved in the sale of various insurance products through multiple insurance companies. SPC provides investment management, financial planning, and retirement-plan advisory services to a wide range of clients, including individual investors, employer-sponsored retirement plans, charitable organizations, and corporate clients. The firm supports a large advisory network and offers tailored, discretionary investment advice delivered at the individual advisor level.

Chad White is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His career includes 18 years at LPL Financial prior to joining Commonwealth and Safe Harbor Wealth Management Inc. He also owns Ocean Tax Pros, LLC, which provides tax preparation services. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing over $212 billion in client assets. The firm offers a comprehensive adviser-support platform including managed-account programs, access to third-party asset managers, and custody services.

Elena Ptchelintseva is a financial advisor at Primerica Advisors with 21 years of industry experience. She holds a Series 66 designation and has worked extensively with Park Avenue Securities and Guardian Life Insurance. Outside of her advisory role, she serves as Vice President Chair of a BNI Networking Organization. Primerica Advisors operates as an enterprise with a large team of advisors, serving a diverse retail client base including individual, high-net-worth, charitable, and corporate clients. The firm offers a range of brokerage and advisory services, utilizing proprietary and third-party investment strategies across various account types and financial planning solutions.

Barry Nash is a financial advisor with Primerica Advisors, holding Series 63 and Series 66 licenses and possessing 39 years of industry experience. He has worked at Park Avenue Securities since 2014 and Guardian Life Insurance since 2013. Outside of his advisory roles, he serves on the board of directors and volunteers at The Strand Theater in Lakewood, NJ. Park Avenue Securities serves a diverse retail client base with brokerage and advisory services, including financial planning, retirement consulting, and business consulting. The firm employs a range of investment strategies through proprietary models, third-party managers, and digital advice platforms, managing approximately $15 billion in regulatory assets under management.

John Sheehan is a Series 65 licensed advisor with Mariner, based in Manasquan, NJ, and has three years of industry experience. He has been with Mariner Wealth Advisors since 2021. Sheehan serves as a board member of the Manasquan High School Academy of Finance, participating in quarterly meetings focused on student events. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and tax services. The firm employs discretionary, customized portfolios supported by in-house research and third-party managers, with additional capabilities in tax integration and financial wellness solutions.

Nicholas Raffetto is a CFP® with 14 years of industry experience, currently serving as a Senior Wealth Advisor at Mariner. His career includes roles at Msec, LLC, Capital Analysts, Inc., and Lincoln Investment. Raffetto works with clients to develop and implement financial plans and investment strategies. Mariner serves a diverse client base—including high-net-worth individuals, pension plans, trusts, and charitable organizations—offering investment management, financial planning, retirement plan consulting, and coordinated tax and family office services. The firm employs customized discretionary portfolios supported by an internal investment team and integrates comprehensive tax and accounting capabilities uncommon for a firm of its scale.

Christopher Giberson is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and has been with Merrill since 2017. Prior to this, he was involved with Neptune Ale House LLC for one year. Outside of his advisory role, he serves as the executor of his parents’ Will. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Eugene Sninski II is a financial advisor with LPL Financial who holds Series 63 and Series 65 credentials and has 17 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wachovia Bank, N.A. He is also a commissioned notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a variety of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Thomas Tonkovich is a financial advisor with Morgan Stanley Wealth Management, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He has worked with Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank since 2017, and prior to that, he was with Wells Fargo Advisors and Wells Fargo Clearing. Outside of finance, he is a part-owner of the Philly Pretzel Company in Red Bank, NJ. Morgan Stanley Wealth Management serves individual and institutional clients, offering tailored financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to support its advisory services.

Cosmo Fontana is a financial advisor with UBS Financial Services in Wall, NJ, holding Series 63 and Series 66 credentials and bringing 36 years of industry experience. He has been with UBS Warburg LLC since 2000. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research to tailor investment strategies to client goals.

Jennifer Tennsingque is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. She holds Series 63 and Series 66 credentials and previously worked at Morgan Stanley for six years before joining J.P. Morgan in 2022. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, delivering asset-allocation advice, investment manager searches, and customized performance reporting on a non-discretionary basis. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Michael Hrehovcik is a financial advisor with Primerica Advisors in Manchester, NJ, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1987. Outside of advisory work, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and discretionary separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure to manage client portfolios.

Efraim Yungreis is a financial advisor with LPL Financial in Lakewood, NJ, holding Series 63 and Series 65 licenses and nine years of industry experience. Prior to joining LPL Financial in 2018, he worked at MML Investors Services, MassMutual Life Insurance Company, and Crawford Lake Capital. He has also been involved with Beth Medrash Govoha since 2012. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, utilizing model portfolios and research from multiple sources, and provides both discretionary and non-discretionary management tailored to client needs.

Melissa Dineen is a financial advisor with Cetera, holding Series 63 and Series 66 designations and 13 years of industry experience. Her career includes roles at Kearny Bank, Santander Bank, and Investors Bank. She is based in Toms River, NJ. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and consulting services through a multi-manager platform with over 10,000 advisors and approximately $256 billion in assets under management.

Thomas Defino is a financial advisor with Morgan Stanley in Toms River, NJ, holding a Series 66 designation and three years of industry experience. His career includes roles at Morgan Stanley Private Bank and Morgan Stanley, as well as prior work at Venture Solar, Unum, and Theory. Outside of finance, he is involved in soccer training through his role at Celtic Elite Training Academy. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutions, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market simulations.

Jason Ritter is a financial advisor at Equitable Advisors with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Equitable Advisors since 2014, including prior work at Axa Advisors. Outside of his advisory role, he is involved with Professional Group Plans, Inc., a health insurance business. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Thomas Shapero is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He has worked at various Wells Fargo entities since 2015 and currently leads Beacon Wealth Advisors, LLC, a separate investment-related business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients offering a range of investment and financial planning services that include both broad and specialized planning areas, utilizing Wells Fargo’s research and tools to develop tailored recommendations.

Michael Clark is a financial advisor at OSAIC with 44 years of industry experience. He holds a Series 66 designation and has worked at OSAIC since 2024, following an 18-year tenure at American Portfolios Financial Services, Inc. He also operates Michael F. Clark Associates, which he has managed since 1980. OSAIC serves a broad range of retail and institutional clients, including high-net-worth individuals, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services through multiple platforms, employing asset-allocation tools, risk assessments, and automated rebalancing to construct diversified portfolios.

Vincenzo Barba is a CFP® professional with 32 years of industry experience, currently affiliated with LPL Financial. He previously operated V. Barba Company for 15 years while maintaining his role at LPL Financial since 2003. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing a range of model portfolios and research resources.

Denise Wiggins is a financial advisor at Equitable Advisors with 12 years of industry experience. She holds a Series 66 designation and has worked at Equitable Advisors since 2014. In addition to her advisory role, she operates Denise Wiggins Certified Public Accountant LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, offering financial planning and access to asset management through various third-party programs and a hybrid referral and implementation model.