Richard Rivere is a CFP® with 18 years of industry experience, currently serving at J.P. Morgan Securities. He has been with J.P. Morgan Securities LLC since 2013 and was involved with the Manalapan Soccer Club from 2017 to 2022. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory services with brokerage, distribution, and investment management capabilities.

Carmen Memoli is a financial advisor at Cetera with 16 years of industry experience. She holds the Series 63 and Series 65 designations and has worked at firms including Avantax Advisory Services and her own accounting firm, Memoli & Company P.C. Memoli is active in her community through multiple treasurer and board member roles in local school districts, political organizations, and public authorities. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, providing advisors with access to affiliated and third-party investment strategies across various program structures.

Scott Waldron is a financial advisor at Fidelity with a Series 66 designation and approximately 1 year of industry experience. His prior work includes positions at Northwestern Mutual Investment Services LLC and various roles outside the financial industry. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios and delegates day-to-day management to sub-advisers while maintaining oversight.

Jason Abramowitz is a financial advisor at Wells Fargo Clearing with six years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America, N.A. and Merrill. Prior to his career in finance, he spent 15 years at Verizon. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm combines research from Wells Fargo Investment Institute and third-party sources, offering brokerage and advisory solutions to support a wide range of client needs.

Brittany Forte is a financial advisor with LPL Financial in Manchester, NJ, holding a Series 66 designation and six years of industry experience. Her prior roles include positions at Wells Fargo Clearing, Power Tool Company, and PNC Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management with access to model portfolios and third-party research.

Moshe Feinstein is a financial advisor with MassMutual Investors Services holding a Series 66 designation and three years of industry experience. His prior roles include positions at NYLife Securities, Bais Reuven Kamenitz, and Thera Era LLC. He is also the owner of Good Hands Financial Planning LLC and serves as an insurance agent with Good Hands Financial. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm employs a collaborative, software-driven approach to financial planning and offers specialized programs including estate settlement and divorce planning.

Richard Campanella is a financial advisor with Morgan Stanley in Toms River, NJ, holding Series 63 and Series 66 credentials and bringing 38 years of industry experience. He has been with Morgan Stanley since 2008 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and methodologies such as Secular Return Estimates and Monte Carlo simulations to assist in financial planning.

Philip Yellovich is a financial advisor at Morgan Stanley with 36 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2009 and 2015, respectively. Outside of his advisory role, he is a singer in a band and occasionally performs at local venues. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs focused on tailored financial planning, utilizing structured discovery processes and advanced modeling techniques.

Raymond Triano is a financial advisor with Cetera, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at Minnesota Life Insurance Company and Securian Financial Services Inc. He also maintains an ongoing role as a fixed insurance agent with Allied Wealth Partners. Cetera Investment Advisers LLC serves a broad client base including individual, retirement plan, corporate, charitable, and institutional clients. The firm provides a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Brian Gazia is a financial advisor at Merrill with 26 years of industry experience, including 20 years with his current firm. He holds Series 63 and Series 66 licenses and works from Beachwood, NJ. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Cirri III is a Series 66-licensed financial advisor with 11 years of industry experience. He is currently affiliated with Equitable Advisors and has prior experience at firms including Prudential Insurance Company of America, PGIM Investments LLC, Bank of America, and Merrill. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporate, charitable, and institutional investors. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs through a dual-registered model as an SEC-registered investment adviser and broker-dealer.

Benjamin Felicelli is a financial advisor with Equitable Advisors in Jackson, NJ, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has been with Equitable Advisors since 2009 and previously worked at AXA Advisors. Outside of his advisory role, he serves as the Director of Soccer Operations for the Jackson Soccer Club. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance services tailored to client goals and risk tolerance.

Chaim Weinreb is a financial advisor with LPL Financial, holding a Series 66 designation and eight years of industry experience. His prior roles include positions at Able Wealth Management LLC and Securian Financial Services. Outside of his advisory work, he has been involved with several educational institutions, including Mesivta Sholom Shachna and Yeshiva Sholom Shachna. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs and financial planning services supported by research, model portfolios, and technology-driven solutions.

Lawrence Cagliostro is a Senior Financial Advisor and First Vice President of Wealth Management at Merrill Lynch in the Toms River, New Jersey branch. He focuses on family wealth management strategies, philanthropic planning, and portfolio management services. Drawing on extensive experience from his previous role at Morgan Stanley in Toms River, Lawrence develops close relationships with clients often spanning multiple generations and addresses concerns including early retirement, job transitions, retirement account needs, concentrated stock positions, and comprehensive retirement planning strategies. Lawrence holds a Bachelor's Degree from Rider University and a Master's Degree from Georgian Court University. He has earned the Professional Investment Advisor (PIA) designation, reflecting his commitment to professional development and client service. Beyond his advisory role, Lawrence participates in community service as a board member of the Salvation Army. His approach emphasizes creating personalized financial strategies tailored to each client's long-term goals, supported by the investment insights of Merrill and the resources of Bank of America.

Guy Savino Jr. is a financial advisor at Morgan Stanley with 53 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. He holds a Series 63 designation. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques in its financial planning process.

Yisroel Krohn is a financial advisor with LPL Financial in Lakewood, NJ, holding CFP® and Series 66 credentials and 14 years of industry experience. He has worked at LPL Financial since 2018 and previously at Cadaret, Grant & Co., Inc. from 2011 to 2018. Krohn is also involved with Mayco Financial Services and a non-investment-related business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, with access to discretionary and non-discretionary management, model portfolios, and research from various sources.

Dominick Palumbo is a financial advisor at Wells Fargo Clearing with 20 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing since 2019, with prior experience at Wells Fargo Bank, N.A., and PNC Investments. Outside of his advisory role, he serves as Treasurer for the Algonquin Theatre in Mansquan, NJ, where he participates in financial oversight and community support activities. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services grounded in modern portfolio theory. The firm’s advisory process is IPS-driven and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Lucy Digioia is a financial advisor at Cetera with 34 years of industry experience and holds a Series 66 designation. She has previously worked at Voya Financial Advisors and has been affiliated with Cetera Wealth Services since 2021. Outside of her advisory role, she is also engaged as a driver for Uber. Cetera Investment Advisers LLC serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform that includes model portfolios, third-party managers, and customized strategies.

Lisa Sninski is a financial advisor at LPL Financial with five years of industry experience. She previously worked at Wells Fargo Clearing for four years and Valente and Accos. LLC for nine years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers financial planning, advisory programs, and brokerage services through a national network of investment adviser representatives.

Marina Iskandar is a financial advisor at Fidelity with seven years of industry experience. She holds Series 63 and Series 66 designations. Her prior work includes roles at Wells Fargo Clearing and Wells Fargo Bank. She is part of Strategic Advisers LLC, a Fidelity Investments company that serves retail and institutional clients, providing investment management and advisory services through a combination of fundamental research and quantitative analysis. The firm is notable for its use of algorithmic portfolio construction and its advisory role to multiple registered investment companies.