Michael Porzucek is a ChFC® with 32 years of industry experience. He has worked at Independent Financial Partners since 2021 and previously spent 16 years with Key Investment Services LLC. Outside of his advisory role, he is co-owner and general partner of Watertree Holdings, a real estate venture. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform serving tens of thousands of individual, charitable, corporate, and high-net-worth clients, with a notable focus on retirement-plan advisory and pension consulting services.

Joseph Diamond is a financial advisor at Key Investment Services LLC with 12 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Key Investment Services and KeyBank. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through wrap-fee advisory programs, model portfolios, separately managed accounts, and other investment products. The firm emphasizes client-directed model selection and ongoing monitoring while providing access to third-party discretionary managers and supervisory oversight.

Daniel Hopkins is a financial advisor with OSAIC Institutions, Inc. He holds Series 63 and Series 66 licenses and has 39 years of industry experience. His prior roles include positions at Ameriprise and Royal Alliance Associates, INC. OSAIC Institutions, Inc. serves individuals, retirement plans, trusts, estates, and corporate clients by providing customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions. The firm operates a hybrid adviser/broker-dealer model with a focus on both discretionary and non-discretionary accounts.

Evan Ryan is a financial advisor with Key Investment Services LLC in Cicero, NY. He holds Series 63 and Series 66 registrations and has four years of industry experience. Prior to his current role, he worked at KeyBank and was involved with the Potsdam Town & Country Club and Clarkson University/MWCS. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, model portfolios, and managed accounts. The firm emphasizes client-directed model selection and ongoing monitoring, offering access to third-party managers and providing supervisory oversight across its programs.

Mark Modzeleski is a financial advisor with J. W. Cole Advisors, Inc., holding a Series 63 designation and bringing 26 years of industry experience. He has previously worked at MassMutual and Mass Mutual Investors Services. Outside of his advisory role, he serves on the board of a diversified dairy farm and is involved with an investor group developing a multi-field sports complex in Syracuse, NY. J. W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent advisors. The firm offers portfolio management, financial planning, access to third-party managers, and various managed account solutions, with investment decisions implemented on discretionary or non-discretionary bases.

Susan Izyk is a financial advisor with Bankers Life Advisory Services, Inc., holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. Her prior roles include positions at CCO Investment Services and Citizens Bank. Outside of her advisory work, she serves in a monitoring role for the Liverpool School District. Bankers Life Advisory Services, Inc. provides discretionary portfolio management, investment consulting, and retirement plan consulting primarily to mass-affluent and high-net-worth individuals. The firm’s investment approach includes customized asset allocation, periodic rebalancing, and a combination of fundamental, technical, and cyclical analysis to guide portfolio management.

Michele Conte is a financial advisor with Commonwealth Financial Network in Syracuse, NY, holding Series 63 and Series 65 licenses and with 46 years of industry experience. She has been co-owner of Crossbridge Financial Group of CNY, Inc. since 1998, where she also conducts her advisory practice. Conte is involved in tax preparation as a minor non-investment activity. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a variety of advisory programs and operational support, enabling advisors to offer customized portfolio management and a broad range of investment products.

Matthew Root is a financial advisor with Lincoln Investment in Syracuse, NY, holding a Series 63 designation and 28 years of industry experience. He has worked at Lincoln Investment since 2017 and previously held roles at Legend Advisory Corporation and Legend Equities Corporation. In addition to his advisory work, he is the owner and operator of Roots Tax Service, providing tax preparation services. Lincoln Investment Planning, LLC is a large, enterprise investment advisory and broker-dealer serving a diverse client base, including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management via advisor- and firm-managed models, and access to third-party managers, supported by an in-house Investment Management & Research team that constructs strategic and adaptive portfolios.

Kristopher Wadsworth is a financial advisor with Bankers Life Advisory Services, Inc., holding the ChFC® and Series 63 designations and bringing 24 years of industry experience. His prior roles include positions at New York Life Insurance Co., NYLIFE Securities LLC, and various financial services firms. He also manages a team of agents at Bankers Life & Casualty, focusing on hiring and training related to insurance product sales. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan services. The firm employs fundamental, technical, and cyclical analysis to tailor asset allocations and portfolio management aligned with clients’ objectives and risk profiles.

Brynner Holland is a financial advisor with Bankers Life Advisory Services, Inc. in Syracuse, NY, holding Series 63 and Series 65 licenses and two years of industry experience. His background includes roles at Bankers Life Securities, Inc. and Bankers Life & Casualty, Inc., as well as prior work in the automotive and pet care industries. Outside of advisory work, he manages a short-term rental property through Vrbo. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals, focusing on customized asset allocation, tax efficiency, and a combination of fundamental and technical analysis.

Jeffrey Francisco is a financial advisor with Principal Financial Services, holding a Series 63 designation and ten years of industry experience. He has worked with Principal Securities Inc. and Principal Life Insurance Co. since 2016, and previously with Legacy Financial Group and Associates and Bethmann, Russell, Caron & Associates. His other business activities include involvement in outside insurance, fixed life, fixed annuities, and disability insurance. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individual investors, retirement plans, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Neil Hoyt is a financial advisor with Commonwealth Financial Network, holding CFP® and Series 63 credentials and bringing 37 years of industry experience. He has worked at Commonwealth since 2019 and is also a partner and part owner of Michael Roberts Associates, Inc., where he has been involved since 1991. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and back-office support, including investment management, compliance, and technology services, while allowing affiliated advisors discretion in constructing client portfolios.

Anthony Markusz is a financial advisor at TIAA-CREF with 10 years of industry experience. He holds the CFP® and Series 66 credentials and has previously worked at Heritage Wealth Advisors, Ameriprise, and Equitable Advisors. In addition to his advisory role, he is a licensed real estate salesperson involved in listing and selling homes in Syracuse, NY. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals connected with TIAA-administered employer retirement plans, as well as to trusts, estates, and small retirement plans. The firm’s advisory model separates defined planning services from ongoing discretionary management and includes offerings of both model and customized portfolios.

Amanda Stein is a financial advisor at Commonwealth Financial Network with six years of industry experience. She holds a Series 66 designation and previously worked at Voya Financial Advisors from 2015 to 2022. Stein is based in Fayetteville, NY. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and services, including wealth management and retirement plan consulting, and supports advisors with operations, technology, compliance, and investment management.

Paul Madden is a financial advisor with Janney Montgomery Scott in Syracuse, NY, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Janney Montgomery Scott since 2015 and concurrently serves in the United States Air Force. Outside of his financial career, Madden is a basketball official with IAABO Board 38, refereeing high school basketball games. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage, financial planning, consulting, and advisory programs.

Matthew Pfeiffer is a financial advisor at Independent Financial Partners with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Key Investment Services LLC for 11 years. Pfeiffer is also the owner of Harbor Wealth Advisors CNY, Inc., a financial services company, and is involved in insurance and annuity support roles. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisers. The firm supports a multi-advisor platform serving a wide range of clients, with a notable focus on retirement-plan advisory and pension consulting services.

Adam Gould is a CFP® professional with 12 years of industry experience, currently serving at Key Investment Services LLC. His career includes roles at KeyBank, Wells Fargo Clearing, Merrill, Bank of America, Citizens Securities Inc., LPL Financial, and J.P. Morgan Securities. Key Investment Services LLC provides a range of advisory programs and investment products to individuals, trusts, estates, small businesses, and corporate clients. The firm emphasizes client-directed investment strategies with non-binding recommendations and ongoing monitoring, while offering access to third-party discretionary managers and supervisory oversight.

Andres Cano is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 designations and bringing 25 years of industry experience. He has been associated with KeyBank and Key Investment Services in various capacities since 2016. Outside of his advisory role, Cano serves as a director for Advocates, Inc., a nonprofit organization supporting families with children with disabilities. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through a variety of advisory programs, including wrap-fee offerings, model portfolios, and separately managed accounts. The firm emphasizes client-directed model selection combined with ongoing monitoring and due diligence, operating within the KeyCorp group and leveraging affiliations with KeyBank and KeyBanc Capital Markets.

Kyle Jones is a financial advisor with Eagle Strategies (NY Life) based in Dewitt, NY, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has been affiliated with New York Life Insurance Co. and its related entities since 2016 and also operates Crystal Clear Financial Group, LLC. Outside of his advisory work, Jones serves as a referee for both lacrosse and basketball games through regional officials associations. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored advice across multiple program types and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

William Kriesel is a CFP® professional with 26 years of industry experience, currently affiliated with Commonwealth Financial Network since 2024. His prior work includes roles at B&C Planning Services LLC, ETFIDEA LLC, Cadaret, Grant & Co., Inc., and Diversified Capital Management. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and services, including discretionary model portfolios and personalized investment solutions, while supporting affiliated advisors with operations, trading, technology, compliance, and practice management.