Lauren Gidley is a financial advisor with Prosperity Wealth Management, Inc. in San Ramon, CA, holding Series 63, 65, and 66 designations and bringing 36 years of industry experience. She has worked at Prosperity Wealth Management since 2017 and previously at First Allied Advisory Services and First Allied Securities. Outside of her advisory work, she is an author of a financial planning paper titled "Take Control of Your Financial Future" and is involved in a family business selling Amway products. Prosperity Wealth Management serves individual and high-net-worth clients, as well as trusts, estates, and pension/profit-sharing plans, offering asset management, financial planning, and consulting services. The firm manages approximately $442 million across 1,600 clients and emphasizes continuous, tailored portfolio supervision with a diversified investment approach and ongoing oversight of recommended third-party managers.

Michael Lomas is a financial advisor with Independent Solutions Wealth Management, LLC in Williamsville, NY, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His career includes roles at Peak Brokerage Services LLC, Blackridge Asset Management LLC, and Neiman Funds Management, where he serves as a director and active owner of the Neiman Large Cap Value Fund. Outside of advisory work, he is involved in media and insurance through Financial Guys, LLC, and owns a drag race car team, Lomas Motorsports. Independent Solutions Wealth Management provides advisory and planning services to individuals, high-net-worth clients, and retirement plans, offering discretionary and non-discretionary portfolio management across mutual funds, ETFs, and individual securities. The firm emphasizes strategic asset allocation, manager due diligence, and a mix of fundamental and technical analysis, incorporating tactical strategies and proprietary mutual fund offerings.

Louis Rivera is a financial advisor with Ethos Financial Group, LLC, holding the ChFC® designation and Series 63 license. He has 18 years of industry experience, including prior roles at Cadaret Grant, Inc., Alden Investment Advisors LLC, and J. Alden Associates, Inc. In addition to his advisory work, Rivera is an independent insurance salesman specializing in health, life, disability, and annuity products. Ethos Financial Group serves individuals, trusts, estates, municipal entities, and charitable organizations, offering investment management, financial and estate planning, and consulting services. The firm utilizes model portfolios and a core allocation strategy focused on diversified, risk-conscious index-based exposures, supported by third-party research and optional tax-overlay management.

Rebecca Westervelt is a financial advisor with Courier Capital, LLC, holding five years of industry experience. She previously worked at HNP Capital, LLC for six years and at Generation Capital, LLC for fourteen years. Courier Capital, LLC provides investment advisory services to individuals, banking institutions, charitable endowments, and pension plans, employing an asset-allocation approach tailored to client profiles and overseen by an Investment Committee. The firm manages client assets on a discretionary basis, conducting structured due diligence on third-party managers and offering access to a range of investment vehicles including mutual funds, ETFs, individual securities, and alternative investments.

Lawrence Whistler is a CFA® charterholder with four years of industry experience. He is currently with Courier Capital, LLC and previously worked at Nottingham Advisors for 18 years. Courier Capital, LLC provides investment management, retirement plan services, individual financial planning, and investment consulting to a range of clients including high-net-worth individuals, banking institutions, charitable endowments, and pension or profit-sharing plans. The firm manages client assets on a discretionary basis using asset-allocation models, separately managed accounts, and model portfolios that may include mutual funds, ETFs, individual equities, fixed income, and alternative asset classes.

Stephen Fassel is a financial advisor at Courier Capital, LLC with 13 years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at HNP Capital LLC, Five Star Bank, Northwest Bank, and LPL Financial. Fassel is also involved as a life insurance and long-term care agent with KAFL Insurance Resources. Courier Capital, LLC provides investment advisory services to individuals, banking institutions, charitable endowments, and pension plans. The firm employs an asset-allocation approach with Investment Committee oversight and offers discretionary management, financial planning, and access to alternative investments.

John Rehak III is a CFP® and holds a Series 66 designation. He is affiliated with United Capital Financial Advisors in Buffalo, NY, where he has worked since 2022. His prior work experience includes roles at Figli LLC and the Miller Tennis Center. United Capital Financial Advisors provides national financial planning and discretionary investment management to individual and high-net-worth clients, retirement plans, and institutional accounts. The firm offers a range of investment options, including ESG and faith-based portfolios, and supports other independent advisors through its FinLife Partners platform.

Michael Sperrazza is a financial advisor at Independent Solutions Wealth Management, LLC with seven years of industry experience. He holds a Series 66 designation and has worked at several firms including Blackridge Asset Management, Peak Brokerage Services, and Queen City Financial Group. Outside of advising, he is a managing partner of The Financial Guys Home & Auto LLC and hosts a radio show with Financial Guys Media Network. Independent Solutions Wealth Management provides investment advisory and planning services to individuals, high-net-worth clients, and retirement plans. The firm emphasizes strategic asset allocation across a five-tier risk spectrum and employs both fundamental and technical analysis in portfolio management.

Maurice Naylon III is a financial advisor with SB Advisory, LLC, holding the ChFC® designation and Series 63 license, with 49 years of industry experience. He has worked at Lincoln Financial Advisors since 1999 and has been with SB Advisory and San Blas Securities since 2021. Outside of advisory services, Naylon is involved in several nonprofit boards and community organizations, including the Buffalo Renaissance Foundation and the Buffalo and Erie County Naval & Military Park. SB Advisory, LLC is a multi-team advisory firm serving individuals, businesses, and retirement plans. The firm primarily provides non-discretionary advice and employs a combination of fundamental, technical, and qualitative analysis to tailor client portfolios.

Marc Bernstein is a financial advisor at OneSeven with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Manning & Napier Advisors and Sandhill Investment Management. Bernstein has been with MGO ONE SEVEN LLC dba Stone Creek Advisors since 2022. OneSeven provides investment advisory services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm employs a primarily long-term investment approach with diversified portfolios and access to alternatives, utilizing both discretionary and non-discretionary arrangements and working with unaffiliated Independent Managers and third-party platforms.

Michael Shaver is a financial advisor with Independent Solutions Wealth Management, LLC, holding a Series 66 designation and entering the industry with no prior financial advisory experience. His background includes roles in healthcare and education, such as positions at the University at Buffalo Primary Care Research Institute and Buffalo Medical Group. He is also involved with Project TEACH, a nonprofit initiative. Independent Solutions Wealth Management provides investment advisory and planning services to individuals, high-net-worth clients, and retirement plans. The firm employs a strategic asset allocation approach across a five-tier risk spectrum, utilizing mutual funds, ETFs, individual securities, and third-party managers, alongside ongoing portfolio reviews and tactical strategies.

Jeredith Nolan is a financial advisor at Belpointe Asset Management LLC with 32 years of industry experience. She holds a Series 63 designation and has worked at firms including Purshe Kaplan Sterling Investments and MassMutual. Outside of her advisory work, Nolan serves on the advisory board for Clarence High School Academy of Business of Finance and is a member of the finance committee at Ss. Brigid Columba Church. Belpointe Asset Management is a multi-team registered investment adviser managing approximately $7.6 billion in client assets through about 174 advisors. The firm offers discretionary investment management, financial planning, and retirement-plan consulting to individuals, retirement plans, corporations, trusts, and other advisers, utilizing a combination of passive, active, tactical, and blended investment strategies.

Timothy O'Shei is a CFP® with 12 years of industry experience, currently serving as a financial advisor at F.L. Putnam Investment Management Company since 2025. His prior roles include positions at MAI Capital Management, WCG Wealth Advisors, Treloar & Heisel Wealth Management, Ameriprise Financial Services, and Financial Engines Advisors. F.L. Putnam serves a diverse client base including individuals, families, and institutions, providing team-based, customized investment management and financial planning. The firm employs a research-driven approach combining macroeconomic and security-level analysis, offering a variety of strategies across asset classes with options for sustainable investing and tax-aware rebalancing.

Michelle Malone is a financial advisor with B. Riley Wealth Advisors, Inc. in Buffalo, NY, holding Series 63 and Series 66 registrations with 20 years of industry experience. She previously worked at National Asset Management, United Advisors Services, LLC, and Merrill. B. Riley Wealth Advisors manages approximately $4.21 billion in client assets and serves a diverse client base including individual investors, pension plans, trusts, charitable organizations, and corporate clients through a variety of investment programs and financial solutions.

Ronald Reinstein is a financial advisor with Independent Solutions Wealth Management, LLC, holding Series 65 and Series 63 credentials and 21 years of industry experience. He has worked at Peak Brokerage Services, Blackridge Asset Management, and Independent Solutions Wealth Management since 2015, following a year at Next Financial Group. Outside of his advisory work, he teaches community education classes and serves as a Social Security Certified Claiming Strategist. Independent Solutions Wealth Management is an SEC-registered advisory firm managing approximately $1.54 billion in client assets, serving individuals, high-net-worth clients, corporate pension and profit-sharing plans, and trusts. The firm emphasizes strategic asset allocation and manager selection, offering model portfolios across various risk profiles and tactical investment strategies.

John D'andrea IV is a financial advisor with Belpointe Asset Management LLC, holding a Series 66 license and one year of industry experience. Prior to his advisory roles, he served 23 years in the U.S. Army. Outside of financial services, he owns and operates two e-commerce retail businesses. Belpointe Asset Management is a multi-team registered investment adviser managing approximately $7.6 billion in client assets across about 174 advisors. The firm provides discretionary investment management, financial planning, and retirement-plan consulting to individuals, retirement plans, corporations, trusts, and other advisers, using a combination of passive, active, tactical, and blended strategies tailored to client objectives.

Dean Boucounis is a financial advisor with Mutual of Omaha Investor Services, Inc. He holds the ChFC® designation and Series 63 and 65 licenses, with 49 years of industry experience, including over five decades at Mutual of Omaha. Outside of his advisory role, he is involved in community activities such as serving on the Stewardship and Outreach Committee at Annunciation Greek Orthodox Church, volunteering at a soup kitchen, and greeting visitors at the Roswell Park Comprehensive Cancer Center. Mutual of Omaha Investor Services, Inc. provides advisory services to individuals, corporations, and qualified retirement plans through a variety of managed account programs and third-party money manager relationships. The firm operates within the Mutual of Omaha group, offering integrated broker-dealer and insurance services alongside investment advisory solutions.

Michael Shaver is a CFP® professional with 34 years of experience in the financial services industry. He is currently with Independent Solutions Wealth Management, LLC and has prior experience at PEAK Brokerage Services, Blackridge Asset Management, and Citizens Securities. Since 2002, he has served as Treasurer for the Vision Beyond Sight Foundation 403(b)(c). Independent Solutions Wealth Management, LLC is an SEC-registered advisory firm that provides financial planning and portfolio management to individuals, high-net-worth clients, corporate pension and profit-sharing plans, and trusts. The firm manages approximately $1.54 billion in client assets and emphasizes strategic asset allocation, manager selection, and tactical strategies across a range of risk profiles.

Jay Blanchard is a financial advisor with Independent Solutions Wealth Management, LLC in Williamsville, NY. He holds Series 63 and Series 65 licenses and has 23 years of industry experience. Outside of his advisory role, he is involved in practice management and technology consulting, owns a business called Wealth to Womens, and participates in teaching and mentoring activities through Time & Money LLC. He also serves as a fundraiser for the American Widow Project. Independent Solutions Wealth Management provides investment advisory and planning services to individuals, high-net-worth clients, and retirement plans. The firm offers a range of portfolio management strategies, emphasizing strategic asset allocation, model portfolios, and both fundamental and technical analysis in security selection.

Mary Schanzlin is a Certified Financial Planner® at United Capital Financial Advisors with 30 years of industry experience. She has worked at United Capital since 2012 and previously was with Girard Securities, Inc. She serves as a trustee of the James and Kelly Rehak Family Trust and is an investment committee member at The Cullen Foundation, a charitable organization. United Capital Financial Advisors provides national financial planning and discretionary investment management to individual and high-net-worth clients, retirement plans, and institutional accounts. The firm offers a range of customizable investment solutions and operates a platform that supports independent advisors through technology and consulting services.