Melissa Lenhart is a financial advisor with Ameriprise in Greensburg, PA, holding a Series 66 designation and 10 years of industry experience. She has been with Ameriprise and its affiliated entities since 2015. Outside of her advisory role, she works as an independent consultant selling Arbonne products. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Andrew Reese is a financial advisor at Ameriprise with a Series 66 designation and one year of industry experience. His prior roles include positions at Penn State University and McDain Golf Center. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Casey Shultz is a Financial Advisor with Merrill Lynch Wealth Management, joining the firm in August 2022. He specializes in providing tailored wealth planning strategies for individuals and organizations, focusing on personal retirement planning, education planning, divorce transition planning, small business strategies, investment strategy, and tax minimization. Casey takes a personalized approach to financial planning, recognizing that each client's circumstances and objectives are unique. Before joining Merrill, Casey spent over 10 years in union roles, including positions as a railroader for CSX Transportation and as a transportation manager at US Steel Corporation. He also worked as a Banker for PNC Financial Services. His extensive experience contributes to his ability to assist clients in building, preserving, and growing their wealth. Casey holds a Bachelor's degree in Finance and an MBA, both from Excelsior College in Albany, NY. He has earned the Chartered Retirement Planning Counselor™ designation, the CERTIFIED FINANCIAL PLANNER (CFP) certification, and is a Personal Investment Advisor (PIA). He is bilingual in English and Spanish. Outside of his professional work, Casey is involved with the Westmoreland Food Bank and the Westmoreland Symphony Orchestra. He enjoys baseball, bowling, cooking, football, golfing, music, and spending time with his family.

Richard Kulbacki is a financial advisor with Cetera, holding a Series 66 designation and 11 years of industry experience. He has worked with firms including LPL Financial and Axa Advisors, and has been affiliated with Cetera and related entities since 2019. Outside of financial services, he is a part owner of a music business and serves as treasurer for Habitat for Humanity of Allegheny Valley. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a variety of portfolio management and financial planning services, utilizing a multi-manager platform that provides access to affiliated and third-party money managers.

Kenneth Krotz is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He began his career with Prudential Insurance Company of America in 1982 and joined LPL Enterprise in 2024. Krotz is also involved in insurance and financial services activities outside of his advisory role. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients, offering advisory and brokerage services supported by a platform that integrates investment advice, model portfolios, and access to a broad range of financial products.

Grant Kern is a financial advisor at Edward Jones with a Series 66 designation and six years of industry experience. He has worked at Edward Jones since 2019. Prior to his advisory role, his work history includes positions at Sketchy Sites, Fox's Pizza Den, FedEx Ground, and Scott Electric. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,700 financial advisors.

Elizabeth Connors is a financial advisor at Morgan Stanley with 25 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009 and holds a Series 63 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by advanced modeling tools.

Kathy White is a financial advisor with Cambridge Investment Research Advisors and holds a Series 65 designation. She has 16 years of industry experience, having worked previously at McKinley Carter Wealth Services, Inc. for 15 years. Cambridge Investment Research Advisors serves a diverse client base, including individuals, retirement plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm employs a range of strategies and custody platforms tailored to client objectives and provides both proprietary and third-party investment solutions.

Andrew Koma is a financial advisor at LPL Financial with a Series 66 designation and one year of industry experience. His prior work includes roles at YTS Wealth Management, DBR & Co, Phantom Fireworks, Seton Hill University, Pittsburgh Indoor Sports Arena, and Plum Borough School District. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and research from multiple sources.

Thomas Eaglehouse is a financial advisor at Cambridge Investment Research Advisors with 11 years of industry experience. He holds a Series 65 designation and has worked with several firms, including FOUNDATIONS INVESTMENT ADVISORS, llc, and Retirement Wealth Advisors. Outside of his advisory role, he is involved as an agent in insurance, benefits, and human resources. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, utilizing a range of strategies and custody platforms tailored to client objectives.

Stephanie Bracken is a CFP® professional with two years of experience at LPL Financial. Her prior work history includes roles at Nordstrom and UPMC Magee Womens Research Institute. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, and institutions. The firm offers financial planning, advisory programs, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.

Nathan Staib is a financial advisor at LPL Financial with one year of industry experience. He holds the Series 66 designation and has been associated with LPL Financial and YTS Wealth Management since 2024. Prior to his advisory career, he has worked in education and landscaping. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, and institutional clients through a broad network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services with both discretionary and non-discretionary management options.

Susan Svazs is a financial advisor at OSAIC with one year of industry experience. She holds a Series 66 designation and has worked at OSAIC since 2024, with prior experience at Financial Solutions Group, Osaic Wealth, Schweitzer Engineering Labs, and the University of Idaho. Svazs is involved with Financial Solutions Group in a marketing and analysis role related to technology support and customer service. OSAIC serves retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage, advisory services, and access to third-party money managers. The firm employs a range of investment tools and manages portfolios across various asset classes, accommodating discretionary and non-discretionary accounts with client-imposed restrictions.

Brian Duncan is a financial advisor with Cambridge Investment Research Advisors in Irwin, PA. He holds the CFP® designation and has 18 years of industry experience. His work history includes roles at Duncan Financial Planning Advisors, Wealth Preservation & Management, and Duncan Accounting & Tax. Outside of his advisory work, Duncan serves as Treasurer on the board of the Keystone Community Foundation. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, using a range of direct portfolio management and model-based solutions tailored to client objectives.

Nathaniel Williams is a financial advisor with Raymond James & Associates in Monroeville, PA. He holds Series 63 and Series 66 licenses and has one year of industry experience. Prior to joining Raymond James, he worked in several roles including time at Lifetime Home Remodeling and San Diego State University. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, and municipalities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Taylor Marziotto is a financial advisor at LPL Enterprise with 8 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of advising, he serves as an assistant junior varsity volleyball coach for Franklin Regional School District. LPL Enterprise serves a broad client base including individuals, retirement plans, charitable organizations, and institutional clients through advisory and brokerage services. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products via an integrated platform.

Nancy Conners is a Series 66-credentialed advisor with 13 years of industry experience, currently affiliated with Cambridge Investment Research Advisors since 2013. She also holds a role at Duncan Financial Group, where she has been involved since 2010, including activities as an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm offers various portfolio management solutions and employs both discretionary and non-discretionary strategies tailored to client objectives.

Michael Dowling is a financial advisor with Cetera in Mt. Pleasant, PA, holding a Series 66 designation and 23 years of industry experience. He has been with Cetera since 2014 and has previous experience at Standard Bank. Cetera Investment Advisers LLC operates as a multi-manager platform serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and consulting services through a large nationwide network of independent advisors.

Lindsay Turchetta is a financial advisor with LPL Financial in Murrysville, PA, holding Series 63 and Series 65 credentials and bringing 19 years of industry experience. She has worked with firms such as Waddell & Reed and has multiple roles in Slovak cultural and fraternal organizations, including the National Catholic Slovak Ladies Association and the National Slovak Society. Turchetta also operates her own business entities related to investment and financial services. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a wide range of advisory programs and financial planning services, utilizing discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Edward Opat is a CFP® professional with 43 years of industry experience, currently affiliated with Cambridge Investment Research Advisors since 2012. He holds the Series 63 license and is based in Murrysville, PA. Outside of advisory services, he serves as secretary of a local condominium owners association. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through independent Financial Professionals, utilizing a variety of custody platforms, model strategies, and both discretionary and non-discretionary approaches.