Erin Phelps is a financial advisor with Equitable Advisors in Erie, PA, holding a Series 66 designation and four years of industry experience. Prior to joining Equitable Advisors in 2022, Erin worked for Family Services of Northwest Pennsylvania for thirteen years. Equitable Advisors serves individual investors, retirement plan sponsors and participants, corporations, and charitable organizations by offering financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model and provides both advisory and brokerage/insurance channels to implement client recommendations.

Nancy Sparks is a financial advisor with RBC Capital Markets in Erie, PA, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients' risk profiles.

Nicholas Osborne is a financial advisor with Cetera holding a Series 66 designation and no prior industry experience. His work history includes roles outside finance, such as positions at The Pub and Villa at the Lake. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, and institutional accounts. The firm offers various portfolio management options and operates a multi-manager platform with over 10,000 advisors and $256 billion in assets under management.

Brian Johnson is a financial advisor at OSAIC with 36 years of industry experience. He holds a Series 63 designation and has worked at Securities America Advisors and Voya Financial Advisors prior to joining OSAIC. Outside of his advisory role, he is an insurance agent. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisors and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, retirement plan consulting, and access to third-party money managers, utilizing asset-allocation tools and automated rebalancing to construct diverse portfolios.

Kody Rinkevich is a financial advisor with Equitable Advisors, holding a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors in 2024, he worked at Vistra Corp. and Schaeffler Group. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on clients’ goals, risk tolerance, and time horizon.

Jeffrey Price is a CFP® professional with 19 years of experience in the financial industry, currently with Cetera in Erie, PA. He has been affiliated with Cetera Investment Advisors LLC and Cetera Investment Services LLC since 2014 and has worked with First National Bank of Pennsylvania since 2009. Outside of his advisory role, he is treasurer for Build Better Fields, a nonprofit focused on raising funds to maintain local youth baseball fields, and is a part owner of Allison Price Health and Witness LLC, a business co-owned with his spouse. Cetera Investment Advisors LLC serves a broad range of clients including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts through a nationwide network of over 10,000 advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to multiple investment strategies and third-party managers across various program structures.

Kurt Haibach is a financial advisor at Cetera with 32 years of industry experience. He holds a Series 63 designation and has been associated with Cetera and Cetera Wealth Services, LLC since 2013. Haibach is also a partner at Gary B. Haibach & Associates, a financial services firm. In addition to his advisory roles, he is licensed to sell life, health, and annuity insurance. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, combining discretionary and non-discretionary services across multiple program structures.

James Pulling is a financial advisor at LPL Enterprise with 26 years of industry experience. He holds the ChFC® designation and securities licenses Series 63 and Series 65. Prior to joining LPL Enterprise in 2024, he worked for Pruco Securities, LLC for 24 years. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products on an integrated platform.

Gabriel Veliz is a financial advisor with Merrill in Erie, PA, holding a Series 66 designation and seven years of industry experience. His career includes positions at Bank of America, Pennsylvania State Employees Credit Union, and roles in higher education and community organizations such as YMCA and Edinboro University. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Justin De Bias is a financial advisor with Ameriprise Financial Services in Erie, PA, holding Series 63 and Series 66 licenses and two years of industry experience. Prior to Ameriprise, he worked at OSAIC, Securities America, Inc., ERIEBANK, and PNC Bank. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, notable for its Premier Retirement Income service that offers tailored retirement-income planning through written recommendation reports and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Ryan Haffey is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined Merrill in 2011 and has over 15 years of experience in the financial services industry. Ryan specializes in areas including college education planning, divorce transition planning, executive compensation, family wealth management strategies, liquidity management, personal retirement planning, philanthropic planning, portfolio management, women and wealth, and retirement income. Ryan holds several professional designations, including the CERTIFIED FINANCIAL PLANNER™ (CFP) certification awarded by the Certified Financial Planner Board of Standards, Inc., the Chartered Retirement Planning Counselor™ (CRPC) designation, the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), and the Personal Investment Advisor (PIA) credential. He earned a Bachelor of Science in Business Administration from Gannon University, where he attended on a football scholarship. Prior to joining Merrill, Ryan was Vice President of Consumer Lending at HSBC Bank for nine years. Outside of his professional work, Ryan enjoys cooking, football, spending time with his family, and traveling. He emphasizes understanding clients’ values and goals through one-on-one conversations to create personalized financial strategies that help clients pursue their life goals and plan their legacies.

Kristi Parsons is a financial advisor with LPL Financial in Erie, PA, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has been with Linsco/Private Ledger, now part of LPL Financial, since 2000. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, institutions, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement plan consulting, employing both discretionary and non-discretionary management strategies supported by extensive research and technology.

Michael Parsons is a financial advisor with LPL Financial in Erie, PA, holding a Series 66 credential and 13 years of industry experience. He has been with LPL Financial since 2013 and previously worked at Cathedral Prep. Outside of advising, Parsons is involved in several business ventures, including part ownership of MMJ Ventures, LLC, and serves as a trustee in a fiduciary capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, research, and technology-driven strategies.

Mary Lindquist is a financial advisor with Merrill in Erie, Pennsylvania, holding a Series 66 designation and 28 years of industry experience. She has been affiliated with Merrill since 1998 and concurrently with Bank of America, N.A. since 2009. Outside of her advisory role, Lindquist is an owner of SAM2 LLC, a limited liability company, and holds ownership interests in family real estate partnerships. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Liliane Ribeiro is a financial advisor with Ameriprise in Fairview, PA, holding Series 63 and Series 66 licenses and 19 years of industry experience. She previously worked at Erie Bank and Securities America Advisors, Inc. for eight years. Outside of Ameriprise, she is involved in managing an advisory business as a paraplanner and client service specialist with Loose Tetuan Dunn Bergdahl & Associates. Ameriprise provides a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, offering tailored, non-discretionary recommendations supported by algorithmic analysis and a centralized consulting team. The firm also delivers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Jeffrey Fox is a financial advisor at LPL Financial with 27 years of industry experience. He holds the Series 63 and Series 66 licenses. His previous experience includes working at Waddell & Reed, Inc. for 22 years and operating Ellwell, Fox & Marsh, LLC for 15 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of advisory programs, financial planning, retirement plan consulting, and brokerage services supported by in-house and third-party research and model portfolios.

Mark Tetuan is a financial advisor with Ameriprise in Erie, PA, holding Series 63 and Series 66 licenses and bringing 49 years of industry experience. He has been with Ameriprise and its predecessor firm since 1976. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, written recommendations through a centralized consulting team. The firm also offers a broad range of advisory, brokerage, and insurance solutions typical of large institutional firms.

Ana Swedberg is a financial advisor at RBC Capital Markets with 22 years of industry experience. She has been with RBC Capital Markets since 2011 and holds Series 63 and Series 66 credentials. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers multiple advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services, with portfolio strategies tailored to each client’s risk profile.

Gregory Deemer is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Cetera and its affiliates since 2013 and currently owns Bayfront Benefit Solutions, Inc. Deemer serves as a board member for the Boys & Girls Club of Erie and is president of the Fort LeBoeuf Wall of Fame, a nonprofit organization. Cetera Investment Advisers LLC is a nationwide independent advisory firm serving individual, institutional, corporate, and charitable clients through a multi-manager platform offering portfolio management, financial planning, and retirement services. The firm manages over $256 billion in assets and supports advisors with a range of discretionary and non-discretionary program options across multiple custodians.

Skyler Edwards is a financial advisor at Edward Jones in Erie, PA, holding Series 66 and Series 63 credentials with three years of industry experience. His prior work includes roles at LPL Financial, Northwest Bank, EQUITABLE ADVISORS LLC, and a previous tenure at Edward Jones. Edward Jones is a wealth management firm serving over four million individual and institutional clients with a range of investment advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets under management and operates a nationwide network of more than 23,000 advisors and 15,000 branch offices.