Lawrence Post is a Certified Financial Planner (CFP®) and holds a Series 65 license with 13 years of industry experience. He has worked at Baltimore-Washington Financial Advisors since 2019 and previously spent 14 years at PNC Bank, NA. Baltimore-Washington Financial Advisors is a team-based firm serving individuals, families, trusts, estates, foundations, and other nonprofit organizations with fee-only wealth management. The firm provides financial planning, portfolio management, integrated tax services, and business services, using a collaborative approach among advisors, portfolio managers, tax specialists, and business advisors to align investment strategies with clients’ goals and tax circumstances.

Thomas Arasz is a CFP® and holds a Series 65 license with three years of industry experience. He has worked at The Marshall Financial Group LLC since 2025 and previously gained experience at Bmore Financially Fit, LLC and Your Financial Pharmacist. The Marshall Financial Group serves individuals, businesses, pension and profit-sharing plans, and charitable organizations by offering portfolio management, investment analysis, and comprehensive planning services. The firm creates individualized portfolios based on client risk tolerance and objectives, utilizing both discretionary and non-discretionary management along with held-away asset monitoring and educational seminars.

Alexander Gersh is a financial advisor at Cornerstone Advisory with a Series 65 credential and one year of industry experience. Before joining Cornerstone Advisory, he worked at Sinclair Broadcast Group in various roles from 2019 to 2026 and previously at Diane Lebedeff D.P.M. from 2015 to 2019. Cornerstone Advisory offers discretionary portfolio management, financial planning, pension consulting, and sub-advisory services to a diverse client base including individuals, pension plans, trusts, charitable organizations, and corporations. The firm applies a planning-first approach, combining traditional and alternative investments, and manages approximately $2.25 billion in discretionary assets.

Samuel Heroux is a financial advisor at SC&H Wealth with four years of industry experience and holds a Series 65 designation. He has been with SC&H Financial Advisors, Inc. since 2015. In addition to his advisory role, he provides tax planning and accounting services as an enrolled agent. SC&H Wealth is a multi-team registered investment adviser serving individuals, trusts, estates, retirement plans, small businesses, and charitable organizations. The firm uses a planning-driven, team-based approach that integrates tax and estate considerations into portfolio management, primarily utilizing mutual funds and ETFs with periodic reviews.

Kellie Walter is a financial advisor at SC&H Wealth with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at SC&H Financial Advisors, Inc. since 2005, following eight years at Triad Advisors, Inc. She is also involved with SC&H Group, the parent company of SC&H Financial Advisors, which organizes corporate, social, and community service activities for employees. SC&H Wealth is a multi-team registered investment adviser with approximately 20 advisors and $1.23 billion in assets under management. The firm serves individuals, trusts, estates, retirement plans, small businesses, and charitable organizations, using a planning-driven approach that incorporates tax and estate considerations into portfolio construction and monitoring.

Joseph Gallagher is a CFP® professional with 32 years of industry experience. He has been with Advocate Investing Services and LPL Financial since 2005 and previously worked at Fidelity for eight years. Outside of advisory work, Gallagher is the author of the book "Born Again" and created a card game called "Here's the Deal." Advocate Investing Services is a four-advisor firm serving individuals, charitable organizations, and business entities with portfolio management, financial planning, and pension consulting. The firm uses fundamental, technical, and cyclical analysis combined with modern portfolio theory, offering strategies that include derivatives and market-linked instruments tailored to client objectives.

Patrick Jones is a financial advisor at Marathon Capital Management with 24 years of industry experience. He previously worked at Stifel, Nicolaus & Company, Incorporated for 18 years before joining Marathon in 2023. Jones holds Series 63 and Series 65 licenses. Marathon Capital Management provides discretionary portfolio management and integrated financial planning to high-net-worth individuals, trusts, estates, and charitable organizations. The firm follows a long-term, buy-and-hold investment approach based on growth at a reasonable price (GARP) principles and manages client accounts on a discretionary basis.

Craig Diamond is a financial advisor with Chapin Davis in Baltimore, MD. He holds Series 63 and Series 65 credentials and has 32 years of industry experience. Prior to joining Chapin Davis in 2009, he worked at Wells Fargo Clearing and Prudential Equity Group. Chapin Davis serves individuals, trusts, retirement plans, corporations, and institutions with investment management, financial planning, and advisory consulting. The firm combines advisor-led portfolio management with third-party managers and research, offering both discretionary and client-directed arrangements.

Timothy Truss is a financial advisor at The L. Warner Companies, Inc. with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at M Holdings Securities, Stanford Capital Management, and Citigroup Global Markets. Outside of his advisory role, he is the owner of Skipekey LLC, an entity used for estate planning purposes. The L. Warner Companies provides discretionary investment management and financial planning primarily to high-net-worth individuals, trusts, estates, and pension plans. The firm employs a fundamental analysis approach with broadly diversified portfolios and integrates multiple third-party platforms and strategies alongside fiduciary and administrative services.

John Ciccarone is a financial advisor with WBH Advisory, Inc. in Baltimore, MD, holding a Series 65 designation and 34 years of industry experience. He has been with Wagner Capital Management Corp since 1992. WBH Advisory is a multi-advisor wealth management firm serving individual, trust, retirement-plan, nonprofit, and corporate clients with discretionary portfolio management, financial planning, estate planning, and income tax planning. The firm employs fundamental equity analysis to construct individualized portfolios and incorporates technology platforms for reporting, account management, and portfolio rebalancing.

Ryan Schoppert is a financial advisor at SC&H Wealth with one year of industry experience. He holds the Series 65 designation and has worked at SC&H Group, Inc. since 2020. His prior roles include positions at French, Shepley & Strong, LLC, and Stevenson University. SC&H Wealth is a multi-team registered investment adviser managing approximately $1.23 billion in assets. The firm serves individuals, trusts, estates, retirement plans, small businesses, and charitable organizations using a team-based, planning-driven approach that integrates tax and estate considerations into asset allocation and monitoring.

Terrence Jones is a financial advisor at Baltimore-Washington Financial Advisors with 10 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at T. Rowe Price for several years. Baltimore-Washington Financial Advisors is a fee-only wealth management firm serving individuals, families, trusts, estates, foundations, and nonprofit organizations. The firm employs a model portfolio investment process overseen by a weekly committee and integrates tax considerations into financial planning and portfolio management.

Clifford Athey is a financial advisor at Marathon Capital Management with 12 years of industry experience. He holds Series 66 and Series 65 licenses and has been with Marathon since 2015. Earlier in his career, he worked at Legg Mason Wood Walker, Incorporated. Marathon Capital Management is a discretionary investment adviser serving high-net-worth individuals, trusts, estates, and charitable organizations with a long-term growth-at-a-reasonable-price (GARP) investment approach, focusing on individual securities managed on a discretionary basis.

James Foxen is a financial advisor at Cornerstone Advisory with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Kestra Financial, Brighthouse Securities, and MetLife Investors Distribution Company. Foxen has been with Cornerstone Advisory since 2019. Cornerstone Advisory provides discretionary portfolio management, financial planning, pension consulting, and sub-advisory services to individuals, pension plans, trusts, charitable organizations, and corporations. The firm uses a planning-first approach with wealth forecasting and probability analysis, integrating traditional and alternative investment strategies, and manages approximately $2.25 billion in discretionary assets.

Andrew Conn is a CFP® with seven years of industry experience, currently serving as a financial advisor at Indivisible Partners. His prior experience includes roles at RBC Capital Markets and Steward Partners, as well as a two-year period at Towson University. Indivisible Partners is an SEC-registered advisory firm that provides portfolio management, financial planning, and third-party investment manager selection to individuals, high-net-worth clients, trusts, charitable organizations, and businesses. The firm employs a strategic asset allocation framework and offers a range of investment approaches, including active, passive, and blended strategies, tailored to client risk profiles.

Nicholas Distefano is a financial advisor at SC&H Wealth with a Series 65 designation and three years of industry experience. He has been with SC&H Financial Advisors, Inc. since 2016. In addition to his advisory role, he provides tax planning and accounting services as an enrolled agent for clients of both SC&H Financial Advisors and its parent company, SC&H Group. SC&H Wealth is a multi-team registered investment adviser serving individuals, trusts, estates, retirement plans, small businesses, and charitable organizations. The firm employs a planning-driven approach that integrates tax and estate considerations, managing portfolios primarily through mutual funds and ETFs with regular reviews.

Ilene Salcman is a financial advisor at The L. Warner Companies, Inc. with 26 years of industry experience. She holds a Series 66 designation and has been associated with The L. Warner Companies since 1998 and M Holdings Securities, Inc. since 2006. The L. Warner Companies serves high-net-worth individuals, trusts, estates, retirement plans, corporations, non-profits, and other business entities by providing financial planning, investment management, and consulting services. The firm manages diversified portfolios through a research-driven process and offers fiduciary plan services alongside third-party manager programs.

Jack Ramey is a CFP® professional with 37 years of industry experience, currently serving at WBH Advisory, Inc. since 2020. His prior roles include positions at Biegel Waller Investment Advisory Services, the College of Financial Planning, and Fidelity, where he worked from 1998 to 2016. He serves on the investment committee of the Fuel Fund of Maryland, a nonprofit organization assisting with household utility payments. WBH Advisory is a multi-advisor wealth management firm managing approximately $1.74 billion for individual, trust, retirement-plan, nonprofit, and corporate clients. The firm provides discretionary portfolio management along with financial, estate, and income tax planning, utilizing fundamental equity analysis and a variety of investment vehicles with a longer-term focus and periodic rebalancing.

John Kelly is a CFP® professional with 16 years of industry experience. He has been with Baltimore-Washington Financial Advisors since 2009. Baltimore-Washington Financial Advisors is a fee-only wealth management firm serving individuals, families, trusts, estates, foundations, and nonprofit organizations. The firm emphasizes diversified, model portfolio strategies overseen by a weekly investment committee and integrates tax considerations closely with investment management, while managing a high client load through scalable, standardized processes.

Gregory Armstrong is a CFP® professional with 22 years of industry experience, currently serving at Armstrong Dixon in Baltimore, MD. He has been affiliated with LPL Financial and Armstrong Dixon since 2013. Outside of his advisory role, he is involved in non-variable insurance activities. Armstrong Dixon provides discretionary investment management and financial planning to individuals, high-net-worth families, charitable organizations, small business owners, and retirement plan sponsors. The firm employs a strategic, global asset allocation approach combining active and passive strategies, third-party research, and risk-management metrics, managing approximately $447.5 million in assets for around 290 clients with a team of six advisors.