Christopher Edwards is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 designations and five years of industry experience. His work background includes roles at Fidelity Investments and Equitable Advisors, along with earlier positions outside the industry. T. Rowe Price Advisory Services, Inc. offers the Retirement Advisory Service, combining goals-based financial planning, retirement income planning, and discretionary investment management primarily for individual investors and households. The service uses proprietary mutual funds and ETFs with a disciplined investment approach and provides financial plans and reviews through an interactive online platform.

James Sweet is a CFP® with 12 years of industry experience, currently serving as a financial advisor at MAI Capital Management, LLC. His prior roles include positions at Court Place Advisors, LLC, TD Ameritrade, Inc., and T. Rowe Price. MAI Capital Management provides investment management, wealth management, retirement plan consulting, and family-office services to a diverse client base including high- and ultra-high-net-worth individuals, families, sports professionals, trusts, and institutional clients. The firm offers customized portfolio management across various strategies and integrates financial planning and tax services into many client relationships.

Roger Young is a CFP®-designated financial advisor at T. Rowe Price Advisory Services, Inc. with 15 years of industry experience. He has worked at T. Rowe Price since 2017 and previously held a position at Wells Fargo Clearing. Outside of finance, he is a musician in a local Maryland rock band. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and investment management primarily for individual investors and households. The firm employs a model-based approach investing exclusively in proprietary T. Rowe Price mutual funds and ETFs, combining nondiscretionary goal planning with discretionary account management.

Joel Zapf is a CFP®-certified financial advisor with 18 years of industry experience, currently serving at T. Rowe Price Advisory Services, Inc. since 2019. His prior roles include positions at Ameriprise Financial Services and Spire Wealth Management. Outside of his advisory work, he is involved in non-investment related real estate ownership in Baltimore, MD. T. Rowe Price Advisory Services offers a retirement-focused advisory program that combines goals-based financial planning, retirement income planning, and discretionary investment management primarily for individual investors with significant assets. The firm implements model portfolios exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and Monte Carlo simulation tools in its planning process.

Jared Taylor is a CFP® certificant with 19 years of industry experience, currently advising at T. Rowe Price Advisory Services, Inc. His prior roles include positions at Ameriprise Financial Services, Pruco Securities, The Prudential Insurance Company of America, Bank of America, and Merrill Lynch. T. Rowe Price Advisory Services offers the Retirement Advisory Service, which provides individual investors and households with goals-based financial planning, retirement income planning, and discretionary investment management focused on retirement objectives. The firm employs model portfolios invested exclusively in proprietary mutual funds and ETFs, uses tax-aware rebalancing, and delivers financial plans supported by Monte Carlo simulations.

Dustin French is a CFP® professional with 15 years of industry experience, currently with Empower Advisory Group. His prior roles include positions at Charles Schwab Bank, Charles Schwab & Co., TD Ameritrade, Scottrade, and Wells Fargo Clearing. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as certain retail brokerage account holders. The firm offers integrated services through Empower’s platforms, focusing on long-term portfolio returns and client savings rates.

Stephen Mezzei is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 credentials and has 22 years of industry experience. He has been with T. Rowe Price Investment Services, Inc. since 2008. T. Rowe Price Advisory Services, Inc. offers retirement-focused advisory services combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily using proprietary mutual funds and ETFs. The firm serves individual investors and households with minimum investable assets and uses model portfolios alongside an interactive online planning tool.

Michael Festa is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and 11 years of industry experience. He has worked at T. Rowe Price since 2020 and previously spent six years at Bank of America and Merrill. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management, primarily serving individual investors and households. The firm uses model portfolios invested in proprietary mutual funds and ETFs, employing tax-aware strategies and Monte Carlo simulations for retirement planning.

Faaiz Ibraheem is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and currently beginning his industry experience. His prior work includes roles at Bank of America, Starbucks, and Sweetgreen. T. Rowe Price Advisory Services offers a retirement-focused advisory program for individual investors and households, combining goals-based financial planning, retirement income planning, and discretionary investment management primarily using proprietary mutual funds and ETFs.

Andre Newell is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 credentials and 10 years of industry experience. He has worked at T. Rowe Price since 2014 and previously spent three years at Uber. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management, primarily serving individual investors and households with significant investable assets. The firm uses model allocations invested exclusively in T. Rowe Price mutual funds and ETFs and incorporates tax-aware rebalancing and tactical allocation strategies.

Nathan Fuchs is a financial advisor at Empower Advisory Group with two years of industry experience and holds the Series 66 designation. Prior to joining Empower, he worked at T. Rowe Price for six years. He also has experience at AVI Foodsystems and Menchey Music Service, Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage clients. The firm integrates its services with Empower’s recordkeeping and administrative platforms and focuses on long-term portfolio returns and clients' savings rates through point-in-time financial plans and optional managed account solutions.

Rudy Santamaria is a Financial Consultant at Fidelity Investments, a role he has held since 2023. Prior to this, he worked at Ameriprise Financial in several capacities including Client Relationship Manager - Retirement Specialist, Client Relationship Manager, and Client Support Associate between 2021 and 2023. Rudy also gained experience as an Analyst at Novus Partners from 2020 to 2021. Rudy's professional focus is on advocating for his clients and their financial goals. He emphasizes understanding each client's overall situation to provide personalized financial guidance and build tailored plans. Outside of his professional responsibilities, Rudy has interests in art, museums, music, outdoor adventures, reading, and theater.

Mark Scarborough is a CFP® professional with 21 years of industry experience. He has been with T. Rowe Price Investment Services, Inc. since 2004. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and investment management to individual investors and households, using a combination of nondiscretionary planning and discretionary account management primarily invested in proprietary T. Rowe Price mutual funds and ETFs. The firm employs model portfolios with tax-aware strategies and delivers plans supported by an online interactive tool.

Brandon Monahan is a CFP® and holds a Series 66 license with eight years of industry experience. He is currently with Janney Montgomery Scott, where he has worked in various capacities since 2019. Before joining Janney, he was employed at Bank of America and Merrill and has experience working with the Commonwealth of Pennsylvania and Salisbury University. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a broad client base including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering a range of brokerage, financial planning, and advisory services.

Benjamin Damsgaard is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and two years of industry experience. His prior roles include positions at First National Bank of Pennsylvania, Cetera, and Equitable Advisors, LLC. T. Rowe Price Advisory Services, Inc. provides the T. Rowe Price Retirement Advisory Service, which serves individual investors and households focused on retirement goals through a combination of nondiscretionary financial planning, retirement income planning, and discretionary investment management. The firm implements portfolios using model allocations invested exclusively in selected T. Rowe Price mutual funds and ETFs, supported by an interactive online planning tool and regular plan reviews.

Raymond Duncan II is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 66 and Series 63 licenses and two years of industry experience. He has worked at several firms including Northwestern Mutual Wealth Management Company and Phoenix Insurance Services. Prior to entering financial services, he held roles in education and the foodservice industry. T. Rowe Price Advisory Services provides retirement-focused financial planning and discretionary investment management to individual investors and households. The firm uses a model portfolio approach invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and Monte Carlo simulations to support retirement income planning.

Lewis Brown III is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 65 licenses and has 28 years of industry experience. Prior to joining T. Rowe Price in 2020, he worked at Merrill and Bank of America from 2016 to 2020. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program combining goals-based financial planning, retirement income planning, and discretionary investment management primarily through T. Rowe Price mutual funds and ETFs. The firm serves individual investors and households, providing financial plans and ongoing reviews supported by an online planning tool and telephone access to advisors.

Chad Baker is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and 7 years of industry experience. He has been with T. Rowe Price since 2016. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining goals-based financial planning, retirement income planning, and discretionary investment management primarily using proprietary mutual funds and ETFs. The firm serves individual investors and households and employs strategies such as tax-aware rebalancing and Monte Carlo simulations for financial planning.

Lauren Greenbaum is a Series 66-licensed financial advisor at T. Rowe Price Advisory Services, Inc. with four years of industry experience. Her prior roles include positions at M&T Bank and Loyola University Maryland. T. Rowe Price Advisory Services offers the Retirement Advisory Service to individual investors and households focused on retirement goals, combining nondiscretionary financial planning, retirement income planning, and discretionary investment management supported by an online planning tool and financial advisor access. The firm uses model allocations invested exclusively in T. Rowe Price mutual funds and ETFs, employing asset-location strategies, tax-aware rebalancing, and Monte Carlo simulations for retirement income projections.

Elisabeth La Belle is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and five years of industry experience. She previously worked at Baird and Raymond James Financial Services and has experience outside finance, including roles with the US Equestrian Federation and editorial positions with Town-Crier/Wellington The Magazine. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining nondiscretionary financial planning and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households, employing tax-aware strategies and interactive online tools to deliver personalized retirement plans and ongoing account management.