Daisy Rojas is a financial advisor with LPL Financial in Charlottesville, VA, holding Series 63 and 65 licenses and three years of industry experience. Her prior roles include positions at Platt Financial, Rojas Stevens Company, United Way, and The Covenant School of Charlottesville. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisers. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Miriam Powers is a financial advisor at Mass Mutual Investors Services with five years of industry experience. She holds Series 63 and Series 65 licenses and has worked at MassMutual Commonwealth since 2017. Outside of finance, Powers has experience working with Union Mission Ministries and in retail and food service. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annually structured financial planning engagements supported by firm-approved analytical tools.

Joseph Shenk is a financial advisor with Cetera based in Crozet, VA. He holds the CFP® and ChFC® designations and has 20 years of industry experience. He founded Oak and Shepherd Wealth Management LLC in 2024, where he serves as President and Advisor, providing financial planning and insurance-related products as needed. Prior to this, he worked at Concourse Financial Group Securities Inc. for 19 years. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual clients, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and features access to both affiliated and third-party investment managers across multiple program structures.

Jeffrey Mcgough is a financial advisor with LPL Financial in Charlottesville, VA, holding Series 63 and Series 65 credentials and having 40 years of industry experience. Prior to joining LPL Financial in 2018, he worked at VOYA Financial Advisors from 2014 to 2018. Outside of his advisory role, he is involved in managing an Airbnb rental property. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by LPL Research and third-party resources.

John Higgins II is a financial advisor with Wells Fargo Clearing in Charlottesville, VA, holding Series 63 and Series 65 designations and bringing 40 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

James Masloff is a financial advisor with Raymond James Financial, holding CFP® certification and Series 63 and 65 licenses, with 38 years of industry experience. He has been with Raymond James since 2008. Outside of his advisory work, he is a managing member of a family LLC established to facilitate generational gifting of a vacation home. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm provides financial planning and non-discretionary investment consulting, emphasizing tailored recommendations supported by firm research and a broad affiliate network.

Grace Barrett Johnson is a financial advisor at Ameriprise with one year of industry experience. She holds a Series 66 designation and has prior experience managing an advisory business under Clarinity Inc. Johnson’s background includes service in the United States Marine Corps and community involvement through Christ the King Church. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning focused on dependable income sources and tax-aware withdrawal strategies. The firm utilizes proprietary research and third-party data to provide non-discretionary recommendations within a defined investment universe.

Beth Goodell is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Merrill and Bank of America. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non‑qualified deferred compensation plans, offering both discretionary and non‑discretionary advisory options grounded in modern portfolio theory and tailored to plan objectives and risk tolerances. The firm’s offerings include investment policy statement preparation, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related products among its investment options.

Michael Drew is a financial advisor with Wells Fargo Clearing in Charlottesville, VA, holding Series 63 and Series 65 licenses and 12 years of industry experience. He previously worked at Citizens Bank and Wells Fargo Clearing Services LLC. Outside of his advisory role, he serves on the finance committee of the Knights of Columbus Fr. Adrian Harmening Council, participating in charitable activities and financial oversight. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

David Lemon is a CFP® professional with 21 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to this, he worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he is involved as co-treasurer of Scout Troop 114 in Irving, TX, assisting with financial management and administrative tasks. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Ronald Senegal is a Senior Financial Advisor and Portfolio Manager at Merrill Lynch Wealth Management and the founder of the Senegal Group. With over 30 years of experience in the financial industry, he works closely with successful individuals and their families to develop customized strategies aligned with their goals. Ronald manages portfolios on a discretionary basis, utilizing personalized strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party options. He focuses on areas such as college education planning, family wealth management, legacy planning, liquidity management, retirement planning, philanthropic planning, tax minimization, and portfolio management services. Ronald holds a Bachelor’s Degree from the University of Virginia and the Personal Investment Advisor (PIA) designation. He resides in Washington, DC with his wife, Carissa, and their sons, Hudson and Ryder. Outside of work, Ronald enjoys traveling, playing golf, and exploring new experiences.

Mary Megginson is a financial advisor at Merrill with 18 years of industry experience. She holds Series 63 and Series 66 designations and has been with Merrill Lynch and its predecessor entities since 1990, totaling 36 years of service. Outside of her advisory role, she is involved part-time with QVC, a home shopping network company. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Ray Kauffman is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked at Wells Fargo since 2017 and previously held roles at Morgan Stanley Private Bank and Morgan Stanley from 2009 to 2017. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics to support diversified investment approaches.

Maryanna Gilmer is a financial advisor at Ameriprise with 12 years of industry experience. She holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2008. In addition to her role at Ameriprise, she is co-owner of Origin Wealth LLC, an advisory business based in Charlottesville, VA. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations through a centralized consulting team.

Shawn Pendleton is a ChFC® and Series 66 credentialed financial advisor with 12 years of industry experience. He has been with Stifel since 2013, based in Charlottesville, VA. Pendleton serves on the board and is chairman of the board for City of Promise, a nonprofit organization focused on education and mentoring for children in underserved neighborhoods. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Derek Shifflett is a financial advisor with LPL Financial in Charlottesville, VA, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. His prior roles include positions at Truist Advisory Services, BB&T, and BB&T Securities. He is also a commissioned notary in Virginia. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services with both discretionary and non-discretionary management options, supported by research and a variety of investment strategies.

Megan Shifflett is a financial advisor at Raymond James Financial with 17 years of industry experience. She holds Series 66 and Series 63 designations. Her career includes roles at Raymond James Financial Services, Atlantic Union Bank, and Union Bank and Trust. In addition to her advisory work, she is involved as a client assistant with Atlantic Union Financial Consultants, LLC. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth investors, pension and profit-sharing plans, charitable organizations, and government entities. The firm offers tailored, typically non-discretionary advisory services and maintains institutional capabilities including public finance activities.

Loni Conley is a financial advisor with LPL Financial in Charlottesville, VA, holding Series 63 and Series 65 licenses and possessing 12 years of industry experience. Prior to joining LPL Financial in 2020, she worked at Northwestern Mutual in various capacities from 2014 to 2020 and spent two years at Waste Management, Inc. Outside of her advisory role, she is involved in selling sports memorabilia and vintage sports cards through online platforms. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and retirement plan consulting, utilizing both discretionary and non-discretionary management strategies supported by proprietary and third-party research.

Sean Howe is a CFP® with 18 years of experience in the financial industry. He is currently with RBC Capital Markets and City National Bank, having previously worked at UBS Financial Services for 14 years. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charities. The firm offers a range of advisory programs with customizable investment strategies and has a significant capital-markets presence supported by affiliated asset managers and integrated financial services.

Robert David is a financial advisor with Edward Jones in Earlysville, VA, holding Series 63 and Series 66 credentials and bringing 31 years of industry experience. He has been with Edward Jones since 1994. Outside of his advisory role, he serves as president of The Johnsie Fiock Fildes Foundation Ltd, where he participates in board meetings and helps distribute proceeds to charitable organizations. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.